HANCOCK JOHN VARIABLE LIFE ACCOUNT U
497J, 1996-05-07
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                   [LETTERHEAD OF JOHN HANCOCK APPEARS HERE]


                                            May 7, 1996

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

Re: John Hancock Variable Life Account U
    File No. 33-76660
    CIK 0000317411

    Rule 497(j) Filing


Commissioners:

    Conveyed via EDGAR for filing pursuant to Rule 101(a)(1)(i) of Regulation S-
T and pursuant to Rule 497(j) under the Securities Act of 1933 is this
certification that:

    (1) the form of the flexible premium policy prospectus that would have been
filed under paragraph (b) or (c) of Rule 497 would not have differed from that
contained in the most recent post-effective amendment to the registration
statement, and

    (2) the text of the most recent post-effective amendment to the registration
statement has been filed electronically.


    If you have any questions with respect to this submission, please do not
hesitate to call me at (617) 572-9193.


                                       Very truly yours,


                                       /s/ FRANCIS C. CLEARY, JR.
                                       --------------------------
                                       Francis C. Cleary, Jr.
                                       Vice President and Counsel

RAK0508.DOC 
cc: L. Mangan, S. DaDalt



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