SCHWAB CHARLES CORP
S-3, EX-23.1, 2000-11-28
SECURITY BROKERS, DEALERS & FLOTATION COMPANIES
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<PAGE>   1
                                                                    EXHIBIT 23.1

                          INDEPENDENT AUDITORS' CONSENT

   We consent to the incorporation by reference in this Registration Statement
of The Charles Schwab Corporation on Form S-3 of our report dated February 16,
2000 (July 17, 2000 as to Notes 1, 17 and 21), appearing in the Current Report
on Form 8-K of The Charles Schwab Corporation dated July 18, 2000, and to the
reference to us under the heading "Experts" in the Prospectus, which is part of
this Registration Statement. Such report expresses an unqualified opinion,
makes reference to the report of other auditors and includes an explanatory
paragraph related to an accounting change to conform with Statement of Position
98-1.

/s/ DELOITTE & TOUCHE LLP

San Francisco, California
November 27, 2000



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