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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event
Reported): September 29, 1997
THE PROVIDENT BANK
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(Exact name of registrant as specified in its charter)
Ohio 333-35275 31-0412725
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(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)
One East Fourth Street
Cincinnati, Ohio 45202
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(Address of Principal (Zip Code)
Executive Offices)
Registrant's telephone number, including area code (513) 579-2000
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Item 5. Other Events.
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Filing of Derived Materials.
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In connection with the offering of the Provident Bank Home Equity Loan
Trust 1997-B, Home Equity Loan Asset-Backed Certificates, Series 1997-B,
Class A-1, Class A-2 and Class A-3 (the "Certificates"), Lehman Brothers Inc.
("Lehman"), as an underwriter of the Certificates, has prepared certain
materials for distribution to its potential investors (the "Lehman Derived
Materials") and Donaldson, Lufkin & Jenrette (together with Lehman, the
"Underwriters"), as an underwriter of the Certificates, has prepared certain
materials for distribution to its potential investors. Although The
Provident Bank (the "Company") provided the Underwriters with certain
information regarding the characteristics of the Mortgage Loans (the "Loans")
in the related portfolio, it did not participate in the preparation of the
Lehman Derived Materials. Concurrently with the filing hereof, pursuant to
Rule 311(i) of Regulation S-T, the Company is filing the Lehman Derived
Materials by paper filing on Form SE.
For purposes of this Form 8-K, Lehman Derived Materials shall mean
computer generated tables and/or charts displaying, with respect to the
Certificates, any of the following: yield; average life, duration; expected
maturity; interest rate sensitivity; loss sensitivity; cash flow
characteristics; background information regarding the Loans; the proposed
structure; decrement tables; or similar information (tabular or otherwise) of
a statistical, mathematical, tabular or computational nature. The Lehman
Derived Materials are attached hereto as Exhibit 99.
Item 7. Financial Statements, Pro Forma Financial
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Information and Exhibits.
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(a) Not applicable.
(b) Not applicable.
(c) Exhibits:
99 Lehman Derived Materials
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
THE PROVIDENT BANK
By: /s/ Kevin M. Shea
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Name: Kevin M. Shea
Title: Vice President
Dated: September 29, 1997
Exhibit Index
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Exhibit Page
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99 Lehman Derived Materials
EXHIBIT 99
In accordance with Rule 311(i) of Regulation S-T, the Lehman Derived
Materials are being filed on paper pursuant to Form SE.
