BRITTON & KOONTZ CAPITAL CORP
S-4, EX-23, 2000-10-16
STATE COMMERCIAL BANKS
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                                  EXHIBIT 23(e)

                    [NATIONAL CAPITAL CORPORATION LETTERHEAD]



                     CONSENT OF NATIONAL CAPITAL CORPORATION

We  hereby  consent  to the  incorporation  by  reference  in this  Registration
Statement on Form S-4 of Britton & Koontz  Capital  Corporation  of our opinion,
dated  October 20, 2000 with  respect to the merger of Britton & Koontz  Capital
Corporation  and  Louisiana  Bancshares,  Inc.  and to our  firm,  respectively,
included in the Registration Statement No. 333-_____ of Britton & Koontz Capital
Corporation (the "Registration  Statement") and to the inclusion of such opinion
as an annex to the  Registration  Statement.  By giving such consent,  we do not
thereby  admit that we come  within the  category  of persons  whose  consent is
required  under  Section  7 of the  Securities  Act of  1933  or the  rules  and
regulations of the Securities and Exchange Commission thereunder.




                                                  NATIONAL CAPITAL CORPORATION
                                                  INVESTMENT BANKING





October 20, 2000


/s/ National Capital, LLC




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