FIRST INVESTORS LIFE VARIABLE ANNUITY FUND A
24F-2NT, 1997-02-26
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                     U.S. SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 24F-2
                        Annual Notice of Securities Sold
                             Pursuant to Rule 24f-2


1.   Name and Address of issuer: 
     First Investors Life Variable Annuity Fund A 
     95 Wall Street 
     New York, NY 10005

2.   Name of each series or class of funds for which this notice is filed:

     Not Applicable

3.   Investment Company Act File Number:  811-2982

     Securities Act File Number:  2-66295


4.   Last day of fiscal year for which this notice is filed:

     December 31, 1996

5.   Check box if this  notice is being filed more than 180 days after the close
     of the issuer's fiscal year for purposes of reporting securities sold after
     the close of the fiscal year but before  termination  of the issuer's 24f-2
     declaration:

                                       [ ]

6.   Date of  termination of issuer's  declaration  under rule  24f-2(a)(1),  if
     applicable (see instruction A.6):

7.   Number and amount of  securities of the same class or series which had been
     registered  under the  Securities  Act of 1933 other than  pursuant to rule
     24f-2 in a prior fiscal year, but which remained unsold at the beginning of
     the fiscal year:

          -0-

8.   Number and amount of  securities  registered  during the fiscal  year other
     than pursuant to rule 24f-2:

          -0-




<PAGE>



9.   Number and aggregate sale price of securities sold during the fiscal year:

          Number:                    72,784
          Sale Price:                $304,924

10.  Number and aggregate  sale price of securities  sold during the fiscal year
     in reliance upon registration pursuant to rule 24f-2:

          Number:                    72,784
          Sale Price:                $304,924

11.  Number and aggregate sale price of securities issued during the fiscal year
     in  connection  with  dividend   reinvestment  plans,  if  applicable  (see
     instruction B.7):



12.  Calculation of registration fee:



(i)   Aggregate sale price of securities  sold during the 
      fiscal year in reliance on rule 24f-2 (from item 10):      $     304,924
                                                                 -------------

(ii)  Aggregate price of shares issued in connection with 
      dividend reinvestment plans (from item 11, if 
      applicable):                                               +         -0-
                                                                 -------------

(iii) Aggregate price of shares redeemed or repurchased 
      during the fiscal year (if applicable):                    -   4,101,794
                                                                 -------------

(iv)  Aggregate price of shares redeemed or repurchased 
      and previously applied as a reduction to filing 
      fees pursuant to rule 24e-2 (if applicable):               +         -0-
                                                                 -------------

(v)   Net aggregate  price of securities sold and issued 
      during the fiscal year in reliance on rule 24f-2  
      (line (i),  plus line (ii),  less line (iii),  plus 
      line (iv) (if applicable):                                           -0-
                                                                 -------------



<PAGE>




(vi)  Multiplier  prescribed  by Section 6(b) of the  
      Securities  Act of 1933 or other applicable law or 
      regulation (see Instruction C.6):                          x 1/33 of 1%
                                                                 -------------

(vii) Fee due [line (i) or line (v) multiplied by line (vi)]:    $        -0-
                                                                 -------------



Instruction:  issuers should complete lines,  (ii), (iii), (iv), and (v) only if
              the form is being  filed  within 60 days  after  the close of  the
              issuer's fiscal year. See Instruction C.3.

13.  Check box if fees are being remitted to the Commission's lockbox depository
     as described in section 3a of the Commission's  Rules of Informal and Other
     Procedures (17 CFR 202.3a).

                                       [ ]

     Date of mailing or wire transfer or filing fees to the Commission's lockbox
     depository:



                                   SIGNATURES

This  report has been  signed  below by the  following  persons on behalf of the
issuer and in the capacities and on the dates indicated.

                                        FIRST INVESTORS LIFE INSURANCE COMPANY



                                        By /s/ Richard H. Gaebler
                                           Richard H. Gaebler, President



Date:  February 24, 1997



<PAGE>


First Investors Corporation
95 Wall Street
New York, NY 10005
212-858-8121


February 24, 1997


First Investors Life Insurance Company
95 Wall Street
New York, New York  10005

Gentlemen:

     I am familiar with the proceedings  taken on behalf of First Investors Life
Variable  Annuity  Fund A (the  "Separate  Account")  in  registering  with  the
Securities and Exchange  Commission an indefinite number of Individual  Variable
Annuity Contracts (the "Contracts") and the registration  statement covering the
Contracts.

     I have  examined  such records of the  Separate  Account,  certificates  of
public  officials  and  other  documents  and  such  questions  of law as I have
considered necessary as a basis for this opinion.  Based on such examination,  I
am of the opinion that the  Contracts  of the Separate  Account sold during 1996
are legally issued, fully paid and, except for the payment of premiums when due,
non-assessable.

     This opinion letter is governed by, and shall be interpreted in accordance,
with the Legal Opinion Accord of the ABA Section of Business Law (1991). The law
covered by the  opinions  expressed  herein is limited to the Federal law of the
United States and the law of the State of New York.

     I hereby  consent to the filing of this opinion as an exhibit to the report
of the Separate  Account made pursuant to Rule 24f-2 of the  Investment  Company
Act of 1940, as amended.


                                        Very truly yours,

                                        /s/ Robert J. Grosso

                                        Robert J. Grosso
                                        Assistant Counsel





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