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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND CONSOLIDATED STATEMENT OF INCOME FILED AS PART OF
THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH QUARTERLY REPORT ON FORM 10-Q.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> APR-1-2000
<PERIOD-END> JUN-30-2000
<CASH> 13,914
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 50,996
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 213,904
<ALLOWANCE> 2,197
<TOTAL-ASSETS> 295,729
<DEPOSITS> 233,075
<SHORT-TERM> 10,648
<LIABILITIES-OTHER> 4,897
<LONG-TERM> 25,000
0
0
<COMMON> 4,587
<OTHER-SE> 17,522
<TOTAL-LIABILITIES-AND-EQUITY> 295,729
<INTEREST-LOAN> 9,647
<INTEREST-INVEST> 1,482
<INTEREST-OTHER> 2
<INTEREST-TOTAL> 11,131
<INTEREST-DEPOSIT> 4,157
<INTEREST-EXPENSE> 4,868
<INTEREST-INCOME-NET> 6,263
<LOAN-LOSSES> 300
<SECURITIES-GAINS> (3)
<EXPENSE-OTHER> 5,152
<INCOME-PRETAX> 2,271
<INCOME-PRE-EXTRAORDINARY> 2,271
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,658
<EPS-BASIC> 0.86
<EPS-DILUTED> 0.86
<YIELD-ACTUAL> 5.13
<LOANS-NON> 514
<LOANS-PAST> 1,943
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 2,260
<ALLOWANCE-OPEN> 2,132
<CHARGE-OFFS> 345
<RECOVERIES> 110
<ALLOWANCE-CLOSE> 2,197
<ALLOWANCE-DOMESTIC> 1,581
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 616
</TABLE>
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