CENTURY SOUTH BANKS INC
10-Q, EX-27.2, 2000-08-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                          47,237
<INT-BEARING-DEPOSITS>                           3,082
<FED-FUNDS-SOLD>                                27,110
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    187,379
<INVESTMENTS-CARRYING>                          39,802
<INVESTMENTS-MARKET>                            40,307
<LOANS>                                        966,955
<ALLOWANCE>                                     14,598
<TOTAL-ASSETS>                               1,321,147
<DEPOSITS>                                   1,141,549
<SHORT-TERM>                                    11,500
<LIABILITIES-OTHER>                             12,881
<LONG-TERM>                                     15,586
                                0
                                          0
<COMMON>                                        13,520
<OTHER-SE>                                     126,111
<TOTAL-LIABILITIES-AND-EQUITY>               1,321,147
<INTEREST-LOAN>                                 46,383
<INTEREST-INVEST>                                5,837
<INTEREST-OTHER>                                 1,100
<INTEREST-TOTAL>                                53,320
<INTEREST-DEPOSIT>                              21,400
<INTEREST-EXPENSE>                              22,083
<INTEREST-INCOME-NET>                           31,238
<LOAN-LOSSES>                                    1,269
<SECURITIES-GAINS>                                 440
<EXPENSE-OTHER>                                 23,689
<INCOME-PRETAX>                                 12,900
<INCOME-PRE-EXTRAORDINARY>                      12,900
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     8,622
<EPS-BASIC>                                       0.64
<EPS-DILUTED>                                     0.63
<YIELD-ACTUAL>                                    5.37
<LOANS-NON>                                      4,260
<LOANS-PAST>                                       650
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                14,108
<CHARGE-OFFS>                                    1,285
<RECOVERIES>                                       506
<ALLOWANCE-CLOSE>                               14,598
<ALLOWANCE-DOMESTIC>                            14,598
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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