<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
10-QSB and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK> 0000714286
<NAME> UNITED FINANCIAL BANKING COMPANIES, INC.
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 2,590,802
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 350,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 8,234,419
<INVESTMENTS-CARRYING> 10,565,252
<INVESTMENTS-MARKET> 10,565,252
<LOANS> 53,840,593
<ALLOWANCE> 907,272
<TOTAL-ASSETS> 69,039,957
<DEPOSITS> 56,881,908
<SHORT-TERM> 3,785,000
<LIABILITIES-OTHER> 467,731
<LONG-TERM> 0
0
0
<COMMON> 1,001,499
<OTHER-SE> 6,903,819
<TOTAL-LIABILITIES-AND-EQUITY> 69,039,957
<INTEREST-LOAN> 3,115,822
<INTEREST-INVEST> 702,246
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 3,818,068
<INTEREST-DEPOSIT> 1,364,145
<INTEREST-EXPENSE> 8,343
<INTEREST-INCOME-NET> 2,445,580
<LOAN-LOSSES> 128,600
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,880,995
<INCOME-PRETAX> 620,667
<INCOME-PRE-EXTRAORDINARY> 620,667
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 620,667
<EPS-BASIC> 0.62
<EPS-DILUTED> 0.62
<YIELD-ACTUAL> 8.46
<LOANS-NON> 170,678
<LOANS-PAST> 0
<LOANS-TROUBLED> 142,575
<LOANS-PROBLEM> 440,038
<ALLOWANCE-OPEN> 783,143
<CHARGE-OFFS> 5,600
<RECOVERIES> 1,129
<ALLOWANCE-CLOSE> 907,272
<ALLOWANCE-DOMESTIC> 907,272
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 467,234
</TABLE>