HOUSEHOLD FINANCE CORP
424B2, 2000-04-21
PERSONAL CREDIT INSTITUTIONS
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<PAGE> 1

                                         Registration No. 333-82119
                                                     Rule 424(b)(2)

PRICING SUPPLEMENT No. 13 Dated April 19, 2000
(To Prospectus dated July 22, 1999)

                         $7,500,000,000

   H O U S E H O L D   F I N A N C E   C O R P O R A T I O N

                       Medium Term Notes

           Due Nine Months or More from Date of Issue

Principal Amount:   $35,000,000

Price to Public:    100%                Proceeds to HFC:  99.917%

Issue Date:  April 25, 2000      Stated Maturity:  April 25, 2003

Redeemable On or After:  Not Applicable

Initial Interest Rate:   To be determined on April 24, 2000

Interest Rate Basis:     Federal Funds Rate.

Spread or Spread Multiplier:  Plus .45%  ( +45 basis points)

Interest  Payment  Dates:   On  the 25th of April,  July,  October,
     January of each year, commencing July 25, 2000, and the Stated
     Maturity.

Regular  Record Date:  The date fifteen (15) calendar days (whether
     or  not a Business Day) prior to each Interest Payment Date or
     the Stated Maturity, as the case may be.

Interest  Reset  Date:   On  each Business  Day,  except  that  the
  Interest  Rate in effect for the two Business Days  before  an
  Interest  Payment  Date or the Stated Maturity Date  shall  be  the
  Interest  Rate in effect on the second Business  Day prior  to  said
  Interest  Payment Date or  Stated  Maturity  Date,
  as the case may be.

Interest  Determination Date:  On the Business Day  prior  to  each
     Interest Reset Date.

Index Maturity:  Daily.

Agent:    Merrill Lynch & Co., as Principal - $10,000,000
          Chase Securities Inc. - $25,000,000

Agent's Discount or Commission:    .083%





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