PRINCETON NATIONAL BANCORP INC
10-Q, EX-27, 2000-11-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>


<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
PRINCETON NATIONAL BANCORP, INC. AND SUBSIDIARY CONSOLIDATED BALANCE SHEETS AND
STATEMENTS OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          15,369
<INT-BEARING-DEPOSITS>                         372,869
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    100,620
<INVESTMENTS-CARRYING>                          15,619
<INVESTMENTS-MARKET>                            15,385
<LOANS>                                        340,907
<ALLOWANCE>                                      2,624
<TOTAL-ASSETS>                                 499,178
<DEPOSITS>                                     416,914
<SHORT-TERM>                                    31,987
<LIABILITIES-OTHER>                              4,891
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                        20,699
<OTHER-SE>                                      24,687
<TOTAL-LIABILITIES-AND-EQUITY>                 499,178
<INTEREST-LOAN>                                 21,382
<INTEREST-INVEST>                                4,987
<INTEREST-OTHER>                                    98
<INTEREST-TOTAL>                                26,467
<INTEREST-DEPOSIT>                              11,328
<INTEREST-EXPENSE>                              12,703
<INTEREST-INCOME-NET>                           13,764
<LOAN-LOSSES>                                      770
<SECURITIES-GAINS>                                  38
<EXPENSE-OTHER>                                 11,953
<INCOME-PRETAX>                                 10,373
<INCOME-PRE-EXTRAORDINARY>                      10,373
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     6,806
<EPS-BASIC>                                       1.93
<EPS-DILUTED>                                     1.91
<YIELD-ACTUAL>                                    4.36
<LOANS-NON>                                      1,220
<LOANS-PAST>                                       102
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                     22
<ALLOWANCE-OPEN>                                 1,950
<CHARGE-OFFS>                                      397
<RECOVERIES>                                       301
<ALLOWANCE-CLOSE>                                2,624
<ALLOWANCE-DOMESTIC>                             2,624
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0



</TABLE>


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