CENTURY SOUTH BANKS INC
10-Q, EX-27.2, 2000-11-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                                        <C>
<PERIOD-TYPE>                                 9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                          44,042
<INT-BEARING-DEPOSITS>                           2,466
<FED-FUNDS-SOLD>                                18,980
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    188,369
<INVESTMENTS-CARRYING>                          38,408
<INVESTMENTS-MARKET>                            38,576
<LOANS>                                      1,002,097
<ALLOWANCE>                                     14,958
<TOTAL-ASSETS>                               1,343,195
<DEPOSITS>                                   1,136,392
<SHORT-TERM>                                    11,095
<LIABILITIES-OTHER>                             12,791
<LONG-TERM>                                     40,555
                                0
                                          0
<COMMON>                                        13,534
<OTHER-SE>                                     128,828
<TOTAL-LIABILITIES-AND-EQUITY>               1,343,195
<INTEREST-LOAN>                                 70,466
<INTEREST-INVEST>                                9,211
<INTEREST-OTHER>                                 1,483
<INTEREST-TOTAL>                                81,160
<INTEREST-DEPOSIT>                              32,423
<INTEREST-EXPENSE>                              33,644
<INTEREST-INCOME-NET>                           47,516
<LOAN-LOSSES>                                    1,863
<SECURITIES-GAINS>                                 472
<EXPENSE-OTHER>                                 35,751
<INCOME-PRETAX>                                 19,678
<INCOME-PRE-EXTRAORDINARY>                      19,678
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    13,198
<EPS-BASIC>                                       0.98
<EPS-DILUTED>                                     0.97
<YIELD-ACTUAL>                                    5.34
<LOANS-NON>                                      4,260
<LOANS-PAST>                                       897
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                14,108
<CHARGE-OFFS>                                    2,026
<RECOVERIES>                                     1,013
<ALLOWANCE-CLOSE>                               14,958
<ALLOWANCE-DOMESTIC>                            14,958
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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