Supplement to the John Hancock Growth Funds Prospectus dated June 1, 1999
Supplement to the John Hancock Income Funds Prospectus dated April 1, 1999
Supplement to the John Hancock Tax-Free Income Funds
Prospectus dated April 1, 1999
Supplement to the John Hancock Growth and Income Funds
Prospectus dated May 1, 1999
Supplement to the John Hancock Money Market Funds
Prospectus dated August 1, 1998
Supplement to the John Hancock International/Global Funds
Prospectus dated March 1, 1999
Supplement to the John Hancock Real Estate Fund
Prospectus dated May 1, 1999
The "CDSC waiver" section has been changed as follows:
CDSC waivers As long as Signature Services is notified at the time you sell, the
CDSC for each share class will generally be waived in the following cases:
o To make payments through certain systematic withdrawal plans
o To make certain distributions from a retirement plan
o Because of shareholder death or disability
To utilize: if you think you may be eligible for a CDSC waiver, contact your
financial representative or Signature Services, or consult the SAI.
6/11/99
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Supplement to John Hancock Funds
Statement of Additional Information
The following Waiver of Contingent Deferred Sales Charge has been deleted:
* Redemptions where the proceeds are used to purchase a John Hancock Declaration
Variable Annuity.
6/11/99
