NATIONAL PENN BANCSHARES INC
10-Q, EX-27, 2000-08-10
NATIONAL COMMERCIAL BANKS
Previous: NATIONAL PENN BANCSHARES INC, 10-Q, 2000-08-10
Next: GISH BIOMEDICAL INC, DEF 14A, 2000-08-10



<TABLE> <S> <C>

<ARTICLE>  9
<CIK>  0000700733
<NAME>  NATIONAL PENN BANCSHARES, INC.
<MULTIPLIER>  1,000

<S>                                   <C>
<PERIOD-TYPE>                         6-MOS
<FISCAL-YEAR-END>                         DEC-31-2000
<PERIOD-END>                              JUN-30-2000
<CASH>                                         71,075
<INT-BEARING-DEPOSITS>                          2,192
<FED-FUNDS-SOLD>                                    0
<TRADING-ASSETS>                                    0
<INVESTMENTS-HELD-FOR-SALE>                   534,844
<INVESTMENTS-CARRYING>                              0
<INVESTMENTS-MARKET>                          534,844
<LOANS>                                     1,607,501
<ALLOWANCE>                                    35,951
<TOTAL-ASSETS>                              2,309,771
<DEPOSITS>                                  1,601,156
<SHORT-TERM>                                  339,192
<LIABILITIES-OTHER>                            20,073
<LONG-TERM>                                   198,317
                               0
                                         0
<COMMON>                                      135,174
<OTHER-SE>                                     15,859
<TOTAL-LIABILITIES-AND-EQUITY>              2,309,771
<INTEREST-LOAN>                                70,328
<INTEREST-INVEST>                              17,052
<INTEREST-OTHER>                                  205
<INTEREST-TOTAL>                               87,585
<INTEREST-DEPOSIT>                             31,252
<INTEREST-EXPENSE>                             45,972
<INTEREST-INCOME-NET>                          41,613
<LOAN-LOSSES>                                   3,000
<SECURITIES-GAINS>                                160
<EXPENSE-OTHER>                                34,176
<INCOME-PRETAX>                                17,119
<INCOME-PRE-EXTRAORDINARY>                     13,916
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                   13,916
<EPS-BASIC>                                      0.79
<EPS-DILUTED>                                    0.78
<YIELD-ACTUAL>                                   4.00
<LOANS-NON>                                    14,802
<LOANS-PAST>                                    2,928
<LOANS-TROUBLED>                                    0
<LOANS-PROBLEM>                                     0
<ALLOWANCE-OPEN>                               34,139
<CHARGE-OFFS>                                    2583
<RECOVERIES>                                     1395
<ALLOWANCE-CLOSE>                              35,951
<ALLOWANCE-DOMESTIC>                           31,586
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                         4,365


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission