UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 12/31/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: WILLIAM WULFING *ENTER INVESTMENT MANAGER
ADDRESS: THE GUARANTY TRUST COMPANY OF MO *ENTE
7733 FORSYTH BLVD, SUITE 900 *ENTE
ST LOUIS *ENTE, MO 63105
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: JAN BURCH
TITLE: SENIOR VICE PRESIDENT
PHONE: (314)746-4676
SIGNATURE,PLACE,AND DATE OF SIGNING:
JAN BURCH ST LOUIS, MO 1/24/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 916
FORM 13F INFORMATION TABLE VALUE TOTAL: $662,837
<PAGE>
<TABLE> <C>
<C>
FORM 13F
INFORMATION TABLE
VALUE SHARES/ SH/
PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN
CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- ---
- ---- ------- ------------ -------- -------- --------
ABBOTT LABORATORIES COMMON STOCK 002824100 1829 50375 SH
DEFINED 50375 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 4418 121662 SH
OTHER 121662 0 0
AC NIELSEN CORPORATION COMMON STOCK 004833109 1 31 SH
OTHER 31 0 0
ADAPTEC INC COMMON STOCK 00651F108 40 800 SH
OTHER 800 0 0
AFLAC INC COMMON STOCK 001055102 27 575 SH
DEFINED 575 0 0
AGRIBRANDS INTERNATIONAL INC COMMON STOCK 00849R105 57 1241 SH
DEFINED 1241 0 0
AGRIBRANDS INTERNATIONAL INC COMMON STOCK 00849R105 348 7561 SH
OTHER 7561 0 0
AIRGAS INC COMMON STOCK 009363102 19 2000 SH
DEFINED 2000 0 0
ALBERTSONS INC COMMON STOCK 013104104 46 1420 SH
DEFINED 1420 0 0
ALBERTSONS INC COMMON STOCK 013104104 40 1237 SH
OTHER 1237 0 0
ALCOA INC COMMON STOCK 013817101 131 1575 SH
DEFINED 1575 0 0
ALCOA INC COMMON STOCK 013817101 432 5200 SH
OTHER 5200 0 0
ALLAIRE CORPORATION COMMON STOCK 016714107 23 160 SH
DEFINED 160 0 0
ALLEGHENY ENERGY INC COMMON STOCK 017361106 123 4564 SH
DEFINED 4564 0 0
ALLEGHENY ENERGY INC COMMON STOCK 017361106 385 14280 SH
OTHER 13680 0 600
ALLEGHENY TECHNOLOGIES INC COMMON STOCK 01741R102 30 1347 SH
DEFINED 1347 0 0
ALLERGAN INC COMMON STOCK 018490102 62 1250 SH
OTHER 1250 0 0
ALLERGAN SPECIALTY THERAPEUTIC COMMON STOCK 018494104 0 31 SH
OTHER 31 0 0
ALLIANCE CAPITAL MGMT HLDG LP COMMON STOCK 01855A101 36 1200 SH
DEFINED 1200 0 0
ALLIANCE CAPITAL MGMT HLDG LP COMMON STOCK 01855A101 3 100 SH
OTHER 100 0 0
ALLIANT ENERGY CORPORATION COMMON STOCK 018802108 3 114 SH
DEFINED 114 0 0
ALLIED HEALTHCARE PRODUCTS INC COMMON STOCK 019222108 2 1000 SH
DEFINED 0 0 1000
ALLMERICA FINL CORP COMMON STOCK 019754100 21 379 SH
DEFINED 379 0 0
ALLSCRIPTS INC COMMON STOCK 019886100 40 900 SH
DEFINED 900 0 0
ALLSTATE CORP COMMON STOCK 020002101 45 1850 SH
DEFINED 1850 0 0
ALLSTATE CORP COMMON STOCK 020002101 169 7028 SH
OTHER 7028 0 0
ALLTEL CORP COMMON STOCK 020039103 244 2955 SH
DEFINED 2955 0 0
ALLTEL CORP COMMON STOCK 020039103 45 546 SH
OTHER 546 0 0
ALZA CORP CLASS A COMMON STOCK 022615108 11 321 SH
DEFINED 321 0 0
AMEREN CORPORATION COMMON STOCK 023608102 213 6494 SH
DEFINED 6494 0 0
AMEREN CORPORATION COMMON STOCK 023608102 1066 32545 SH
OTHER 32545 0 0
AMERICA ONLINE INC COMMON STOCK 02364J104 918 12100 SH
DEFINED 12100 0 0
AMERICA ONLINE INC COMMON STOCK 02364J104 38 500 SH
OTHER 500 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 25 764 SH
DEFINED 764 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 59 1840 SH
OTHER 1207 0 633
AMERICAN EXPRESS CO COMMON STOCK 025816109 1715 10315 SH
DEFINED 10315 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 994 5980 SH
OTHER 5880 0 100
AMERICAN GREETINGS CORP CLASS COMMON STOCK 026375105 31 1298 SH
OTHER 1298 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 987 25135 SH
DEFINED 25135 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 3196 81430 SH
OTHER 81430 0 0
AMERICAN INTERNATIONAL GROUP I COMMON STOCK 026874107 2604 24083 SH
DEFINED 24083 0 0
AMERICAN INTERNATIONAL GROUP I COMMON STOCK 026874107 2518 23285 SH
OTHER 23285 0 0
AMERICAN POWER CONVERSION CORP COMMON STOCK 029066107 21 800 SH
OTHER 800 0 0
AMERICAN WATER WORKS INC COMMON STOCK 030411102 32 1500 SH
DEFINED 1500 0 0
AMFM INC COMMON STOCK 001693100 59 750 SH
DEFINED 750 0 0
AMFM INC COMMON STOCK 001693100 291 3715 SH
OTHER 3715 0 0
AMGEN INC COMMON STOCK 031162100 2628 43760 SH
DEFINED 42760 0 1000
AMGEN INC COMMON STOCK 031162100 1339 22300 SH
OTHER 22300 0 0
AMLI RESIDENTIAL PROPERTIES TR COMMON STOCK 001735109 6 300 SH
OTHER 300 0 0
AMR CORP DEL COMMON STOCK 001765106 40 600 SH
DEFINED 600 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 400 20707 SH
DEFINED 20707 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 43 2250 SH
OTHER 2250 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 146 1566 SH
DEFINED 1566 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 140 1500 SH
OTHER 1500 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 84235 1188498 SH
DEFINED 1188498 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 8894 125490 SH
OTHER 124940 0 550
AON CORP COMMON STOCK 037389103 80 2000 SH
OTHER 2000 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 4 40 SH
OTHER 40 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 269 2120 SH
OTHER 2120 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 268 22069 SH
DEFINED 22069 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 525 43302 SH
OTHER 43302 0 0
ARGONAUT GROUP INC COMMON STOCK 040157109 17 840 SH
DEFINED 840 0 0
ARMSTRONG WORLD INDUSTRIES COMMON STOCK 042476101 40 1200 SH
OTHER 1200 0 0
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 66 2402 SH
DEFINED 2402 0 0
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 85 3080 SH
OTHER 3080 0 0
AT&T CORPORATION COMMON STOCK 001957109 2154 42388 SH
DEFINED 42088 0 300
AT&T CORPORATION COMMON STOCK 001957109 3810 74975 SH
OTHER 73775 0 1200
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1108 12815 SH
DEFINED 12815 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 468 5415 SH
OTHER 5315 0 100
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 933 17325 SH
DEFINED 17325 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1984 36821 SH
OTHER 36521 0 300
AVERY DENNISON CORPORATION COMMON STOCK 053611109 36 500 SH
DEFINED 500 0 0
AVERY DENNISON CORPORATION COMMON STOCK 053611109 131 1800 SH
OTHER 1800 0 0
AVON PRODUCTS INC COMMON STOCK 054303102 20 600 SH
DEFINED 600 0 0
AVON PRODUCTS INC COMMON STOCK 054303102 40 1200 SH
OTHER 1200 0 0
AXA FINANCIAL INC COMMON STOCK 002451102 20 600 SH
DEFINED 600 0 0
AXA FINANCIAL INC COMMON STOCK 002451102 82 2400 SH
OTHER 2400 0 0
BAKER HUGHES INC COMMON STOCK 057224107 92 4369 SH
OTHER 4369 0 0
BANCORPSOUTH INC COMMON STOCK 059692103 756 46354 SH
DEFINED 46354 0 0
BANK OF AMERICA CORPORATION COMMON STOCK 060505104 2344 46700 SH
DEFINED 45500 0 1200
BANK OF AMERICA CORPORATION COMMON STOCK 060505104 2524 50295 SH
OTHER 50295 0 0
BANK ONE CORPORATION NEW COMMON STOCK 06423A103 163 5105 SH
DEFINED 5105 0 0
BANK ONE CORPORATION NEW COMMON STOCK 06423A103 258 8078 SH
OTHER 7968 0 110
BANK UNITED CORPORATION CL A COMMON STOCK 065412108 3 100 SH
DEFINED 100 0 0
BARNES & NOBLE INC COMMON STOCK 067774109 4 200 SH
DEFINED 200 0 0
BARRINGER TECHNOLOGIES INC COMMON STOCK 068509603 77 12500 SH
OTHER 12500 0 0
BATTLE MOUNTAIN GOLD CO COMMON STOCK 071593107 0 150 SH
OTHER 150 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 9 150 SH
DEFINED 150 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 31 500 SH
OTHER 500 0 0
BEA SYSTEMS INC COMMON STOCK 073325102 56 800 SH
DEFINED 800 0 0
BECKMAN COULTER INC COMMON STOCK 075811109 12 229 SH
OTHER 229 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 54 2000 SH
OTHER 2000 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 790 12836 SH
DEFINED 12836 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 2023 32862 SH
OTHER 32862 0 0
BELLSOUTH CORP COMMON STOCK 079860102 949 20263 SH
DEFINED 20263 0 0
BELLSOUTH CORP COMMON STOCK 079860102 2314 49428 SH
OTHER 49168 0 260
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 748 409 SH
DEFINED 406 0 3
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 688 376 SH
OTHER 376 0 0
BESTFOODS INC COMMON STOCK 08658U101 712 13540 SH
DEFINED 13540 0 0
BESTFOODS INC COMMON STOCK 08658U101 5 100 SH
OTHER 100 0 0
BIOGEN INC COMMON STOCK 090597105 127 1500 SH
DEFINED 1500 0 0
BIOGEN INC COMMON STOCK 090597105 51 600 SH
OTHER 600 0 0
BLOCK H & R INC COMMON STOCK 093671105 88 2000 SH
OTHER 2000 0 0
BLUESTONE SOFTWARE INC COMMON STOCK 09623P102 11 95 SH
DEFINED 95 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 35 435 SH
DEFINED 435 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 19 240 SH
OTHER 240 0 0
BOEING CO COMMON STOCK 097023105 33 800 SH
DEFINED 800 0 0
BOEING CO COMMON STOCK 097023105 231 5585 SH
OTHER 5585 0 0
BORG-WARNER AUTOMOTIVE INC COMMON STOCK 099724106 61 1500 SH
OTHER 1500 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 9 430 SH
DEFINED 430 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3455 53819 SH
