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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event
Reported): September 29, 1997
THE PROVIDENT BANK
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(Exact name of registrant as specified in its charter)
Ohio 333-35275 31-0412725
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(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)
One East Fourth Street
Cincinnati, Ohio 45202
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(Address of Principal (Zip Code)
Executive Offices)
Registrant's telephone number, including area code (513) 579-2000
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Item 5. Other Events.
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Filing of Derived Materials.
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In connection with the offering of the Provident Bank Home Equity Loan
Trust 1997-B, Home Equity Loan Asset-Backed Certificates, Series 1997-B,
Class A-1, Class A-2 and Class A-3 (the "Certificates"), Lehman Brothers Inc.
("Lehman"), as an underwriter of the Certificates, has prepared certain
materials for distribution to its potential investors and Donaldson, Lufkin &
Jenrette ("DLJ" and, together with Lehman, the "Underwriters"), as an
underwriter of the Certificates, has prepared certain materials for
distribution to its potential investors (the "DLJ Derived Materials").
Although The Provident Bank (the "Company") provided the Underwriters with
certain information regarding the characteristics of the Mortgage Loans (the
"Loans") in the related portfolio, it did not participate in the preparation
of the DLJ Derived Materials. Concurrently with the filing hereof, pursuant
to Rule 311(i) of Regulation S-T, the Company is filing the DLJ Derived
Materials by paper filing on Form SE.
For purposes of this Form 8-K, DLJ Derived Materials shall mean computer
generated tables and/or charts displaying, with respect to the Certificates,
any of the following: yield; average life, duration; expected maturity;
interest rate sensitivity; loss sensitivity; cash flow characteristics;
background information regarding the Loans; the proposed structure; decrement
tables; or similar information (tabular or otherwise) of a statistical,
mathematical, tabular or computational nature. The DLJ Derived Materials are
attached hereto as Exhibit 99.
Item 7. Financial Statements, Pro Forma Financial
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Information and Exhibits.
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(a) Not applicable.
(b) Not applicable.
(c) Exhibits:
99 DLJ Derived Materials
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
THE PROVIDENT BANK
By: /s/ Kevin M. Shea
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Name: Kevin M. Shea
Title: Vice President
Dated: September 29, 1997
Exhibit Index
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Exhibit Page
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99 DLJ Derived Materials
EXHIBIT 99
In accordance with Rule 311(i) of Regulation S-T, the Lehman Derived
Materials are being filed on paper pursuant to Form SE.
