<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF FIRST CHARTER CORPORATION FOR THE QUARTER ENDED
SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-1999
<PERIOD-END> SEP-30-1999
<CASH> 66,498
<INT-BEARING-DEPOSITS> 5,404
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 506,669
<INVESTMENTS-CARRYING> 37,462
<INVESTMENTS-MARKET> 36,600
<LOANS> 1,899,019
<ALLOWANCE> 24,174
<TOTAL-ASSETS> 2,593,136
<DEPOSITS> 1,797,924
<SHORT-TERM> 191,012
<LIABILITIES-OTHER> 34,598
<LONG-TERM> 278,031
0
0
<COMMON> 146,238
<OTHER-SE> 145,333
<TOTAL-LIABILITIES-AND-EQUITY> 2,593,136
<INTEREST-LOAN> 120,395
<INTEREST-INVEST> 22,954
<INTEREST-OTHER> 699
<INTEREST-TOTAL> 144,048
<INTEREST-DEPOSIT> 49,510
<INTEREST-EXPENSE> 17,563
<INTEREST-INCOME-NET> 76,975
<LOAN-LOSSES> 3,770
<SECURITIES-GAINS> 881
<EXPENSE-OTHER> 55,729
<INCOME-PRETAX> 40,080
<INCOME-PRE-EXTRAORDINARY> 40,080
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 27,427
<EPS-BASIC> 0.87
<EPS-DILUTED> 0.86
<YIELD-ACTUAL> 4.32
<LOANS-NON> 11,302
<LOANS-PAST> 4,284
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 22,278
<CHARGE-OFFS> 2,161
<RECOVERIES> 656
<ALLOWANCE-CLOSE> 24,174
<ALLOWANCE-DOMESTIC> 24,174
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>