DEFINED 53819 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 8281 129020 SH
OTHER 127820 0 1200
BROADCOM CORPORATION CL A COMMON STOCK 111320107 54 200 SH
DEFINED 200 0 0
BROWN SHOE COMPANY INC NEW COMMON STOCK 115736100 37 2654 SH
OTHER 2654 0 0
BUDGET GROUP INC CL A COMMON STOCK 119003101 7 818 SH
OTHER 818 0 0
BUFFETS INC COMMON STOCK 119882108 324 32404 SH
OTHER 32404 0 0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 689 28410 SH
DEFINED 28410 0 0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 639 26368 SH
OTHER 26368 0 0
BURLINGTON RESOURCES INC COMMON STOCK 122014103 28 836 SH
DEFINED 836 0 0
BURLINGTON RESOURCES INC COMMON STOCK 122014103 208 6286 SH
OTHER 6286 0 0
C & D TECHNOLOGIES INC COMMON STOCK 124661109 106 2500 SH
OTHER 2500 0 0
CADENCE DESIGN SYSTEMS INC COMMON STOCK 127387108 58 2400 SH
OTHER 2400 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 118 3050 SH
DEFINED 3050 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 240 6200 SH
OTHER 6200 0 0
CANDELA CORPORATION COMMON STOCK 136907102 186 10000 SH
OTHER 10000 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 958 20000 SH
DEFINED 20000 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 20 425 SH
OTHER 425 0 0
CARNIVAL CORPORATION COMMON STOCK 143658102 2379 49750 SH
DEFINED 49450 0 300
CARNIVAL CORPORATION COMMON STOCK 143658102 1246 26055 SH
OTHER 26055 0 0
CAROLINA POWER & LIGHT CO COMMON STOCK 144141108 12 400 SH
DEFINED 400 0 0
CAROLINA POWER & LIGHT CO COMMON STOCK 144141108 22 716 SH
OTHER 716 0 0
CATERPILLAR INC COMMON STOCK 149123101 136 2892 SH
DEFINED 2892 0 0
CATERPILLAR INC COMMON STOCK 149123101 593 12600 SH
OTHER 12600 0 0
CBRL GROUP INC COMMON STOCK 12489V106 5 500 SH
DEFINED 500 0 0
CBS CORPORATION COMMON STOCK 12490K107 32 500 SH
DEFINED 500 0 0
CBS CORPORATION COMMON STOCK 12490K107 45 700 SH
OTHER 700 0 0
CENDANT CORPORATION COMMON STOCK 151313103 27 1000 SH
DEFINED 1000 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 51 2530 SH
DEFINED 2530 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 95 4765 SH
OTHER 4765 0 0
CHARTER COMMUNICATIONS INC CL COMMON STOCK 16117M107 66 3000 SH
DEFINED 3000 0 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 913 11754 SH
DEFINED 11754 0 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 1166 15010 SH
OTHER 15010 0 0
CHELSEA GCA REALTY INC COMMON STOCK 163262108 12 400 SH
OTHER 400 0 0
CHEMFIRST INC COMMON STOCK 16361A106 32 1470 SH
DEFINED 1470 0 0
CHEVRON CORP COMMON STOCK 166751107 2798 32299 SH
DEFINED 32299 0 0
CHEVRON CORP COMMON STOCK 166751107 3171 36609 SH
OTHER 36609 0 0
CHIRON CORP COMMON STOCK 170040109 106 2500 SH
DEFINED 2500 0 0
CHUBB CORP COMMON STOCK 171232101 11 200 SH
OTHER 200 0 0
CIGNA CORP COMMON STOCK 125509109 85 1050 SH
DEFINED 1050 0 0
CIGNA CORP COMMON STOCK 125509109 85 1050 SH
OTHER 1050 0 0
CIRCUIT CITY STORES-CIRCUIT CI COMMON STOCK 172737108 640 14200 SH
DEFINED 14200 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 6465 60349 SH
DEFINED 60349 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 2679 25009 SH
OTHER 25009 0 0
CITIGROUP INC COMMON STOCK 172967101 3398 61022 SH
DEFINED 60722 0 300
CITIGROUP INC COMMON STOCK 172967101 2566 46077 SH
OTHER 46077 0 0
CITIZENS UTILS CO DEL SERIES B COMMON STOCK 177342201 299 21088 SH
OTHER 21088 0 0
CITRIX SYSTEMS INC COMMON STOCK 177376100 492 4000 SH
DEFINED 4000 0 0
CLOROX CO COMMON STOCK 189054109 483 9596 SH
OTHER 9596 0 0
CMGI INC COMMON STOCK 125750109 17 60 SH
DEFINED 60 0 0
CMS ENERGY CORP COMMON STOCK 125896100 12 400 SH
OTHER 400 0 0
COASTAL CORPORATION COMMON STOCK 190441105 266 7500 SH
DEFINED 7500 0 0
COCA COLA CO COMMON STOCK 191216100 3323 57050 SH
DEFINED 57050 0 0
COCA COLA CO COMMON STOCK 191216100 2075 35629 SH
OTHER 35629 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 159 2440 SH
DEFINED 2040 0 400
COLGATE PALMOLIVE CO COMMON STOCK 194162103 678 10425 SH
OTHER 10425 0 0
COLUMBIA / HCA HEALTHCARE CORP COMMON STOCK 197677107 41 1400 SH
OTHER 1400 0 0
COMCAST CORP COMMON STOCK 200300101 19 400 SH
DEFINED 400 0 0
COMCAST CORP COMMON STOCK 200300101 72 1500 SH
OTHER 1500 0 0
COMCAST CORP CL A SPL COMMON STOCK 200300200 278 5500 SH
OTHER 5500 0 0
COMERICA INC COMMON STOCK 200340107 35 750 SH
OTHER 750 0 0
COMMERCE BANCSHARES INC COMMON STOCK 200525103 37 1103 SH
DEFINED 1103 0 0
COMMERCE BANCSHARES INC COMMON STOCK 200525103 84 2494 SH
OTHER 2494 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 118 4350 SH
DEFINED 4350 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 885 32700 SH
OTHER 32100 0 600
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 17 250 SH
DEFINED 250 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 7 100 SH
OTHER 100 0 0
CONAGRA INC COMMON STOCK 205887102 406 17900 SH
DEFINED 17900 0 0
CONAGRA INC COMMON STOCK 205887102 881 38850 SH
OTHER 38850 0 0
CONOCO INC CL B COMMON STOCK 208251405 75 3028 SH
DEFINED 3028 0 0
CONOCO INC CL B COMMON STOCK 208251405 159 6395 SH
OTHER 6395 0 0
CONOCO INC CLASS A COMMON STOCK 208251306 5 200 SH
OTHER 200 0 0
CONSECO INC COMMON STOCK 208464107 23 1280 SH
DEFINED 1280 0 0
CONSECO INC COMMON STOCK 208464107 11 635 SH
OTHER 635 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 35 1000 SH
DEFINED 1000 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 269 7800 SH
OTHER 7800 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 24 374 SH
DEFINED 374 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 435 6700 SH
OTHER 6700 0 0
CONSOLIDATED STORES CORPORATIO COMMON STOCK 210149100 26 1600 SH
OTHER 1600 0 0
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 21 738 SH
OTHER 738 0 0
COOPER CAMERON CORP COMMON STOCK 216640102 15 300 SH
OTHER 300 0 0
COOPER INDUSTRIES INC COMMON STOCK 216669101 5 133 SH
DEFINED 133 0 0
COOPER INDUSTRIES INC COMMON STOCK 216669101 9 216 SH
OTHER 216 0 0
CORN PRODUCTS INTERNATIONAL IN COMMON STOCK 219023108 30 918 SH
DEFINED 918 0 0
COSTCO WHOLESALE CORPORATION COMMON STOCK 22160K105 91 1000 SH
OTHER 1000 0 0
COX COMMUNICATIONS INC NEW CL COMMON STOCK 224044107 89 1722 SH
OTHER 1722 0 0
CRESCENT REAL ESTATE EQUITIECO COMMON STOCK 225756105 9 500 SH
OTHER 500 0 0
CROSS TIMBERS OIL CO COMMON STOCK 227573102 9 1000 SH
DEFINED 1000 0 0
CSX CORP COMMON STOCK 126408103 22 700 SH
DEFINED 700 0 0
CSX CORP COMMON STOCK 126408103 23 734 SH
OTHER 734 0 0
CUBIC CORPORATION COMMON STOCK 229669106 17 798 SH
DEFINED 798 0 0
CVS CORPORATION (DEL) COMMON STOCK 126650100 439 11000 SH
DEFINED 11000 0 0
CVS CORPORATION (DEL) COMMON STOCK 126650100 175 4400 SH
OTHER 4400 0 0
DANA CORPORATION COMMON STOCK 235811106 9 300 SH
OTHER 300 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 36 2000 SH
OTHER 2000 0 0
DATA RESEARCH ASSOCIATES COMMON STOCK 237853106 32 4000 SH
DEFINED 4000 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 1242 16917 SH
DEFINED 16692 0 225
DAYTON HUDSON CORP COMMON STOCK 239753106 987 13435 SH
OTHER 13435 0 0
DEERE & CO COMMON STOCK 244199105 24 550 SH
OTHER 550 0 0
DELIA*S INC COMMON STOCK 246885107 0 10 SH
OTHER 10 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 476 9340 SH
DEFINED 9340 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 203 3975 SH
OTHER 3975 0 0
DELPHI AUTOMOTIVE SYSTEMS CORP COMMON STOCK 247126105 67 4277 SH
DEFINED 4277 0 0
DELPHI AUTOMOTIVE SYSTEMS CORP COMMON STOCK 247126105 59 3730 SH
OTHER 3730 0 0
DELTA AIR LINES INC DEL COMMON STOCK 247361108 204 4100 SH
DEFINED 4100 0 0
DELTA AIR LINES INC DEL COMMON STOCK 247361108 235 4725 SH
OTHER 4725 0 0
DELTA NATURAL GAS CO INC COMMON STOCK 247748106 6 400 SH
OTHER 400 0 0
DIAL CORP NEW COMMON STOCK 25247D101 10 420 SH
DEFINED 420 0 0
DILLARD'S INC CL A COMMON STOCK 254067101 13 650 SH
OTHER 650 0 0
DISNEY WALT CO(HOLDING CO) COMMON STOCK 254687106 610 20840 SH
DEFINED 20840 0 0
DISNEY WALT CO(HOLDING CO) COMMON STOCK 254687106 576 19692 SH
OTHER 19692 0 0
DOLLAR GENERAL CORPORATION COMMON STOCK 256669102 56 2475 SH
DEFINED 2475 0 0
DOLLAR GENERAL CORPORATION COMMON STOCK 256669102 11 500 SH
OTHER 500 0 0
DOMINION RESOURCES INC VA COMMON STOCK 257470104 398 10149 SH
DEFINED 10149 0 0
DOMINION RESOURCES INC VA COMMON STOCK 257470104 232 5912 SH
OTHER 5912 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 41 1650 SH
OTHER 1650 0 0
DOUBLECLICK INC COMMON STOCK 258609304 51 200 SH
DEFINED 200 0 0
DOVER CORP COMMON STOCK 260003108 54 1200 SH
OTHER 1200 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 239 1787 SH
DEFINED 1787 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 1282 9592 SH
OTHER 9592 0 0
DQE INC COMMON STOCK 23329J104 16 450 SH
DEFINED 450 0 0
DTE ENERGY COMPANY COMMON STOCK 233331107 7 220 SH
DEFINED 220 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 399 6052 SH
DEFINED 6052 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1818 27592 SH
OTHER 27592 0 0
DUKE ENERGY CORPORATION COMMON STOCK 264399106 484 9650 SH
