CENTURY SOUTH BANKS INC
10-Q, EX-27.1, 2000-08-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          48,420
<INT-BEARING-DEPOSITS>                           3,267
<FED-FUNDS-SOLD>                                 3,860
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    263,029
<INVESTMENTS-CARRYING>                          20,462
<INVESTMENTS-MARKET>                            20,674
<LOANS>                                      1,196,905
<ALLOWANCE>                                     17,448
<TOTAL-ASSETS>                               1,597,770
<DEPOSITS>                                   1,312,056
<SHORT-TERM>                                    31,910
<LIABILITIES-OTHER>                             16,780
<LONG-TERM>                                     87,110
                                0
                                          0
<COMMON>                                        13,967
<OTHER-SE>                                     135,947
<TOTAL-LIABILITIES-AND-EQUITY>               1,597,770
<INTEREST-LOAN>                                 55,946
<INTEREST-INVEST>                                8,615
<INTEREST-OTHER>                                   630
<INTEREST-TOTAL>                                65,191
<INTEREST-DEPOSIT>                              27,201
<INTEREST-EXPENSE>                              29,334
<INTEREST-INCOME-NET>                           35,857
<LOAN-LOSSES>                                    1,345
<SECURITIES-GAINS>                                  81
<EXPENSE-OTHER>                                 26,125
<INCOME-PRETAX>                                 15,245
<INCOME-PRE-EXTRAORDINARY>                      15,245
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    10,225
<EPS-BASIC>                                       0.38
<EPS-DILUTED>                                     0.38
<YIELD-ACTUAL>                                    5.08
<LOANS-NON>                                      5,370
<LOANS-PAST>                                       996
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                15,183
<CHARGE-OFFS>                                      947
<RECOVERIES>                                       489
<ALLOWANCE-CLOSE>                               17,448
<ALLOWANCE-DOMESTIC>                            17,448
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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