HANCOCK JOHN VARIABLE LIFE ACCOUNT U
497J, 1996-05-07
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John Hancock Mutual Life Insurance Company

Law Department

John Hancock Plaza
Post Office Box 111
Boston, Massachusetts 02117
(617) 421-6220
                          [LOGO OF JOHN HANCOCK FINANCIAL SERVICES APPEARS HERE]

Francis C. Cleary, Jr.
Vice President and Counsel



                                  May 7, 1996


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

Re:    John Hancock Variable Life Account U
       File No. 2-68061
       CIK 0000317411

       Rule 497(j) Filing

Commissioners:

     Conveyed via EDGAR for filing pursuant to Rule 101(a)(1)(i) of 
Regulation S-T and pursuant to Rule 497(j) under the Securities Act of 1933 
is this certification that:

     (1) the form of the scheduled premium policy prospectus that would have 
been filed under paragraph (b) or (c) of Rule 497 would not have differed from 
that contained in the most recent post-effective amendment to the registration 
statement, and 

     (2) the text of the most recent post-effective amendment to the 
registration statement has been filed electronically.

    
     If you have any questions with respect to this submission, please do not 
hesitate to call me at (617) 572-9193.

                                         Very truly yours,


                                         /s/ FRANCIS C. CLEARY, JR.
                                         --------------------------
                                         Francis C. Cleary, Jr.
                                         Vice President and Counsel

cc: S. DaDalt





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