DEFINED 9650 0 0
DUKE ENERGY CORPORATION COMMON STOCK 264399106 432 8625 SH
OTHER 8625 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483B106 20 693 SH
OTHER 693 0 0
E M C CORP MASS COMMON STOCK 268648102 913 8360 SH
DEFINED 8360 0 0
E M C CORP MASS COMMON STOCK 268648102 1821 16665 SH
OTHER 16265 0 400
EARTHGRAINS CO COMMON STOCK 270319106 1386 85944 SH
DEFINED 85944 0 0
EARTHGRAINS CO COMMON STOCK 270319106 36 2220 SH
OTHER 2220 0 0
EASTMAN CHEMICAL CO COMMON STOCK 277432100 10 200 SH
DEFINED 200 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 177 2675 SH
DEFINED 2675 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 99 1500 SH
OTHER 1500 0 0
EATON CORP COMMON STOCK 278058102 33 450 SH
DEFINED 450 0 0
EATON CORP COMMON STOCK 278058102 215 2954 SH
OTHER 2954 0 0
EBAY INC COMMON STOCK 278642103 2 17 SH
DEFINED 17 0 0
ECHELON INTERNATIONAL CORP COMMON STOCK 278747100 1 49 SH
DEFINED 49 0 0
ECOLAB INC COMMON STOCK 278865100 39 1000 SH
DEFINED 1000 0 0
ECOLAB INC COMMON STOCK 278865100 63 1600 SH
OTHER 1600 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 210 8000 SH
DEFINED 8000 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 45 1724 SH
OTHER 1724 0 0
EDWARDS A G INC COMMON STOCK 281760108 162 5057 SH
DEFINED 5057 0 0
EL PASO ENERGY CORPORATION COMMON STOCK 283905107 14 352 SH
DEFINED 352 0 0
EL PASO ENERGY CORPORATION COMMON STOCK 283905107 74 1906 SH
OTHER 1906 0 0
ELECTRONIC ARTS COMMON STOCK 285512109 622 7400 SH
OTHER 7400 0 0
ELECTRONIC DATA SYSTEMS CORP COMMON STOCK 285661104 196 2934 SH
DEFINED 2734 0 200
ELECTRONIC DATA SYSTEMS CORP COMMON STOCK 285661104 233 3475 SH
OTHER 3475 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 1188 20705 SH
DEFINED 20505 0 200
EMERSON ELECTRIC CO COMMON STOCK 291011104 3493 60877 SH
OTHER 60877 0 0
EMPIRE DISTRICT ELECTRIC COMPA COMMON STOCK 291641108 7 304 SH
OTHER 304 0 0
ENGELHARD CORP COMMON STOCK 292845104 7 355 SH
OTHER 355 0 0
ENRON CORPORATION COMMON STOCK 293561106 1484 33452 SH
DEFINED 33452 0 0
ENRON CORPORATION COMMON STOCK 293561106 1439 32432 SH
OTHER 32432 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103 196 7625 SH
DEFINED 7625 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103 133 5170 SH
OTHER 5170 0 0
ENTREMED INC COMMON STOCK 29382F103 51 2000 SH
OTHER 2000 0 0
EQUITY INNS INC COMMON STOCK 294703103 1 200 SH
OTHER 200 0 0
ESCO ELECTRONICS CORP COMMON STOCK 269030201 6 500 SH
DEFINED 500 0 0
ESCO ELECTRONICS CORP COMMON STOCK 269030201 4 375 SH
OTHER 375 0 0
ESTEE LAUDER COMPANIES INC CL COMMON STOCK 518439104 40 800 SH
OTHER 800 0 0
EXPRESS SCRIPTS INC COMMON STOCK 302182100 392 6125 SH
DEFINED 5975 0 150
EXPRESS SCRIPTS INC COMMON STOCK 302182100 366 5725 SH
OTHER 5725 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 5335 66226 SH
DEFINED 66226 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 23553 292357 SH
OTHER 286957 0 5400
FDX CORPORATION COMMON STOCK 31304N107 309 7550 SH
DEFINED 7550 0 0
FEDERAL HOME LOAN MORTGAGE COR COMMON STOCK 313400301 182 3870 SH
DEFINED 3870 0 0
FEDERAL HOME LOAN MORTGAGE COR COMMON STOCK 313400301 625 13275 SH
OTHER 13275 0 0
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 1591 25485 SH
DEFINED 24985 0 500
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCK 313586109 1384 22160 SH
OTHER 22160 0 0
FELCOR LODGING TRUST INC COMMON STOCK 31430F101 14 800 SH
OTHER 800 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 377 5142 SH
OTHER 5142 0 0
FINOVA GROUP INC COMMON STOCK 317928109 7 210 SH
DEFINED 210 0 0
FIRST DATA CORP COMMON STOCK 319963104 123 2500 SH
DEFINED 2500 0 0
FIRST DATA CORP COMMON STOCK 319963104 38 765 SH
OTHER 765 0 0
FIRST UNION CORP COMMON STOCK 337358105 552 16750 SH
DEFINED 16750 0 0
FIRST UNION CORP COMMON STOCK 337358105 49 1475 SH
OTHER 1475 0 0
FIRSTAR CORPORATION NEW COMMON STOCK 33763V109 2147 101638 SH
DEFINED 101377 0 261
FIRSTAR CORPORATION NEW COMMON STOCK 33763V109 2559 121121 SH
OTHER 121121 0 0
FIRSTENERGY CORPORATION COMMON STOCK 337932107 6 281 SH
OTHER 281 0 0
FLEET BOSTON FINANCIAL CORPORA COMMON STOCK 339030108 981 28189 SH
DEFINED 27715 0 474
FLEET BOSTON FINANCIAL CORPORA COMMON STOCK 339030108 142 4085 SH
OTHER 4085 0 0
FLIR SYSTEMS INC COMMON STOCK 302445101 33 2000 SH
OTHER 2000 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 40 950 SH
DEFINED 950 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 59 1404 SH
OTHER 1404 0 0
FLUOR CORP COMMON STOCK 343861100 28 615 SH
OTHER 615 0 0
FLYCAST COMMUNICATIONS CORPORA COMMON STOCK 344067103 52 400 SH
DEFINED 400 0 0
FORD MOTOR COMPANY COMMON STOCK 345370100 350 6570 SH
DEFINED 6570 0 0
FORD MOTOR COMPANY COMMON STOCK 345370100 434 8149 SH
OTHER 8149 0 0
FORT JAMES CORPORATION COMMON STOCK 347471104 7 250 SH
OTHER 250 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 28 855 SH
DEFINED 855 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 241 7299 SH
OTHER 7299 0 0
FPL GROUP INC COMMON STOCK 302571104 57 1325 SH
DEFINED 1325 0 0
FPL GROUP INC COMMON STOCK 302571104 379 8859 SH
OTHER 8739 0 120
FREEPORT-MCMORAN COPPER & GOLD COMMON STOCK 35671D105 15 800 SH
OTHER 800 0 0
FRESH FOODS INC COMMON STOCK 358034106 1 250 SH
OTHER 250 0 0
FRONTIER OIL CORPORATION COMMON STOCK 35914P105 14 2000 SH
DEFINED 2000 0 0
FURNITURE BRANDS INTERNATIONAL COMMON STOCK 360921100 3 142 SH
DEFINED 142 0 0
GANNETT INC COMMON STOCK 364730101 186 2275 SH
DEFINED 2275 0 0
GANNETT INC COMMON STOCK 364730101 512 6275 SH
OTHER 6275 0 0
GAP INC COMMON STOCK 364760108 1795 39026 SH
DEFINED 39026 0 0
GAP INC COMMON STOCK 364760108 544 11825 SH
OTHER 11825 0 0
GARTNER GROUP INC NEW CLASS B COMMON STOCK 366651206 2 164 SH
OTHER 164 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 106 2000 SH
OTHER 2000 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 18932 122338 SH
DEFINED 121588 0 750
GENERAL ELECTRIC CO COMMON STOCK 369604103 34119 220476 SH
OTHER 220376 0 100
GENERAL MILLS INC COMMON STOCK 370334104 59 1662 SH
DEFINED 1662 0 0
GENERAL MILLS INC COMMON STOCK 370334104 1275 35678 SH
OTHER 35678 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 398 5470 SH
DEFINED 5470 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 348 4791 SH
OTHER 4791 0 0
GENERAL MOTORS CORP CL H NEW COMMON STOCK 370442832 10 100 SH
DEFINED 100 0 0
GENERAL MOTORS CORP CL H NEW COMMON STOCK 370442832 19 202 SH
OTHER 202 0 0
GENESCO INC COMMON STOCK 371532102 39 2993 SH
OTHER 2993 0 0
GENRAD INC COMMON STOCK 372447102 40 2500 SH
OTHER 2500 0 0
GENUINE PARTS CO COMMON STOCK 372460105 20 787 SH
DEFINED 787 0 0
GENUINE PARTS CO COMMON STOCK 372460105 45 1808 SH
OTHER 1808 0 0
GENZYME CORP COMMON STOCK 372917104 88 1950 SH
OTHER 1950 0 0
GEORGIA-PACIFIC CORP TIMBER GR COMMON STOCK 373298702 18 746 SH
OTHER 746 0 0
GEORGIA-PACIFIC GROUP COMMON STOCK 373298108 21 415 SH
DEFINED 415 0 0
GEORGIA-PACIFIC GROUP COMMON STOCK 373298108 76 1492 SH
OTHER 1492 0 0
GILLETTE CO COMMON STOCK 375766102 2173 52755 SH
DEFINED 52755 0 0
GILLETTE CO COMMON STOCK 375766102 1647 39988 SH
OTHER 39988 0 0
GLOBAL MARINE INC COMMON STOCK 379352404 50 3000 SH
DEFINED 3000 0 0
GLOBAL MARINE INC COMMON STOCK 379352404 8 500 SH
OTHER 500 0 0
GLOBAL TELESYSTEMS GROUP INC COMMON STOCK 37936U104 155 4450 SH
DEFINED 4450 0 0
GLOBAL TELESYSTEMS GROUP INC COMMON STOCK 37936U104 64 1845 SH
OTHER 1845 0 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 11 375 SH
DEFINED 375 0 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 46 1630 SH
OTHER 1630 0 0
GPU INC COMMON STOCK 36225X100 36 1200 SH
DEFINED 1200 0 0
GPU INC COMMON STOCK 36225X100 30 1000 SH
OTHER 1000 0 0
GRAINGER W W INC COMMON STOCK 384802104 19 400 SH
DEFINED 400 0 0
GRAINGER W W INC COMMON STOCK 384802104 163 3416 SH
OTHER 3416 0 0
GREAT LAKES CHEMICAL CORP COMMON STOCK 390568103 11 300 SH
OTHER 300 0 0
GTE CORP COMMON STOCK 362320103 2096 29708 SH
DEFINED 29348 0 360
GTE CORP COMMON STOCK 362320103 2558 36250 SH
OTHER 36050 0 200
GUIDANT CORP COMMON STOCK 401698105 1372 29200 SH
DEFINED 29200 0 0
GUIDANT CORP COMMON STOCK 401698105 330 7020 SH
OTHER 7020 0 0
HALLIBURTON CO COMMON STOCK 406216101 332 8250 SH
DEFINED 8250 0 0
HALLIBURTON CO COMMON STOCK 406216101 84 2075 SH
OTHER 2075 0 0
HANNAFORD BROTHERS CO COMMON STOCK 410550107 35 500 SH
DEFINED 500 0 0
HARLEY-DAVIDSON INC COMMON STOCK 412822108 26 400 SH
OTHER 400 0 0
HARRAHS ENTERTAINMENT INC COMMON STOCK 413619107 7 250 SH
DEFINED 250 0 0
HARRAHS ENTERTAINMENT INC COMMON STOCK 413619107 26 990 SH
OTHER 990 0 0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 28 600 SH
DEFINED 600 0 0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 76 1600 SH
OTHER 1600 0 0
HEALTH CARE PROPERTY INVESTMEN COMMON STOCK 421915109 20 834 SH
DEFINED 834 0 0
HEALTHCARE REALTY TRUST INC COMMON STOCK 421946104 3 212 SH
OTHER 212 0 0
HEALTHSOUTH CORPORATION COMMON STOCK 421924101 4 750 SH
DEFINED 750 0 0
