EXHIBIT 23(d)
[POSTLETHWAITE & NETTERVILLE COMPANY LETTERHEAD]
CONSENT OF INDEPENDENT AUDITORS
We consent to the reference to our firm under the caption "Experts" and to the
use of our report dated February 22, 2000 with respect to the financial
statements of Louisiana Bancshares, Inc. and subsidiary included in this
Registration Statement (Form S-4) and related Prospectus of Britton & Koontz
Capital Corporation for the registration of its common stock.
Baton Rouge, Louisiana
September 28, 2000
/s/ Postlethwaite and Netterville
