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Exhibit 23.1
CONSENT OF INDEPENDENT ACCOUNTANTS
We consent to the incorporation by reference of our report dated
January 19, 2000 with respect to the consolidated financial statements of
Citizens Banking Corporation included in its Annual Report (Form 10-K) for the
year ended December 31, 1999 and in the Registration Statement on Form S-8
related to the Citizens Banking Corporation All-Employee Stock Option Plan filed
with the Securities and Exchange Commission.
Ernst & Young LLP
/s/ Ernst & Young LLP
Detroit, Michigan
June 23, 2000