HEALTHSOUTH CORPORATION COMMON STOCK 421924101 0 50 SH
OTHER 50 0 0
HECLA MINING CO COMMON STOCK 422704106 3 2000 SH
OTHER 2000 0 0
HEINZ H J CO COMMON STOCK 423074103 22 550 SH
DEFINED 550 0 0
HEINZ H J CO COMMON STOCK 423074103 255 6406 SH
OTHER 6406 0 0
HELIX TECHNOLOGY CORPORATION COMMON STOCK 423319102 112 2500 SH
OTHER 2500 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 311 6550 SH
DEFINED 6550 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 396 3485 SH
DEFINED 3485 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 1086 9550 SH
OTHER 9550 0 0
HIBERNIA CORP CL A COMMON STOCK 428656102 25 2345 SH
DEFINED 2345 0 0
HILTON HOTELS CORPORATION COMMON STOCK 432848109 34 3520 SH
OTHER 3520 0 0
HOME DEPOT INC COMMON STOCK 437076102 4660 67783 SH
DEFINED 67483 0 300
HOME DEPOT INC COMMON STOCK 437076102 2834 41220 SH
OTHER 41220 0 0
HOMESTAKE MINING CO COMMON STOCK 437614100 24 3132 SH
OTHER 3132 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1895 32852 SH
DEFINED 32852 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 3756 65118 SH
OTHER 64518 0 600
HOUSEHOLD INTERNATIONAL INC COMMON STOCK 441815107 246 6600 SH
OTHER 6600 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 34 500 SH
OTHER 500 0 0
ILLINOVA CORP COMMON STOCK 452317100 3 100 SH
DEFINED 100 0 0
IMATION CORP COMMON STOCK 45245A107 1 33 SH
DEFINED 33 0 0
IMATION CORP COMMON STOCK 45245A107 16 477 SH
OTHER 477 0 0
IMCLONE SYSTEMS INC COMMON STOCK 45245W109 958 24175 SH
DEFINED 24175 0 0
IMCLONE SYSTEMS INC COMMON STOCK 45245W109 552 13920 SH
OTHER 13920 0 0
IMPATH INC COMMON STOCK 45255G101 89 3500 SH
OTHER 3500 0 0
IMPERIAL BANCORP COMMON STOCK 452556103 39 1620 SH
DEFINED 1620 0 0
IMS HEALTH INC COMMON STOCK 449934108 35 1274 SH
OTHER 1274 0 0
INGERSOLL RAND CO COMMON STOCK 456866102 74 1350 SH
DEFINED 1350 0 0
INGERSOLL RAND CO COMMON STOCK 456866102 41 750 SH
OTHER 750 0 0
INSITUFORM TECHNOLOGIES INC COMMON STOCK 457667103 14 500 SH
DEFINED 500 0 0
INTEL CORP COMMON STOCK 458140100 9055 110012 SH
DEFINED 109812 0 200
INTEL CORP COMMON STOCK 458140100 6121 74362 SH
OTHER 74362 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 2411 22350 SH
DEFINED 22250 0 100
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 1823 16901 SH
OTHER 16901 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 23 400 SH
DEFINED 400 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 8477 150207 SH
OTHER 150207 0 0
INTERNET CAPITAL GROUP INC COMMON STOCK 46059C106 714 4200 SH
DEFINED 4200 0 0
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 549 9520 SH
DEFINED 9520 0 0
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 173 3000 SH
OTHER 3000 0 0
INTIMATE BRANDS INC CL A COMMON STOCK 461156101 17 400 SH
OTHER 400 0 0
IONICS INC COMMON STOCK 462218108 12 425 SH
OTHER 425 0 0
IRT PROPERTY CO COMMON STOCK 450058102 0 62 SH
OTHER 62 0 0
J D EDWARDS & COMPANY COMMON STOCK 281667105 15 500 SH
OTHER 500 0 0
JEFFERSON SAVINGS BANCORP INC COMMON STOCK 474900107 14 1300 SH
OTHER 1300 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3592 38520 SH
DEFINED 38520 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2540 27242 SH
OTHER 26842 0 400
JOHNSON CONTROLS INC COMMON STOCK 478366107 284 5000 SH
OTHER 5000 0 0
K MART CORP COMMON STOCK 482584109 6 600 SH
OTHER 600 0 0
K V PHARMACEUTICAL CO CL A COMMON STOCK 482740206 99 4500 SH
OTHER 0 0 4500
K V PHARMACEUTICAL CO CL B COMMON STOCK 482740107 48 2250 SH
OTHER 0 0 2250
KANSAS CITY POWER & LIGHT CO COMMON STOCK 485134100 62 2800 SH
DEFINED 2800 0 0
KANSAS CITY POWER & LIGHT CO COMMON STOCK 485134100 51 2330 SH
OTHER 2330 0 0
KELLOGG CO COMMON STOCK 487836108 120 3900 SH
DEFINED 3900 0 0
KELLOGG CO COMMON STOCK 487836108 590 19156 SH
OTHER 19156 0 0
KELLWOOD CO COMMON STOCK 488044108 35 1800 SH
OTHER 1800 0 0
KERR MCGEE CORPORATION COMMON STOCK 492386107 6 103 SH
DEFINED 103 0 0
KEYCORP NEW COMMON STOCK 493267108 9 400 SH
DEFINED 400 0 0
KEYCORP NEW COMMON STOCK 493267108 4 200 SH
OTHER 200 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 1046 15980 SH
DEFINED 15980 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 2188 33430 SH
OTHER 33030 0 400
KLA-TENCOR CORPORATION COMMON STOCK 482480100 67 600 SH
OTHER 600 0 0
KNIGHT RIDDER INC COMMON STOCK 499040103 60 1000 SH
DEFINED 1000 0 0
KROGER CO COMMON STOCK 501044101 15 800 SH
DEFINED 800 0 0
LABOR READY INC COMMON STOCK 505401208 91 7500 SH
OTHER 7500 0 0
LACLEDE GAS CO COMMON STOCK 505588103 189 8756 SH
DEFINED 8756 0 0
LACLEDE GAS CO COMMON STOCK 505588103 269 12457 SH
OTHER 12457 0 0
LASERSIGHT INC COMMON STOCK 517924106 20 2000 SH
DEFINED 2000 0 0
LEGATO SYSTEMS INC COMMON STOCK 524651106 551 8000 SH
OTHER 8000 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 10 450 SH
DEFINED 450 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 54 2500 SH
OTHER 2500 0 0
LEHMAN BROTHERS HOLDINGS INC COMMON STOCK 524908100 86 1013 SH
DEFINED 1013 0 0
LEHMAN BROTHERS HOLDINGS INC COMMON STOCK 524908100 86 1020 SH
OTHER 1020 0 0
LEVEL 3 COMMUNICATIONS INC COMMON STOCK 52729N100 16 200 SH
DEFINED 0 0 200
LEVEL 3 COMMUNICATIONS INC COMMON STOCK 52729N100 289 3525 SH
OTHER 3525 0 0
LILLY ELI & CO COMMON STOCK 532457108 101 1525 SH
DEFINED 1525 0 0
LILLY ELI & CO COMMON STOCK 532457108 67 1000 SH
OTHER 1000 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 48 2198 SH
DEFINED 2198 0 0
LOUISIANNA PACIFIC CORP COMMON STOCK 546347105 6 414 SH
OTHER 414 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 5192 69220 SH
DEFINED 68820 0 400
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 7468 99578 SH
OTHER 98542 0 1036
M & T BANK CORPORATION COMMON STOCK 55261F104 10 24 SH
DEFINED 24 0 0
MADISON GAS & ELECTRIC CO COMMON STOCK 557497104 9 450 SH
OTHER 450 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 99 1032 SH
DEFINED 1032 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 1098 11475 SH
OTHER 11475 0 0
MARSHALL & ILSLEY CORP COMMON STOCK 571834100 57 901 SH
OTHER 901 0 0
MASCO CORPORATION COMMON STOCK 574599106 30 1200 SH
OTHER 1200 0 0
MATTEL INC COMMON STOCK 577081102 4 298 SH
DEFINED 298 0 0
MATTEL INC COMMON STOCK 577081102 5 397 SH
OTHER 397 0 0
MAXIMUS INC COMMON STOCK 577933104 153 4500 SH
OTHER 4500 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 1124 34861 SH
DEFINED 34645 0 216
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 1700 52723 SH
OTHER 52723 0 0
MBIA INC COMMON STOCK 55262C100 285 5400 SH
DEFINED 5400 0 0
MBNA CORP COMMON STOCK 55262L100 16 600 SH
DEFINED 600 0 0
MCDONALDS CORP COMMON STOCK 580135101 670 16610 SH
DEFINED 16610 0 0
MCDONALDS CORP COMMON STOCK 580135101 2521 62538 SH
OTHER 62538 0 0
MCGRAW HILL COMPANIES INC COMMON STOCK 580645109 924 15000 SH
DEFINED 15000 0 0
MCI WORLDCOM INC COMMON STOCK 55268B106 5405 101860 SH
DEFINED 101560 0 300
MCI WORLDCOM INC COMMON STOCK 55268B106 2973 56030 SH
OTHER 56030 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 4 175 SH
DEFINED 175 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 9 400 SH
OTHER 400 0 0
MDU RESOURCES GROUP INC COMMON STOCK 552690109 66 3300 SH
OTHER 3300 0 0
MEDIAONE GROUP COMMON STOCK 58440J104 268 3487 SH
DEFINED 3487 0 0
MEDIAONE GROUP COMMON STOCK 58440J104 620 8067 SH
OTHER 8067 0 0
MEDTRONIC INC COMMON STOCK 585055106 580 15919 SH
DEFINED 15919 0 0
MEDTRONIC INC COMMON STOCK 585055106 435 11950 SH
OTHER 11950 0 0
MELLON FINANCIAL CORPORATION COMMON STOCK 58551A108 422 12400 SH
DEFINED 12400 0 0
MELLON FINANCIAL CORPORATION COMMON STOCK 58551A108 61 1800 SH
OTHER 1800 0 0
MEMC ELECTRONIC MATERIALS INC COMMON STOCK 552715104 51 4200 SH
OTHER 4200 0 0
MERCK & CO INC COMMON STOCK 589331107 5005 74490 SH
DEFINED 74490 0 0
MERCK & CO INC COMMON STOCK 589331107 4566 67957 SH
OTHER 67657 0 300
MERRILL LYNCH & CO INC COMMON STOCK 590188108 908 10900 SH
DEFINED 10900 0 0
MERRILL LYNCH & CO INC COMMON STOCK 590188108 8 100 SH
OTHER 100 0 0
MGI PROPERTIES COMMON STOCK 552885105 6 1200 SH
DEFINED 1200 0 0
MGIC INVESTMENT CORP WIS COMMON STOCK 552848103 1107 18400 SH
DEFINED 18400 0 0
MICROSOFT CORP COMMON STOCK 594918104 6691 57311 SH
DEFINED 57311 0 0
MICROSOFT CORP COMMON STOCK 594918104 3576 30629 SH
OTHER 30329 0 300
MICROVISION INC COMMON STOCK 594960106 6 200 SH
DEFINED 200 0 0
MILLIPORE CORP COMMON STOCK 601073109 62 1600 SH
OTHER 1600 0 0
MINDSPRING ENTERPRISES INC COMMON STOCK 602683104 40 1510 SH
DEFINED 1510 0 0
MINDSPRING ENTERPRISES INC COMMON STOCK 602683104 134 5060 SH
OTHER 5060 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 1132 11565 SH
DEFINED 11405 0 160
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 2481 25348 SH
OTHER 25248 0 100
MINNESOTA POWER INC COMMON STOCK 604110106 5 300 SH
OTHER 300 0 0
MISSISSIPPI VALLEY BANCSHARES COMMON STOCK 605720101 5 200 SH
DEFINED 200 0 0
MISSISSIPPI VALLEY BANCSHARES COMMON STOCK 605720101 54 2000 SH
OTHER 2000 0 0
