FIRST INVESTORS LIFE VARIABLE ANNUITY FUND A
NSAR-U, 1997-02-26
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                                  FORM N-SAR-U
                                  ANNUAL REPORT
                           FOR UNIT INVESTMENT TRUSTS

Report for six month period ending:                     /  /   (a)

or fiscal year ending:                                12/31/96 (b)

Is this a transition report?:(Y/N)                       N

Is this an amendment to a previous filing? (Y/N)         N

Those  items or  sub-items  with a box "[/] " after  the item  number  should be
completed only if the answer has changed from the previous filing on this form.

1.    A.    Registrant Name:       First Investors Life Variable Annuity Fund A

      B.    File Number:           811-2982

      C.    Telephone Number:
                                   (212) 858-8200

2.    A.    Street:                95 Wall Street

      B.    City:  New York        C.  State: New York      D.  Zip Code: 10005

                 Zip Ext:

      E.    Foreign Country:                              Foreign Postal Code:


3.    Is this the first filing on this form by 
      Registrant? (Y/N)                                          N
                                                              --------

4.    Is this the last filing on this form by 
      Registrant? (Y/N)                                          N
                                                              --------

5.    Is Registrant a small business investment company 
      (SBIC)? (Y/N)
      [If answer is "Y" (Yes), complete only items 89 
      through 110.]                                              N
                                                              --------

6.    Is Registrant a unit investment trust (UIT)? (Y/N)         Y
                                                              --------

      [If answer is "Y" (Yes), complete only items 111 
      through 132.]

7.    A.    Is Registrant a series or multiple portfolio 
            company? (Y/N)
                                                              --------

            [If answer is "N" (No), go to item 8.]

      B.    How many separate series or portfolios did 
            Registrant have at the end of the period?         --------



<PAGE>


                                                         If filing more than one
                                                         Page 50, "X" box: [_]

For period ending     12/31/96
File number           811-2982


123. [/] State the total value of the additional  units  
         considered in answering item 122 ($000's omitted)            $ 305
                                                                      -------
124. [/] State the total value of units of prior series 
         that were placed in the portfolios of subsequent 
         series during the current period (the value of
         these units is to be measured on the date they were 
         placed in the subsequent series) ($000's omitted)            $
                                                                      -------
125. [/] State the total dollar amount of sales loads 
         collected (before reallowances to other brokers 
         or dealers) by Registrant's principal underwriter 
         and any underwriter which is an affiliated person 
         of the principal underwriter during the current 
         period solely from the sale of units of all series 
         of Registrant ($000's omitted)                               $   5
                                                                      -------
126.  Of the amount shown in item 125, state the total 
      dollar amount of sales loads collected from secondary 
      market operations in Registrant's units (include the 
      sales loads, if any,  collected on units of a prior 
      series placed in the portfolio of a subsequent series.) 
      ($000's omitted)                                                $
                                                                      -------

127.  List opposite the  appropriate  description  below 
      the number of series whose  portfolios  are invested  
      primarily  (based upon a percentage of NAV) in each 
      type of security  shown,  the  aggregate  total  assets 
      at market  value as of a date at or near the end of the 
      current  period of each such group of series and the 
      total  income  distributions  made by each  such  group  
      of  series  during  the  current  period  (excluding
      distributions of realized gains, if any):

                                   Number of      Total Assets    Total Income
                                    Series           ($000's      Distributions
                                   Investing         omitted     (000's omitted)
                                   ---------      ------------   ---------------

A.   U.S. Treasury direct issue                    $                $
                                   ---------        --------         -------

B.   U.S. Government agency
                                   ---------        --------         -------

C.   State and municipal 
     tax-free
                                   ---------        --------         -------

D.   Public utility debt
                                   ---------        --------         -------

E.   Brokers or dealers debt or 
     debt of brokers' or
     dealers' parent
                                   ---------        --------         -------

F.   All other corporate 
     intermed. & long-term
     debt                          
                                   ---------        --------         -------

G.   All other corporate
     short-term debt               
                                   ---------        --------         -------
<PAGE>

H.   Equity securities of 
     brokers or dealers or 
     parents of brokers or 
     dealers
                                   ---------        --------         -------

I.   Investment company equity 
     securities                        1             $36,948         $ 2,988
                                   ---------         -------         --------

J.   All other equity 
     securities          
                                   ---------        --------         -------

K.   Other securities
                                   ---------        --------         -------

L.   Total assets of all 
     series of registrants                          $36,948
                                   ---------        --------         -------


                                                         If filing more than one
                                                         Page 50, "X" box: [  ]

     For period ending   12/31/96                   
                         --------
     File number         811-2982
                         --------



128. [/]  Is the  timely  payment  of  principal  and  
          interest  on  any of the  portfolio securities held 
          by any of  Registrant's  series at the end of the 
          current period insured or guaranteed by an entity 
          other than the issuer? (Y/N)
                                                                         ------
                                                                         Y/N

129. [/]  Is the issuer of any instrument covered in item 128 
          delinquent or in default as to payment of principal or 
          interest at the end of the current period? (Y/N)
                                                                         ------
                                                                         Y/N
          [If answer is "N" (No), go to item 131.]

130. [/]  In computations of NAV or offering price per unit, 
          is any part of the value attributed to instruments 
          identified in item 129 derived from insurance or 
          guarantees? (Y/N)
                                                                         ------
                                                                         Y/N
          [If answer is "N" (No), go to item 131.]

131. Total expenses incurred by all series of Registrant during 
     the current reporting period ($000's omitted)                      $ 131
                                                                         ------

132. [/]  List the "811"  (Investment  Company  Act of 1940)  
          registration  number for all Series of Registrant that 
          are being included in this filing


811-           811-           811-           811-           811-
     -------       -------        --------       --------       --------
811-           811-           811-           811-           811-
     -------       -------        --------       --------       --------
811-           811-           811-           811-           811-
     -------       -------        --------       --------       --------



<PAGE>



     This report is signed on behalf of the  depositor  in the city and State of
New York on the 25th day of February, 1997.


                                                  FIRST INVESTORS LIFE INSURANCE
                                                  COMPANY
                                                  Depositor

Witness   /s/ Ada M. Suchow                       By /s/ Richard H. Gaebler
          -----------------                          ----------------------
              Ada M. Suchow                              Richard H. Gaebler
              Vice President and                         President
              Assistant Secretary






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