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Registration No. 333-82119
Rule 424(b)(2)
PRICING SUPPLEMENT No. 12 Dated April 19, 2000
(To Prospectus dated July 22, 1999)
$7,500,000,000
H O U S E H O L D F I N A N C E C O R P O R A T I O N
Medium Term Notes
Due Nine Months or More from Date of Issue
Principal Amount: $175,000,000
Price to Public: 100% Proceeds to HFC: 99.943%
Issue Date: April 25, 2000 Stated Maturity: April 25, 2002
Redeemable On or After: Not Applicable
Initial Interest Rate: To be determined on April 20, 2000
Interest Rate Basis: LIBOR Telerate.
Spread or Spread Multiplier: Plus .17% ( +17 basis points)
Interest Payment Dates: On the 25th of each month of each year,
commencing May 25, 2000, and the Stated Maturity.
Regular Record Date: The date fifteen (15) calendar days (whether
or not a Business Day) prior to each Interest Payment Date or
the Stated Maturity, as the case may be.
Interest Reset Date: On each Interest Payment Date.
Interest Determination Date: On the Second London Business Day
prior to each Interest Payment Date.
Index Maturity: One month.
Agent: Merrill Lynch & Co., as Principal - $50,000,000
Morgan Stanley Dean Witter - $100,000,000
Chase Securities Inc. - $25,000,000
Agent's Discount or Commission: .057%