MOBILE AMERICA CORP FLA COMMON STOCK 607235504 2 902 SH
DEFINED 902 0 0
MODIS PROFESSIONAL SERVICES COMMON STOCK 607830106 7 500 SH
DEFINED 500 0 0
MONSANTO CO COMMON STOCK 611662107 2234 63049 SH
DEFINED 62399 0 650
MONSANTO CO COMMON STOCK 611662107 2692 75964 SH
OTHER 72424 0 3540
MONTANA POWER CO COMMON STOCK 612085100 32 900 SH
DEFINED 900 0 0
MONTANA POWER CO COMMON STOCK 612085100 132 3660 SH
OTHER 2860 0 800
MORGAN J P & CO INC COMMON STOCK 616880100 336 2650 SH
DEFINED 2650 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 478 3773 SH
OTHER 3773 0 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 1818 12735 SH
DEFINED 12735 0 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 677 4744 SH
OTHER 4744 0 0
MOTOROLA INC COMMON STOCK 620076109 2607 17705 SH
DEFINED 17705 0 0
MOTOROLA INC COMMON STOCK 620076109 2358 16014 SH
OTHER 15864 0 150
MUELLER INDUSTRIES INC COMMON STOCK 624756102 73 2000 SH
OTHER 2000 0 0
MYLAN LABS INC COMMON STOCK 628530107 30 1200 SH
DEFINED 1200 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 42 1760 SH
DEFINED 1760 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 70 2936 SH
OTHER 2936 0 0
NATIONAL COMPUTER SYSTEMS INC COMMON STOCK 635519101 188 5000 SH
OTHER 5000 0 0
NATIONAL FUEL GAS CO N J COMMON STOCK 636180101 82 1760 SH
OTHER 1760 0 0
NATIONAL HEALTH INVESTORS INC COMMON STOCK 63633D104 4 300 SH
OTHER 300 0 0
NAVISTAR INTERNATIONAL CORP NE COMMON STOCK 63934E108 99 2100 SH
OTHER 2100 0 0
NCR CORPORATION (NEW) COMMON STOCK 62886E108 6 166 SH
DEFINED 166 0 0
NCR CORPORATION (NEW) COMMON STOCK 62886E108 18 466 SH
OTHER 416 0 50
NETWORK APPLIANCE INC COMMON STOCK 64120L104 17 200 SH
OTHER 0 0 200
NETWORKS ASSOCIATES INC COMMON STOCK 640938106 39 1450 SH
OTHER 1450 0 0
NEW CENTURY ENERGIES INC COMMON STOCK 64352U103 180 5937 SH
DEFINED 5795 0 142
NEW CENTURY ENERGIES INC COMMON STOCK 64352U103 362 11921 SH
OTHER 11684 0 237
NEW ENGLAND ELECTRIC SYSTEMS I COMMON STOCK 644001109 41 793 SH
OTHER 793 0 0
NEW PLAN EXCEL REALTY TRUST COMMON STOCK 648053106 148 9350 SH
DEFINED 9350 0 0
NEW PLAN EXCEL REALTY TRUST COMMON STOCK 648053106 384 24290 SH
OTHER 24290 0 0
NEWELL RUBBERMAID INC COMMON STOCK 651229106 28 975 SH
DEFINED 975 0 0
NEWELL RUBBERMAID INC COMMON STOCK 651229106 23 788 SH
OTHER 788 0 0
NEWMONT MINING CORP COMMON STOCK 651639106 3 119 SH
DEFINED 119 0 0
NEWMONT MINING CORP COMMON STOCK 651639106 10 389 SH
OTHER 389 0 0
NEWPORT NEWS SHIPBUILDING INC COMMON STOCK 652228107 1 40 SH
DEFINED 40 0 0
NEWPORT NEWS SHIPBUILDING INC COMMON STOCK 652228107 1 50 SH
OTHER 50 0 0
NEXTEL COMMUNICATIONS INC CL A COMMON STOCK 65332V103 9 90 SH
DEFINED 90 0 0
NEXTEL COMMUNICATIONS INC CL A COMMON STOCK 65332V103 38 365 SH
OTHER 365 0 0
NICOR INC COMMON STOCK 654086107 49 1500 SH
DEFINED 1500 0 0
NICOR INC COMMON STOCK 654086107 29 900 SH
OTHER 900 0 0
NOBLE AFFILIATES INC COMMON STOCK 654894104 54 2500 SH
OTHER 2500 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 66 3210 SH
DEFINED 3210 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 141 6900 SH
OTHER 6900 0 0
NORTH EUROPEAN OIL ROYALTY TRU COMMON STOCK 659310106 15 1000 SH
DEFINED 1000 0 0
NORTHEAST UTILITIES COMMON STOCK 664397106 206 10000 SH
OTHER 10000 0 0
NORTHERN STATES POWER CO MINN COMMON STOCK 665772109 34 1766 SH
OTHER 1766 0 0
NORTHWESTERN CORPORATION COMMON STOCK 668074107 13 600 SH
OTHER 600 0 0
NOVELL INC COMMON STOCK 670006105 8 200 SH
DEFINED 200 0 0
NSTAR COMMON STOCK 67019E107 43 1050 SH
DEFINED 1050 0 0
NUCOR CORP COMMON STOCK 670346105 88 1600 SH
OTHER 1600 0 0
OCEAN ENERGY INC COMMON STOCK 67481E106 54 7000 SH
OTHER 7000 0 0
OFFICE DEPOT INC COMMON STOCK 676220106 44 4000 SH
OTHER 4000 0 0
OLD KENT FINANCIAL CORPORATION COMMON STOCK 679833103 5 140 SH
DEFINED 140 0 0
OLD REPUBLIC INTERNATIONAL COR COMMON STOCK 680223104 4 282 SH
OTHER 282 0 0
OLIN CORP COMMON STOCK 680665205 139 7000 SH
DEFINED 7000 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 1090 10900 SH
DEFINED 10900 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 215 2150 SH
OTHER 2150 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 930 8303 SH
DEFINED 8303 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 889 7937 SH
OTHER 7937 0 0
P G & E CORPORATION COMMON STOCK 69331C108 16 800 SH
DEFINED 800 0 0
P G & E CORPORATION COMMON STOCK 69331C108 16 800 SH
OTHER 800 0 0
PACCAR INC COMMON STOCK 693718108 20 460 SH
OTHER 460 0 0
PACTIV CORPORATION COMMON STOCK 695257105 40 3773 SH
DEFINED 3773 0 0
PACTIV CORPORATION COMMON STOCK 695257105 8 750 SH
OTHER 750 0 0
PAINE WEBBER GROUP INC COMMON STOCK 695629105 39 1000 SH
OTHER 1000 0 0
PARAMETRIC TECHNOLOGY CORP COMMON STOCK 699173100 5 200 SH
DEFINED 200 0 0
PARK PLACE ENTERTAINMENT CORPO COMMON STOCK 700690100 44 3520 SH
OTHER 3520 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 454 8850 SH
DEFINED 8850 0 0
PAYCHEX INC COMMON STOCK 704326107 18 450 SH
DEFINED 450 0 0
PAYLESS SHOESOURCE INC COMMON STOCK 704379106 11 229 SH
DEFINED 229 0 0
PAYLESS SHOESOURCE INC COMMON STOCK 704379106 103 2191 SH
OTHER 2191 0 0
PE CORP - CELERA GENOMICS GROU COMMON STOCK 69332S201 37 250 SH
OTHER 250 0 0
PE CORP - PE BIOSYSTEMS GROUP COMMON STOCK 69332S102 120 1000 SH
OTHER 1000 0 0
PECO ENERGY CO COMMON STOCK 693304107 10 300 SH
OTHER 300 0 0
PENNEY J C INC COMMON STOCK 708160106 36 1800 SH
DEFINED 1800 0 0
PENNEY J C INC COMMON STOCK 708160106 21 1050 SH
OTHER 1050 0 0
PEPSICO INC COMMON STOCK 713448108 1032 29282 SH
DEFINED 29282 0 0
PEPSICO INC COMMON STOCK 713448108 5679 161110 SH
OTHER 161110 0 0
PETROLEUM & RESOURCES CORP COMMON STOCK 716549100 9 292 SH
OTHER 0 0 292
PFIZER INC COMMON STOCK 717081103 4688 144515 SH
DEFINED 144115 0 400
PFIZER INC COMMON STOCK 717081103 7118 219439 SH
OTHER 219439 0 0
PHARMACIA & UPJOHN INC COMMON STOCK 716941109 77 1700 SH
DEFINED 1700 0 0
PHARMACIA & UPJOHN INC COMMON STOCK 716941109 95 2100 SH
OTHER 2100 0 0
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 1032 44865 SH
DEFINED 43865 0 1000
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 2016 87651 SH
OTHER 87651 0 0
PHILLIPS PETROLEUM CO COMMON STOCK 718507106 35 743 SH
OTHER 743 0 0
PITNEY BOWES INC COMMON STOCK 724479100 38 780 SH
DEFINED 780 0 0
PITNEY BOWES INC COMMON STOCK 724479100 29 600 SH
OTHER 600 0 0
PITTSTON BRINK'S GROUP COMMON STOCK 725701106 22 987 SH
OTHER 987 0 0
PMI GROUP INC COMMON STOCK 69344M101 103 2100 SH
OTHER 2100 0 0
PNC BANK CORPORATION COMMON STOCK 693475105 234 5250 SH
DEFINED 5250 0 0
PNC BANK CORPORATION COMMON STOCK 693475105 267 6000 SH
OTHER 6000 0 0
POTOMAC ELECTRIC POWER CO COMMON STOCK 737679100 23 1000 SH
DEFINED 1000 0 0
POTOMAC ELECTRIC POWER CO COMMON STOCK 737679100 37 1600 SH
OTHER 1600 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 344 5500 SH
DEFINED 5500 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 31 500 SH
OTHER 500 0 0
PRAXAIR INC COMMON STOCK 74005P104 50 1000 SH
DEFINED 1000 0 0
PRAXAIR INC COMMON STOCK 74005P104 28 550 SH
OTHER 550 0 0
PREMIER PARKS INC COMMON STOCK 740540208 27 930 SH
OTHER 930 0 0
PRICE T ROWE ASSOC INC COMMON STOCK 741477103 148 4000 SH
OTHER 4000 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 5987 54643 SH
DEFINED 54643 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 9520 86894 SH
OTHER 86494 0 400
PROGENICS PHARMACEUTICALS INC COMMON STOCK 743187106 5 100 SH
OTHER 100 0 0
PROTECTIVE LIFE CORP COMMON STOCK 743674103 64 2000 SH
OTHER 2000 0 0
PSS WORLD MEDICAL INC COMMON STOCK 69366A100 71 7500 SH
OTHER 7500 0 0
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 48 1390 SH
OTHER 1390 0 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 22 1127 SH
OTHER 1127 0 0
QUAKER OATS CO COMMON STOCK 747402105 105 1600 SH
DEFINED 1300 0 300
QUAKER OATS CO COMMON STOCK 747402105 217 3300 SH
OTHER 3300 0 0
QUESTAR CORP COMMON STOCK 748356102 54 3600 SH
OTHER 3600 0 0
QWEST COMMUNICATIONS INTL INC COMMON STOCK 749121109 221 5135 SH
DEFINED 5135 0 0
QWEST COMMUNICATIONS INTL INC COMMON STOCK 749121109 784 18228 SH
OTHER 18228 0 0
R H DONNELLEY CORPORATION NEW COMMON STOCK 74955W307 2 126 SH
OTHER 126 0 0
R J REYNOLDS TOBACCO HOLDINGS COMMON STOCK 76182K105 1 46 SH
DEFINED 46 0 0
RALCORP HOLDINGS INC NEW COMMON STOCK 751028101 70 3503 SH
DEFINED 3503 0 0
RALCORP HOLDINGS INC NEW COMMON STOCK 751028101 459 23034 SH
OTHER 23034 0 0
RALSTON - RALSTON PURINA GROUP COMMON STOCK 751277302 5440 195142 SH
DEFINED 193892 0 1250
RALSTON - RALSTON PURINA GROUP COMMON STOCK 751277302 30502 1094248 SH
OTHER 1093648 0 600
RANGER OIL LIMITED COMMON STOCK 752805101 0 100 SH
OTHER 100 0 0
RAYTHEON COMPANY CLASS A COMMON STOCK 755111309 10 415 SH
DEFINED 415 0 0
RAYTHEON COMPANY CLASS A COMMON STOCK 755111309 6 257 SH
OTHER 257 0 0
RAYTHEON COMPANY CLASS B NEW COMMON STOCK 755111408 400 15075 SH
DEFINED 15075 0 0
RAYTHEON COMPANY CLASS B NEW COMMON STOCK 755111408 61 2300 SH
OTHER 2300 0 0
