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Exhibit 23.2
CONSENT OF INDEPENDENT AUDITORS
We consent to the incorporation by reference in the Registration Statement on
Form S-8 relating to the Citizens Banking Corporation All-Employee Stock Option
Plan of our report dated February 4, 1999, with respect to the consolidated
financial statements of F&M Bancorporation, Inc. included in the Citizens
Banking Corporation Annual Report (Form 10-K) for the fiscal year ended December
31, 1999.
Wipfli Ullrich Bertelson LLP
/s/ Wipfli Ullrich Bertelson LLP
Green Bay, Wisconsin
June 23, 2000
