SCHWAB CHARLES CORP
8-K, EX-23.2, 2000-07-18
SECURITY BROKERS, DEALERS & FLOTATION COMPANIES
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                                                                    EXHIBIT 23.2



Consent of Independent Accountants


We consent to the  incorporation by reference in the registration  statements of
The Charles  Schwab  Corporation on Forms S-3 (File Nos.  333-77381,  333-47107,
333-32084  and  333-36410),  on Form S-4 (File No.  333-30886)  and on Forms S-8
(File Nos.  333-44793,  333-48335,  333-93125,  333-32058 and  333-38150) of our
report  dated  January 31,  2000,  on our audits of the  consolidated  financial
statements of U.S. Trust  Corporation  and its  subsidiaries  as of December 31,
1999 and 1998, and for the three years ended December 31, 1999,  which report is
included in this Current  Report on Form 8-K of The Charles  Schwab  Corporation
dated July 18, 2000.



/s/PRICEWATERHOUSECOOPERS LLP
-----------------------------
PricewaterhouseCoopers LLP
New York, New York
July 17, 2000



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