<PAGE>
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
AMENDMENT NO. 2
TO
SCHEDULE 13D
Under the Securities Exchange Act of 1934
WESTERN BANCORP
- --------------------------------------------------------------------------------
(Name of Issuer)
COMMON STOCK
- --------------------------------------------------------------------------------
(Title of Class of Securities)
609022207
- --------------------------------------------------------------------------------
(CUSIP Number)
John M. Eggemeyer, III
6051 El Tordo, Rancho Santa Fe, CA 92067
Phone: (619) 756-8300
--------------------------------------------------------
(Name, Address and Telephone Number of Person Authorized
to Receive Notices and Communications)
MARCH 12, 1999
--------------------------------------------------------
(Date of Event Which Requires Filing of this Statement)
If the filing person has previously filed a statement on Schedule 13G to
report the acquisition which is the subject of this Statement because of Rule
13d-1(b)(3) or (4), check the following: / /
<PAGE>
AMENDMENT NO. 2
TO
SCHEDULE 13D
CUSIP NO. 609022207 PAGE 2 OF 22 PAGES
- -------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Castle Creek Capital Partners Fund I, LP
Federal ID No.: 36-4073941
- -------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ]
(b) [X]
- -------------------------------------------------------------------------------
3 SEC USE ONLY
- -------------------------------------------------------------------------------
4 SOURCE OF FUNDS
WC
- -------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT
TO ITEMS 2(d) OR 2(E) [ ]
- -------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
- -------------------------------------------------------------------------------
7 SOLE VOTING POWER
2,289,689 (1)(2)
NUMBER OF ----------------------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY
OWNED BY ----------------------------------------------------------------
EACH 9 SOLE DISPOSITIVE POWER
REPORTING 2,289,689 (1)(2)
PERSON ----------------------------------------------------------------
WITH 10 SHARED DISPOSITIVE POWER
- -------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,289,689
- -------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES
- -------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
11.0%
- -------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
PN (limited partnership)
- -------------------------------------------------------------------------------
<PAGE>
PAGE 3 OF 22 PAGES
FOOTNOTES TO FACING SHEET FOR CASTLE CREEK CAPITAL PARTNERS FUND I, LP
(1) Includes 33,557 shares issuable upon exercise of warrant.
(2) Power is exercised through its sole general partner, Castle Creek
Capital LLC
<PAGE>
AMENDMENT NO. 2
TO
SCHEDULE 13D
CUSIP NO. 609022207 PAGE 4 OF 22 PAGES
- -------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Castle Creek Capital Partners Fund IIa, LP
Federal ID No.: 68-0415156
- -------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ]
(b) [X]
- -------------------------------------------------------------------------------
3 SEC USE ONLY
- -------------------------------------------------------------------------------
4 SOURCE OF FUNDS
WC
- -------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT
TO ITEMS 2(d) OR 2(E) [ ]
- -------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
- -------------------------------------------------------------------------------
7 SOLE VOTING POWER
345,080(1)
NUMBER OF ----------------------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY
OWNED BY ----------------------------------------------------------------
EACH 9 SOLE DISPOSITIVE POWER
REPORTING 345,080(1)
PERSON ----------------------------------------------------------------
WITH 10 SHARED DISPOSITIVE POWER
- -------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
345,080
- -------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES
- -------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
1.7%
- -------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
PN (limited partnership)
- -------------------------------------------------------------------------------
<PAGE>
PAGE 5 OF 22 PAGES
FOOTNOTES TO FACING SHEET FOR CASTLE CREEK CAPITAL PARTNERS FUND IIa, LP
(1) Power is exercised through its sole general partner, Castle Creek
Capital LLC
<PAGE>
AMENDMENT NO. 2
TO
SCHEDULE 13D
CUSIP NO. 609022207 PAGE 6 OF 22 PAGES
- -------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Castle Creek Capital Partners Fund IIb, LP
Federal ID No.: 68-0415157
- -------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ]
(b) [X]
- -------------------------------------------------------------------------------
3 SEC USE ONLY
- -------------------------------------------------------------------------------
4 SOURCE OF FUNDS
WC
- -------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT
TO ITEMS 2(d) OR 2(E) [ ]
- -------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
- -------------------------------------------------------------------------------
7 SOLE VOTING POWER
145,763(1)
NUMBER OF ----------------------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY
OWNED BY ----------------------------------------------------------------
EACH 9 SOLE DISPOSITIVE POWER
REPORTING 145,763(1)
PERSON ----------------------------------------------------------------
