CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANT
We have issued our report dated January 17, 2000 (except for note 2, as
to which the date is February 14, 2000) accompanying the consolidated financial
statements of National Penn Bancshares, Inc. and Subsidiaries appearing in the
1999 Annual Report of the Company to its shareholders included in the Annual
Report on Form 10-K for the year ended December 31, 1999 which is incorporated
by reference in this Registration Statement and Proxy Statement/Prospectus. We
consent to the incorporation by reference in this Registration Statement and
Proxy Statement/Prospectus of the aforementioned report and to the use of our
name as it appears under the caption "Experts."
GRANT THORNTON LLP
Philadelphia, Pennsylvania
September 12, 2000