REINSURANCE GROUP OF AMERICA I COMMON STOCK 759351109 25 900 SH
OTHER 900 0 0
RELIANT ENERGY INC COMMON STOCK 75952J108 26 1150 SH
DEFINED 1150 0 0
RELIANT ENERGY INC COMMON STOCK 75952J108 64 2800 SH
OTHER 2800 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100 203 14215 SH
DEFINED 14215 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100 395 27685 SH
OTHER 27685 0 0
RGS ENERGY GROUP INC COMMON STOCK 74956K104 5 261 SH
OTHER 261 0 0
ROSS STORES INC COMMON STOCK 778296103 14 800 SH
DEFINED 800 0 0
RPM INC OHIO COMMON STOCK 749685103 22 2171 SH
OTHER 2171 0 0
RUSH ENTERPRISES INC COMMON STOCK 781846100 94 6500 SH
OTHER 6500 0 0
SAFEGUARD SCIENTIFICS INC COMMON STOCK 786449108 245 1500 SH
DEFINED 1500 0 0
SAFEWAY INC COMMON STOCK 786514208 38 1050 SH
DEFINED 850 0 200
SAKS INCORPORATED COMMON STOCK 79377W108 31 2000 SH
OTHER 2000 0 0
SANTA FE INTERNATIONAL CORPORA COMMON STOCK G7805C108 16 600 SH
DEFINED 600 0 0
SAPIENT CORPORATION COMMON STOCK 803062108 6 44 SH
OTHER 44 0 0
SARA LEE CORP COMMON STOCK 803111103 514 23319 SH
DEFINED 23319 0 0
SARA LEE CORP COMMON STOCK 803111103 373 16913 SH
OTHER 16913 0 0
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 4603 94413 SH
DEFINED 94177 0 236
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 6573 134822 SH
OTHER 134522 0 300
SCANA CORP COMMON STOCK 805898103 30 1100 SH
OTHER 1100 0 0
SCHERING PLOUGH CORP COMMON STOCK 806605101 2984 70430 SH
DEFINED 70430 0 0
SCHERING PLOUGH CORP COMMON STOCK 806605101 2179 51430 SH
OTHER 51430 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 505 8990 SH
DEFINED 8590 0 400
SCHLUMBERGER LTD COMMON STOCK 806857108 119 2125 SH
OTHER 2125 0 0
SCHWAB CHARLES CORPORATION NEW COMMON STOCK 808513105 79 2075 SH
DEFINED 2075 0 0
SCHWAB CHARLES CORPORATION NEW COMMON STOCK 808513105 14 375 SH
OTHER 375 0 0
SCI SYSTEMS INC COMMON STOCK 783890106 113 1375 SH
DEFINED 1375 0 0
SCIENTIFIC ATLANTA INC COMMON STOCK 808655104 42 750 SH
OTHER 750 0 0
SEA CONTAINERS LTD CL A COMMON STOCK 811371707 146 5500 SH
OTHER 5500 0 0
SEALED AIR CORPORATION NEW COMMON STOCK 81211K100 78 1514 SH
OTHER 1514 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 62 2057 SH
OTHER 2057 0 0
SEMPRA ENERGY COMMON STOCK 816851109 121 6981 SH
DEFINED 6981 0 0
SEMPRA ENERGY COMMON STOCK 816851109 67 3829 SH
OTHER 3829 0 0
SERVICE CORP INTERNATIONAL COMMON STOCK 817565104 1 150 SH
DEFINED 150 0 0
SERVICEMASTER COMPANY COMMON STOCK 81760N109 28 2277 SH
OTHER 2277 0 0
SHELLS SEAFOOD RESTAURANTS INC COMMON STOCK 822809109 4 2000 SH
OTHER 2000 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 97 4630 SH
DEFINED 4630 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 111 5300 SH
OTHER 5300 0 0
SIGMA ALDRICH CORP COMMON STOCK 826552101 33 1100 SH
DEFINED 1100 0 0
SIGMA ALDRICH CORP COMMON STOCK 826552101 437 14530 SH
OTHER 14530 0 0
SIMON PROPERTY GROUP INC NEW COMMON STOCK 828806109 7 300 SH
OTHER 300 0 0
SIRIUS SATELLITE RADIO INC COMMON STOCK 82966U103 589 13225 SH
DEFINED 13225 0 0
SIRIUS SATELLITE RADIO INC COMMON STOCK 82966U103 631 14180 SH
OTHER 14180 0 0
SLM HOLDING CORPORATION COMMON STOCK 78442A109 25 600 SH
OTHER 600 0 0
SOLECTRON CORP (DEL) COMMON STOCK 834182107 457 4800 SH
OTHER 4800 0 0
SOLUTIA INC COMMON STOCK 834376105 205 13251 SH
DEFINED 13251 0 0
SOLUTIA INC COMMON STOCK 834376105 384 24850 SH
OTHER 24142 0 708
SOUTH JERSEY INDUSTRIES INC COMMON STOCK 838518108 6 200 SH
OTHER 200 0 0
SOUTHERN CO COMMON STOCK 842587107 105 4450 SH
DEFINED 4450 0 0
SOUTHERN CO COMMON STOCK 842587107 302 12865 SH
OTHER 12865 0 0
SOUTHTRUST CORP COMMON STOCK 844730101 193 5113 SH
DEFINED 5113 0 0
SOUTHTRUST CORP COMMON STOCK 844730101 14 375 SH
OTHER 375 0 0
SOUTHWEST AIRLINES CO COMMON STOCK 844741108 15 900 SH
DEFINED 900 0 0
SOUTHWEST AIRLINES CO COMMON STOCK 844741108 7 450 SH
OTHER 450 0 0
SOVRAN SELF STORAGE INC COMMON STOCK 84610H108 9 480 SH
OTHER 480 0 0
SPRINT CORPORATION (FON GROUP) COMMON STOCK 852061100 1015 15074 SH
DEFINED 15074 0 0
SPRINT CORPORATION (FON GROUP) COMMON STOCK 852061100 141 2100 SH
OTHER 2100 0 0
SPRINT CORPORATION PCS GROUP COMMON STOCK 852061506 360 3509 SH
DEFINED 3509 0 0
SPRINT CORPORATION PCS GROUP COMMON STOCK 852061506 74 725 SH
OTHER 725 0 0
ST JOSEPH LIGHT & POWER CO COMMON STOCK 790654107 12 600 SH
OTHER 600 0 0
ST PAUL COMPANIES INC COMMON STOCK 792860108 19 564 SH
DEFINED 564 0 0
STANDARD & POORS DEPOSITORY RE COMMON STOCK 78462F103 134 915 SH
DEFINED 915 0 0
STANDARD & POORS DEPOSITORY RE COMMON STOCK 78462F103 15 100 SH
OTHER 100 0 0
STANDARD MOTOR PRODUCTS INC COMMON STOCK 853666105 18 1125 SH
DEFINED 1125 0 0
STANLEY WORKS COMMON STOCK 854616109 66 2200 SH
DEFINED 2200 0 0
STARWOOD HOTELS & RESORTS WORL COMMON STOCK 85590A203 19 800 SH
DEFINED 500 0 300
STARWOOD HOTELS & RESORTS WORL COMMON STOCK 85590A203 18 750 SH
OTHER 750 0 0
STATE STREET CORPORATION COMMON STOCK 857477103 146 2000 SH
OTHER 2000 0 0
STERLING SOFTWARE INC COMMON STOCK 859547101 79 2500 SH
OTHER 2500 0 0
STRIDE RITE CORP COMMON STOCK 863314100 10 1600 SH
OTHER 1600 0 0
SUMMIT BANCORP COMMON STOCK 866005101 453 14800 SH
DEFINED 14800 0 0
SUMMIT BANCORP COMMON STOCK 866005101 57 1850 SH
OTHER 1850 0 0
SUN MICROSYSTEMS INC COMMON STOCK 866810104 1582 20425 SH
DEFINED 19225 0 1200
SUN MICROSYSTEMS INC COMMON STOCK 866810104 1883 24320 SH
OTHER 24320 0 0
SUNOCO INC COMMON STOCK 86764P109 7 280 SH
DEFINED 280 0 0
SUNSHINE MINING & REFINING CO COMMON STOCK 867833501 1 764 SH
OTHER 764 0 0
SUNTRUST BANKS INC COMMON STOCK 867914103 40 582 SH
DEFINED 582 0 0
SUNTRUST BANKS INC COMMON STOCK 867914103 159 2304 SH
OTHER 2304 0 0
SUPERVALU INC COMMON STOCK 868536103 145 7260 SH
OTHER 7260 0 0
SYSCO CORP COMMON STOCK 871829107 79 2000 SH
OTHER 2000 0 0
TB WOODS CORP COMMON STOCK 872226105 34 4000 SH
OTHER 4000 0 0
TECO ENERGY INC COMMON STOCK 872375100 41 2226 SH
DEFINED 2226 0 0
TECO ENERGY INC COMMON STOCK 872375100 45 2440 SH
OTHER 2440 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 4 385 SH
DEFINED 385 0 0
TELLABS INC COMMON STOCK 879664100 801 12477 SH
DEFINED 12477 0 0
TELLABS INC COMMON STOCK 879664100 39 600 SH
OTHER 600 0 0
TENNECO AUTOMOTIVE COMMON STOCK 880349105 1 154 SH
DEFINED 154 0 0
TENNECO AUTOMOTIVE COMMON STOCK 880349105 1 150 SH
OTHER 150 0 0
TEREX CORPORATION NEW COMMON STOCK 880779103 56 2000 SH
OTHER 2000 0 0
TEXACO INC COMMON STOCK 881694103 879 16185 SH
DEFINED 16185 0 0
TEXACO INC COMMON STOCK 881694103 774 14259 SH
OTHER 14259 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 91 940 SH
DEFINED 940 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 164 1700 SH
OTHER 1700 0 0
TEXAS UTILITIES CO COMMON STOCK 882848104 97 2732 SH
DEFINED 2732 0 0
TEXAS UTILITIES CO COMMON STOCK 882848104 120 3364 SH
OTHER 3364 0 0
TEXTRON INC COMMON STOCK 883203101 15 200 SH
DEFINED 200 0 0
THERMO ELECTRON CORP COMMON STOCK 883556102 62 4150 SH
DEFINED 4150 0 0
THERMO ELECTRON CORP COMMON STOCK 883556102 2 140 SH
OTHER 140 0 0
TIMBERLINE SOFTWARE CORPORATIO COMMON STOCK 887134104 36 2666 SH
OTHER 2666 0 0
TIME WARNER INC COMMON STOCK 887315109 47 650 SH
DEFINED 650 0 0
TIME WARNER INC COMMON STOCK 887315109 58 800 SH
OTHER 800 0 0
TIMES MIRROR CO NEW SER A COMMON STOCK 887364107 7 100 SH
DEFINED 100 0 0
TIMES MIRROR CO NEW SER A COMMON STOCK 887364107 114 1700 SH
OTHER 1700 0 0
TJ INTERNATIONAL INC COMMON STOCK 872534102 13 300 SH
DEFINED 300 0 0
TJX COMPANIES INC NEW COMMON STOCK 872540109 78 3800 SH
DEFINED 3800 0 0
TJX COMPANIES INC NEW COMMON STOCK 872540109 8 400 SH
OTHER 400 0 0
TRIBUNE CO NEW COMMON STOCK 896047107 58 1050 SH
DEFINED 1050 0 0
TRIBUNE CO NEW COMMON STOCK 896047107 242 4400 SH
OTHER 4400 0 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 42 1075 SH
DEFINED 1075 0 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 251 6511 SH
OTHER 6511 0 0
TRIPATH IMAGING INC COMMON STOCK 896942109 2 395 SH
OTHER 395 0 0
TYCO INTERNATIONAL LTD (NEW) COMMON STOCK 902124106 1493 38294 SH
DEFINED 37994 0 300
TYCO INTERNATIONAL LTD (NEW) COMMON STOCK 902124106 1806 46317 SH
OTHER 46317 0 0
U S WEST INC COMMON STOCK 91273H101 930 12921 SH
DEFINED 12921 0 0
U S WEST INC COMMON STOCK 91273H101 1035 14372 SH
OTHER 14372 0 0
UAL CORP COMMON STOCK 902549500 62 800 SH
OTHER 800 0 0
UGI CORPORATION NEW COMMON STOCK 902681105 10 500 SH
OTHER 500 0 0
UNICOM CORP COMMON STOCK 904911104 16 481 SH
DEFINED 481 0 0
UNICOM CORP COMMON STOCK 904911104 15 439 SH
OTHER 439 0 0
UNION CARBIDE CORP COMMON STOCK 905581104 67 1000 SH
DEFINED 1000 0 0
UNION CARBIDE CORP COMMON STOCK 905581104 10 150 SH
OTHER 150 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 313 7156 SH
DEFINED 7156 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 866 19814 SH
OTHER 19814 0 0
UNION PACIFIC RESOURCES GROUP COMMON STOCK 907834105 81 6373 SH
DEFINED 6373 0 0
UNION PACIFIC RESOURCES GROUP COMMON STOCK 907834105 124 9697 SH
OTHER 9697 0 0
