SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 15
Certification and Notice of Termination of Registration under
Section 12(g) of the Securities Exchange Act of 1934 or
Suspension of Duty to File Reports Under Sections 13
and 15(d) of the Securities Exchange Act of 1934.
Commission File Number: [______________]
Saratoga Bancorp
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(Exact name of registrant as specified in its charter)
12000 Saratoga-Sunnyvale Road, Saratoga, CA 95070 (408) 973-1111
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(Address, including zip code, and telephone number, including
area code, of registrant's principal executive offices)
Common Stock, no par value
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(Title of each class of securities covered by this Form)
None
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(Title of all other classes of securities for which a duty
to file reports under section 13(a) or 15(d) remains)
Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:
Rule 12g-4(a)(1)(i) [X] Rule 12h-3(b)(1)(ii) [ ]
Rule 12g-4(a)(1)(ii) [ ] Rule 12h-3(b)(2)(i) [ ]
Rule 12g-4(a)(2)(i) [ ] Rule 12h-3(b)(2)(ii) [ ]
Rule 12g-4(a)(2)(ii) [ ] Rule 15d-6 [ ]
Rule 12h-3(b)(1)(i) [ ]
Approximate number of holders of record as of the certification or notice
date: None
Pursuant to the requirements of the Securities Exchange Act of 1934,
Saratoga Bancorp has caused this certification/notice to be signed on its behalf
by the undersigned duly authorized person.
DATE: January 6, 2000 By: /s/ James R. Kenny
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President and Chief Executive
Officer
SJNB Financial Corp.
Successor in Interest to
Saratoga Bancorp
