FREMONT GENERAL CORP
SC 13G/A, 1996-02-13
LIFE INSURANCE
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                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549


                                  SCHEDULE 13G


                    Under the Securities Exchange Act of 1934

                               (Amendment No. 1)*


                           Fremont General Corporation
- -------------------------------------------------------------------------------
                                (Name of Issuer)


                                  Common Stock
- -------------------------------------------------------------------------------
                         (Title of Class of Securities)


                                  A357288 10 9
- -------------------------------------------------------------------------------
                                 (CUSIP Number)

                                                                               
Check the following box if a fee is being paid with this statement./ /  A fee is
not required  only if the filing  person:  (1) has a previous  statement on file
reporting  beneficial  ownership  of more  than  five  percent  of the  class of
securities  described  in Item 1;  and (2) has  filed  no  amendment  subsequent
thereto reporting  beneficial  ownership of five percent or less of such class.)
(See Rule 13d-7).

*The  remainder of this cover page shall be filled out for a reporting  person's
initial filing of this form with respect to the subject class of securities, and
for any  subsequent  amendment  containing  information  which  would  alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the  Securities  Exchange  Act of
1934 ("Act") or otherwise  subject to the liabilities of that section of the Act
but  shall be  subject  to all other  provisions  of the Act  (however,  see the
Notes).









                                                             Page 1 of 5 Pages



<PAGE>

- -----------------------                                      ------------------
CUSIP No. A357288 10 9                 13G                    Page 2 of 5 Pages
- -----------------------                                      ------------------ 
- -------------------------------------------------------------------------------
    1       NAME OF REPORTING PERSON
            S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

            Maurine H. McIntyre TR The Padaro Trust
- -------------------------------------------------------------------------------

    2       CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
                                                                  (a)   | |
                                                                  (b)   |X|
- -------------------------------------------------------------------------------

    3       SEC USE ONLY

- -------------------------------------------------------------------------------

    4       CITIZENSHIP OR PLACE OF ORGANIZATION

            United States
- -------------------------------------------------------------------------------

                                5      SOLE VOTING POWER

         NUMBER OF                     990,000**
           SHARES               -----------------------------------------------
        BENEFICIALLY
          OWNED BY              6      SHARED VOTING POWER  
            EACH
         REPORTING                     -0- 
        PERSON WITH             -----------------------------------------------

                                7      SOLE DISPOSITIVE POWER
    
                                       990,000**
                                -----------------------------------------------
                            
                                8      SHARED DISPOSITIVE POWER

                                       -0-

                                -----------------------------------------------
    9       AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

            990,000** shares held in trust
            Reporting person is trustee and life beneficiary under trust
- -------------------------------------------------------------------------------

   10       CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
            CERTAIN SHARES*

            x
- -------------------------------------------------------------------------------

    11      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9

            5.8%
- -------------------------------------------------------------------------------

    12      TYPE OF REPORTING PERSON*

            IN
- -------------------------------------------------------------------------------
                      *SEE INSTRUCTION BEFORE FILLING OUT

**       Adjusted to reflect the Company's  ten percent  stock  dividend paid on
         June 15, 1995 and does not reflect the  Company's  three-for-two  stock
         split to be paid on February 7, 1996.



<PAGE>

- ----------------------                                        -----------------
CUSIP No. A357288 10 9                                        Page 3 of 5 Pages
- ----------------------                                        -----------------

ITEM 1.

         (a)      NAME OF ISSUER:  Fremont General Corporation

         (b)      ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:

                  2020 Santa Monica Boulevard, 6th Floor
                  Santa Monica, California 90404

ITEM 2.

         (a)      NAME OF PERSON FILING:

                  Maurine H. McIntyre TR The Padaro Trust

         (b)      ADDRESS OF PRINCIPAL OFFICE:

                  120 North Hudson Avenue
                  Los Angeles, California 90004

         (c)      CITIZENSHIP:  United States

         (d)      TITLE OF CLASS OF SECURITIES:  Common Stock

         (e)      CUSIP NUMBER:  A357288 10 9

ITEM 3.           NOT APPLICABLE

ITEM 4.

         (a)      AMOUNT BENEFICIALLY OWNED:

                  990,000** shares held in trust
                  Reporting person is the trustee and life
                  beneficiary under the trust

         (b)      PERCENT OF CLASS:  5.8%

- --------
**       Adjusted to reflect the Company's  ten percent  stock  dividend paid on
         June 15, 1995 and does not reflect the  Company's  three-for-two  stock
         split to be paid on February 7, 1996.


<PAGE>

- ----------------------                                        -----------------
CUSIP No. A357288 10 9                                        Page 4 of 5 Pages
- ----------------------                                        -----------------


(c)      NUMBER OF SHARES AS TO WHICH SUCH PERSON HAS:


        (i) Sole power to vote or to direct the vote:                 990,000**
       (ii) Shared power to vote or to direct the vote:                   -0-
      (iii) Sole power to dispose or direct the disposition of:       990,000**
       (iv) Shared power to dispose or direct the disposition of:         -0-

ITEM 5.           NOT APPLICABLE

ITEM 6.           NOT APPLICABLE

ITEM 7.           NOT APPLICABLE

ITEM 8.           NOT APPLICABLE

ITEM 9.           NOT APPLICABLE








- --------
**       Adjusted to reflect the Company's  ten percent  stock  dividend paid on
         June 15, 1995 and does not reflect the  Company's  three-for-two  stock
         split to be paid on February 7, 1996.

                                                                          
                                                                           


<PAGE>

- ----------------------                                        -----------------
CUSIP No. A357288 10 9                                        Page 5 of 5 Pages
- ----------------------                                        ----------------- 


ITEM 10.

                  By signing  below I certify  that, to the best of my knowledge
and  belief,  the  securities  referred to above were  acquired in the  ordinary
course of business  and were not acquired for the purpose of and do not have the
effect of changing or influencing  the control of the issuer of such  securities
and were not acquired in connection  with or as a participant in any transaction
having such purposes or effect.


                                   SIGNATURE


         After reasonable  inquiry and to the best of my knowledge and belief, I
certify that the information  set forth in this statement is true,  complete and
correct.


DATE:  February 8, 1996



                                                     /s/ Maurine H. McIntyre
                                                     -----------------------   
                                                     Maurine H. McIntyre





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