UNION PLANTERS CORP COMMON STOCK 908068109 636 16137 SH
DEFINED 16037 0 100
UNION PLANTERS CORP COMMON STOCK 908068109 257 6514 SH
OTHER 6514 0 0
UNIONBANCAL CORP COMMON STOCK 908906100 39 1000 SH
OTHER 1000 0 0
UNISYS CORP COMMON STOCK 909214108 26 800 SH
DEFINED 800 0 0
UNITED DOMINION REALTY TRUST I COMMON STOCK 910197102 20 2000 SH
OTHER 2000 0 0
UNITED HEALTHCARE CORP COMMON STOCK 910581107 27 500 SH
DEFINED 500 0 0
UNITED HEALTHCARE CORP COMMON STOCK 910581107 21 400 SH
OTHER 400 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 98 1500 SH
DEFINED 1500 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 743 11428 SH
OTHER 11428 0 0
UNITED WATER RESOURCES INC COMMON STOCK 913190104 42 1225 SH
OTHER 1225 0 0
UNITRIN INC COMMON STOCK 913275103 105 2800 SH
DEFINED 2800 0 0
UNITRIN INC COMMON STOCK 913275103 46 1230 SH
OTHER 1230 0 0
UNIVERSAL CORP VA COMMON STOCK 913456109 68 3000 SH
DEFINED 3000 0 0
UNOCAL CORP COMMON STOCK 915289102 25 750 SH
DEFINED 750 0 0
UNOCAL CORP COMMON STOCK 915289102 20 600 SH
OTHER 600 0 0
USAIR GROUP INC COMMON STOCK 911905107 32 1000 SH
OTHER 1000 0 0
UST INC COMMON STOCK 902911106 86 3400 SH
OTHER 3400 0 0
USX-MARATHON GROUP COMMON STOCK 902905827 73 2950 SH
DEFINED 2950 0 0
USX-MARATHON GROUP COMMON STOCK 902905827 7 300 SH
OTHER 300 0 0
USX-US STEEL GROUP COMMON STOCK 90337T101 3 100 SH
OTHER 100 0 0
UTILICORP UNITED INC COMMON STOCK 918005109 202 10373 SH
DEFINED 10373 0 0
UTILICORP UNITED INC COMMON STOCK 918005109 6 300 SH
OTHER 300 0 0
VEECO INSTRUMENTS INC COMMON STOCK 922417100 103 2200 SH
OTHER 2200 0 0
VIACOM INC CL A COMMON STOCK 925524100 179 2960 SH
DEFINED 2960 0 0
VIACOM INC CL A COMMON STOCK 925524100 189 3125 SH
OTHER 3125 0 0
VIAD CORPORATION COMMON STOCK 92552R109 12 420 SH
DEFINED 420 0 0
VITESSE SEMICONDUCTOR CORP COMMON STOCK 928497106 37 700 SH
OTHER 700 0 0
VLASIC FOODS INTERNATIONAL INC COMMON STOCK 928559103 0 55 SH
OTHER 55 0 0
W R GRACE & COMPANY NEW COMMON STOCK 38388F108 6 400 SH
OTHER 400 0 0
WACHOVIA CORP NEW COMMON STOCK 929771103 68 1000 SH
DEFINED 1000 0 0
WAL MART STORES INC COMMON STOCK 931142103 5971 86385 SH
DEFINED 85985 0 400
WAL MART STORES INC COMMON STOCK 931142103 12096 174992 SH
OTHER 171192 0 3800
WALGREEN CO COMMON STOCK 931422109 1354 46300 SH
DEFINED 44700 0 1600
WALGREEN CO COMMON STOCK 931422109 2570 87850 SH
OTHER 87850 0 0
WARNACO GROUP INC CL A COMMON STOCK 934390105 30 2400 SH
OTHER 2400 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 591 7210 SH
DEFINED 7010 0 200
WARNER LAMBERT CO COMMON STOCK 934488107 764 9327 SH
OTHER 9327 0 0
WASHINGTON GAS LIGHT CO COMMON STOCK 938837101 303 11000 SH
OTHER 11000 0 0
WASHINGTON MUTUAL INC COMMON STOCK 939322103 87 3372 SH
DEFINED 3372 0 0
WASHINGTON MUTUAL INC COMMON STOCK 939322103 34 1325 SH
OTHER 1325 0 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 12 700 SH
DEFINED 700 0 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 21 1200 SH
OTHER 1200 0 0
WATER PIK TECHNOLOGIES INC COMMON STOCK 94113U100 1 134 SH
DEFINED 134 0 0
WATSON PHARMACEUTICALS INC COMMON STOCK 942683103 36 1000 SH
DEFINED 1000 0 0
WAUSAU-MOSINEE PAPER CORPORATI COMMON STOCK 943315101 1 85 SH
OTHER 85 0 0
WEINGARTEN REALTY INVESTORS COMMON STOCK 948741103 19 500 SH
DEFINED 500 0 0
WEINGARTEN REALTY INVESTORS COMMON STOCK 948741103 64 1650 SH
OTHER 1650 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101 429 10610 SH
DEFINED 10610 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101 440 10875 SH
OTHER 10875 0 0
WENDYS INTERNATIONAL COMMON STOCK 950590109 24 1166 SH
OTHER 1166 0 0
WESTERN PROPERTIES TRUST COMMON STOCK 959261108 10 1000 SH
DEFINED 1000 0 0
WESTERN PROPERTIES TRUST COMMON STOCK 959261108 33 3500 SH
OTHER 3500 0 0
WESTERN RESOURCES INC COMMON STOCK 959425109 50 2978 SH
DEFINED 2978 0 0
WESTERN RESOURCES INC COMMON STOCK 959425109 296 17455 SH
OTHER 17005 0 450
WESTFIELD AMERICA INC COMMON STOCK 959910100 21 1725 SH
DEFINED 1725 0 0
WESTVACO CORP COMMON STOCK 961548104 20 600 SH
OTHER 600 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 14 200 SH
DEFINED 200 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 39 550 SH
OTHER 550 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 5 75 SH
OTHER 75 0 0
WHITE MOUNTAINS INSURANCE GROU COMMON STOCK G9618E107 11 95 SH
DEFINED 95 0 0
WHITMAN CORPORATION NEW COMMON STOCK 96647R107 19 1400 SH
OTHER 1400 0 0
WILLAMETTE INDUSTRIES INC COMMON STOCK 969133107 163 3500 SH
OTHER 3500 0 0
WILLIAMS COS INC COMMON STOCK 969457100 1097 35895 SH
DEFINED 35895 0 0
WILLIAMS COS INC COMMON STOCK 969457100 609 19926 SH
OTHER 19926 0 0
WILLIAMS-SONOMA INC COMMON STOCK 969904101 92 2000 SH
OTHER 2000 0 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 37 1925 SH
DEFINED 1925 0 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 319 16562 SH
OTHER 16062 0 500
WORTHINGTON INDUSTRIES INC COMMON STOCK 981811102 6 375 SH
OTHER 375 0 0
WPS RESOURCES CORP COMMON STOCK 92931B106 118 4700 SH
OTHER 4700 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 58 700 SH
DEFINED 700 0 0
XEROX CORP COMMON STOCK 984121103 78 3425 SH
DEFINED 3425 0 0
XEROX CORP COMMON STOCK 984121103 351 15450 SH
OTHER 15450 0 0
XILINX INC COMMON STOCK 983919101 1559 34290 SH
DEFINED 34290 0 0
XILINX INC COMMON STOCK 983919101 541 11900 SH
OTHER 11900 0 0
YAHOO! INC COMMON STOCK 984332106 329 760 SH
OTHER 760 0 0
ZOLTEK COS INC COMMON STOCK 98975W104 10 1200 SH
DEFINED 1200 0 0
ZOLTEK COS INC COMMON STOCK 98975W104 9 1000 SH
OTHER 1000 0 0
3COM CORP COMMON STOCK 885535104 8 175 SH
OTHER 175 0 0
ANGLOGOLD LTD ADR COMMON STOCK 035128206 8 300 SH
OTHER 300 0 0
BALLARD POWER SYSTEMS INC COMMON STOCK 05858H104 0 14 SH
OTHER 14 0 0
BARRICK GOLD CORP COMMON STOCK 067901108 23 1300 SH
DEFINED 1300 0 0
BARRICK GOLD CORP COMMON STOCK 067901108 5 300 SH
OTHER 300 0 0
BP AMOCO PLC ADR COMMON STOCK 055622104 1612 27170 SH
DEFINED 27170 0 0
BP AMOCO PLC ADR COMMON STOCK 055622104 8697 146634 SH
OTHER 146370 0 264
BRITISH TELECOMMUNICATIONS P L COMMON STOCK 111021408 71 300 SH
OTHER 300 0 0
CANADIAN NATIONAL RAILWAY CO COMMON STOCK 136375102 53 2000 SH
OTHER 2000 0 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 538 6900 SH
DEFINED 6900 0 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 238 3047 SH
OTHER 3047 0 0
DURBAN ROODEPOORT DEEP LTD ADR COMMON STOCK 266597301 16 9200 SH
OTHER 9200 0 0
ELAN CORP PLC ADR COMMON STOCK 284131208 381 12925 SH
DEFINED 12925 0 0
ELAN CORP PLC ADR COMMON STOCK 284131208 23 790 SH
OTHER 790 0 0
FRESENIUS MEDICAL CARE ADR COMMON STOCK 358029106 12 419 SH
OTHER 419 0 0
GALLAHER GROUP PLC ADR COMMON STOCK 363595109 35 2284 SH
DEFINED 2284 0 0
GALLAHER GROUP PLC ADR COMMON STOCK 363595109 79 5129 SH
OTHER 5129 0 0
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK 37733W105 22 400 SH
OTHER 400 0 0
GLOBAL CROSSING LTD COMMON STOCK G3921A100 246 4920 SH
DEFINED 4920 0 0
GOLDEN STAR RESOURCES LTD COMMON STOCK 38119T104 3 3000 SH
OTHER 3000 0 0
HARMONY GOLD MINING LTD ADR COMMON STOCK 413216300 32 5100 SH
OTHER 5100 0 0
LM ERICSSON TELEPHONE ADR COMMON STOCK 294821400 13 200 SH
DEFINED 200 0 0
LM ERICSSON TELEPHONE ADR COMMON STOCK 294821400 26 400 SH
OTHER 400 0 0
NOKIA CORPORATION ADR A COMMON STOCK 654902204 841 4400 SH
DEFINED 4400 0 0
NOKIA CORPORATION ADR A COMMON STOCK 654902204 306 1600 SH
OTHER 1600 0 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 76 750 SH
DEFINED 750 0 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 24 240 SH
OTHER 240 0 0
PAN AMERICAN SILVER CORPORATIO COMMON STOCK 697900108 6 1200 SH
OTHER 1200 0 0
PHILIPPINE LONG DISTANCE TEL C COMMON STOCK 718252604 106 4084 SH
DEFINED 4084 0 0
PLACER DOME INC COMMON STOCK 725906101 27 2550 SH
DEFINED 2550 0 0
ROYAL DUTCH PETROLEUM COMPANY COMMON STOCK 780257804 445 7350 SH
DEFINED 7350 0 0
ROYAL DUTCH PETROLEUM COMPANY COMMON STOCK 780257804 9349 154364 SH
OTHER 154364 0 0
SCOTTISH POWER PLC ADR COMMON STOCK 81013T705 73 2610 SH
DEFINED 2610 0 0
SCOTTISH POWER PLC ADR COMMON STOCK 81013T705 91 3265 SH
OTHER 3265 0 0
SMITHKLINE BEECHAM PLC ADR COMMON STOCK 832378301 1525 23775 SH
DEFINED 23775 0 0
SMITHKLINE BEECHAM PLC ADR COMMON STOCK 832378301 1004 15650 SH
OTHER 12050 0 3600
SONY CORP ADR COMMON STOCK 835699307 16 55 SH
DEFINED 55 0 0
SONY CORP ADR COMMON STOCK 835699307 43 150 SH
OTHER 150 0 0
TELEFONICA S A ADR COMMON STOCK 879382208 26 324 SH
DEFINED 324 0 0
TELEFONICA S A ADR COMMON STOCK 879382208 25 318 SH
OTHER 318 0 0
TELEFONOS DE MEXICO S ADR REP COMMON STOCK 879403780 14 125 SH
DEFINED 125 0 0
TELEFONOS DE MEXICO S ADR REP COMMON STOCK 879403780 169 1500 SH
OTHER 1500 0 0
VODAFONE AIRTOUCH PLC SPONSORE COMMON STOCK 92857T107 199 4030 SH
DEFINED 4030 0 0
VODAFONE AIRTOUCH PLC SPONSORE COMMON STOCK 92857T107 607 12260 SH
OTHER 12260 0 0
SEALED AIR CORP NEW CONV PFD A PREFERRED STOCK 81211K209 10 190 SH
OTHER N.A. N.A. N.A.
BARCLAYS BANK PLC PFD ADR D 11 PREFERRED STOCK 06738C802 10 400 SH
OTHER N.A. N.A. N.A.
ROYAL BANK SCOTLAND PLC PFD 9. PREFERRED STOCK 780097606 85 4000 SH
OTHER N.A. N.A. N.A.
ROYAL BK SCOTLAND GROUP PLC 9. PREFERRED STOCK 780097408 22 1000 SH
OTHER N.A. N.A. N.A.
NATL AUSTRALIA BK LTD CNV PFD PREFERRED STOCK 632525309 11 400 SH
DEFINED N.A. N.A. N.A.
KERR-MCGEE CORPORATION 7.5% 5 OTHER 492386AL1 106 114000 PRN
DEFINED N.A. N.A. N.A.
ALZA CORP WARRANTS 12/31/99 OTHER 022615157 0 31 SH
DEFINED 31 0 0
ACM GOVERNMENT INCOME FUND OTHER 000912105 3 500 SH
OTHER N.A. N.A. N.A.
BLACKROCK STRATEGIC TERM TRUST OTHER 09247P108 53 6000 SH
DEFINED N.A. N.A. N.A.
BLACKROCK TARGET TERM TRUST IN OTHER 092476100 2 200 SH
OTHER N.A. N.A. N.A.
BLACKROCK 2001 TERM TR INC OTHER 092477108 44 5000 SH
DEFINED N.A. N.A. N.A.
BLACKROCK 2001 TERM TR INC OTHER 092477108 2 200 SH
OTHER N.A. N.A. N.A.
DUFF & PHELPS UTILITIES INCOME OTHER 264324104 34 4068 SH
OTHER N.A. N.A. N.A.
HIGH INCOME OPPORTUNITY FUND OTHER 42967Q105 7 800 SH
OTHER N.A. N.A. N.A.
KEMPER HIGH INCOME TRUST OTHER 48841G106 12 1500 SH
OTHER N.A. N.A. N.A.
KEMPER MULTIMARKET INCOME TRUS OTHER 48842B106 21 2589 SH
DEFINED N.A. N.A. N.A.
KEMPER MULTIMARKET INCOME TRUS OTHER 48842B106 11 1375 SH
OTHER N.A. N.A. N.A.
PILGRIM PRIME RATE TRUST OTHER 72146W103 48 6012 SH
OTHER N.A. N.A. N.A.
PUTNAM MANAGED MUNI INCOME TR OTHER 746823103 8 1000 SH
OTHER N.A. N.A. N.A.
TCW/DW TERM TR 2003 OTHER 87234U108 31 3400 SH
OTHER N.A. N.A. N.A.
VAN KAMPEN AMER CAP INV GRD MU OTHER 920915105 2 200 SH
OTHER N.A. N.A. N.A.
ALLIANCE WORLD DOLLAR GOVT FD OTHER 01879R106 13 1584 SH
DEFINED N.A. N.A. N.A.
EMERGING MARKETS INCOME FUND I OTHER 290920107 3 262 SH
DEFINED N.A. N.A. N.A.
FIRST COMMONWEALTH FUND OTHER 31983F102 6 700 SH
OTHER N.A. N.A. N.A.
FRANKLIN TEMPLETON GLOBAL INCO OTHER 880198106 6 1000 SH
DEFINED N.A. N.A. N.A.
GLOBAL PARTNERS INCOME FUND OTHER 37935R102 44 4500 SH
DEFINED N.A. N.A. N.A.
PUTNAM PREMIER INCOME TRUST OTHER 746853100 9 1500 SH
OTHER N.A. N.A. N.A.
TEMPLETON GLOBAL GOVTS INCOME OTHER 879929107 11 1900 SH
OTHER N.A. N.A. N.A.
EQUITY INC FD UNIT 1ST EXCH SE OTHER 294700703 377 1860 SH
DEFINED N.A. N.A. N.A.
NUVEEN INSURED QUALITY MUNI FD OTHER 67062N103 22 1666 SH
OTHER N.A. N.A. N.A.
NUVEEN INVT QUALITY MUNI FD IN OTHER 67062E103 17 1425 SH
OTHER N.A. N.A. N.A.
NUVEEN MUNICIPAL VALUE FUND IN OTHER 670928100 0 14 SH
DEFINED N.A. N.A. N.A.
NUVEEN PERFORMANCE PLUS MUN FD OTHER 67062P108 22 1900 SH
DEFINED N.A. N.A. N.A.
NUVEEN PREM INCOME MUN FD SER OTHER 6706K4105 8 666 SH
DEFINED N.A. N.A. N.A.
NUVEEN PREM INCOME MUN FD 2 IN OTHER 67063W102 28 2000 SH
DEFINED N.A. N.A. N.A.
NUVEEN PREM INCOME MUN FD 2 IN OTHER 67063W102 23 1666 SH
OTHER N.A. N.A. N.A.
NUVEEN SELECT QUALITY MUN FD I OTHER 670973106 15 1220 SH
DEFINED N.A. N.A. N.A.
NUVEEN SELECT TAX FREE INC PTF OTHER 67063X100 9 700 SH
OTHER N.A. N.A. N.A.
NUVEEN SELECT TAX-FREE INCOME OTHER 67062F100 32 2425 SH
DEFINED N.A. N.A. N.A.
NUVEEN SELECT TAX-FREE INCOME OTHER 67062F100 31 2360 SH
OTHER N.A. N.A. N.A.
NORTHERN BORDER PARTNERS UNIT OTHER 664785102 12 500 SH
OTHER N.A. N.A. N.A.
GENERAL AMERICAN INVESTORS INC OTHER 368802104 78 2100 SH
DEFINED N.A. N.A. N.A.
LIBERTY ALL STAR EQUITY FUND OTHER 530158104 19 1743 SH
OTHER N.A. N.A. N.A.
NASDAQ-100 STOCK INDEX SPDR OTHER 631100104 10 55 SH
DEFINED N.A. N.A. N.A.
NASDAQ-100 STOCK INDEX SPDR OTHER 631100104 11 60 SH
OTHER N.A. N.A. N.A.
SALOMON BROTHERS FUND INC OTHER 795477108 751 36860 SH
DEFINED N.A. N.A. N.A.
SALOMON BROTHERS FUND INC OTHER 795477108 16 765 SH
OTHER N.A. N.A. N.A.
TRI-CONTINENTAL CORP FUND OTHER 895436103 13 467 SH
DEFINED N.A. N.A. N.A.
TRI-CONTINENTAL CORP FUND OTHER 895436103 14 486 SH
OTHER N.A. N.A. N.A.
ASA LIMITED OTHER 002050102 2 100 SH
OTHER N.A. N.A. N.A.
CENTRAL FUND OF CANADA LTD CL OTHER 153501101 16 3800 SH
OTHER N.A. N.A. N.A.
TEMPLETON DRAGON FUND OTHER 88018T101 1 100 SH
OTHER N.A. N.A. N.A.
ACM MUNICIPAL SECURITIES INCOM OTHER 000942102 11 1010 SH
OTHER N.A. N.A. N.A.
DREYFUS MUNICIPAL INCOME OTHER 26201R102 4 551 SH
OTHER N.A. N.A. N.A.
DREYFUS STRATEGIC MUNI BOND FU OTHER 26202F107 8 1018 SH
OTHER N.A. N.A. N.A.
DREYFUS STRATEGIC MUNICIPALS F OTHER 261932107 17 2275 SH
OTHER N.A. N.A. N.A.
MFS MUNICIPAL INCOME TRUST OTHER 552738106 10 1500 SH
OTHER N.A. N.A. N.A.
MSDW CALIFORNIA INSD MUNI INCM OTHER 61745P502 41 3500 SH
OTHER N.A. N.A. N.A.
MUNICIPAL ADVANTAGE FD INC OTHER 626189104 116 10000 SH
OTHER N.A. N.A. N.A.
MUNIENHANCED FUND INC OTHER 626243109 14 1500 SH
DEFINED N.A. N.A. N.A.
MUNIVEST FUND INC OTHER 626295109 55 7000 SH
DEFINED N.A. N.A. N.A.
MUNIYIELD INSURED FUND INC OTHER 62630E107 76 6459 SH
DEFINED N.A. N.A. N.A.
NUVEEN CALIFORNIA MUNI VALUE F OTHER 67062C107 34 4350 SH
OTHER N.A. N.A. N.A.
NUVEEN MO PREMIUM INCOME MUNI OTHER 67060Q108 10 690 SH
DEFINED N.A. N.A. N.A.
NUVEEN MO PREMIUM INCOME MUNI OTHER 67060Q108 31 2235 SH
OTHER N.A. N.A. N.A.
NUVEEN PREMIUM INCOME MUNICIPA OTHER 67062T100 11 913 SH
OTHER N.A. N.A. N.A.
NUVEEN SELECT MATURITIES MUNI OTHER 67061T101 8 850 SH
OTHER N.A. N.A. N.A.
VAN KAMPEN CA VALUE MUNI INC T OTHER 92112B107 34 2500 SH
OTHER N.A. N.A. N.A.
VAN KAMPEN MUNICIPAL TRUST OTHER 920919107 44 3422 SH
DEFINED N.A. N.A. N.A.
</TABLE>