WITH 10 SHARED DISPOSITIVE POWER
- -------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
145,763
- -------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES
- -------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0.7%
- -------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
PN (limited partnership)
- -------------------------------------------------------------------------------
<PAGE>
PAGE 7 OF 22 PAGES
FOOTNOTES TO FACING SHEET FOR CASTLE CREEK CAPITAL PARTNERS FUND IIb, LP
(1) Power is exercised through its sole general partner, Castle Creek
Capital LLC
<PAGE>
AMENDMENT NO. 2
TO
SCHEDULE 13D
CUSIP NO. 609022207 PAGE 8 OF 22 PAGES
- -------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Castle Creek Capital LLC
Federal ID No.: 36-4073477
- -------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ]
(b) [X]
- -------------------------------------------------------------------------------
3 SEC USE ONLY
- -------------------------------------------------------------------------------
4 SOURCE OF FUNDS
WC
- -------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(E) [ ]
- -------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
- -------------------------------------------------------------------------------
7 SOLE VOTING POWER
2,780,532(1)(2)
NUMBER OF ----------------------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY
OWNED BY ----------------------------------------------------------------
EACH 9 SOLE DISPOSITIVE POWER
REPORTING 2,780,532(1)(2)
PERSON ----------------------------------------------------------------
WITH 10 SHARED DISPOSITIVE POWER
- -------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,780,532(1)(3)
- -------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES
- -------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13.3%
- -------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
OO (limited liability company)
- -------------------------------------------------------------------------------
<PAGE>
PAGE 9 OF 22 PAGES
FOOTNOTES TO FACING SHEET FOR CASTLE CREEK CAPITAL LLC
(1) Includes 33,557 shares issuable upon exercise of warrant.
(2) Power is exercised through its controlling members, Eggemeyer Advisory
Corp. and WJR Corp.
(3) Solely in its capacity as sole general partner of Castle Creek Capital
Partners Fund I, LP, Castle Creek Capital Partners Fund IIa, LP and Castle
Creek Capital Partners Fund IIb, LP.
<PAGE>
AMENDMENT NO. 2
TO
SCHEDULE 13D
CUSIP NO. 609022207 PAGE 10 OF 22 PAGES
- -------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Eggemeyer Advisory Corp.
Federal ID No.:36-4104569
- -------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ]
(b) [X]
- -------------------------------------------------------------------------------
3 SEC USE ONLY
- -------------------------------------------------------------------------------
4 SOURCE OF FUNDS
WC
- -------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(E) [ ]
- -------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
- -------------------------------------------------------------------------------
7 SOLE VOTING POWER
NUMBER OF ----------------------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY 2,780,532(1)(2)
OWNED BY ----------------------------------------------------------------
EACH 9 SOLE DISPOSITIVE POWER
REPORTING
PERSON ----------------------------------------------------------------
WITH 10 SHARED DISPOSITIVE POWER
2,780,532(1)(2)
- -------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,780,532(1)(3)
- -------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES
- -------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13.3%
- -------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
OO (limited liability company)
- -------------------------------------------------------------------------------
<PAGE>
PAGE 11 OF 22 PAGES
FOOTNOTES TO FACING SHEET FOR EGGEMEYER ADVISORY CORP.
(1) Includes 33,557 shares issuable upon exercise of warrant.
(2) Power is exercised through its sole shareholder and president, John M.
Eggemeyer, III.
(3) In its capacity as a controlling member of Castle Creek Capital LLC, the
sole general partner of Castle Creek Capital Partners Fund I, LP, Castle
Creek Capital Partners Fund IIa, LP and Castle Creek Capital Partners Fund
IIb, LP
<PAGE>
AMENDMENT NO. 2
TO
SCHEDULE 13D
CUSIP NO. 609022207 PAGE 12 OF 22 PAGES
- -------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
John M. Eggemeyer, III
S.S. No.: ###-##-####
- -------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ]
(b) [X]
- -------------------------------------------------------------------------------
3 SEC USE ONLY
- -------------------------------------------------------------------------------
4 SOURCE OF FUNDS
WC
PF
- -------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(E) [ ]
- -------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
- -------------------------------------------------------------------------------
7 SOLE VOTING POWER
NUMBER OF ----------------------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY 2,882,234(1)(2)
OWNED BY ----------------------------------------------------------------
EACH 9 SOLE DISPOSITIVE POWER
REPORTING
PERSON ----------------------------------------------------------------
WITH 10 SHARED DISPOSITIVE POWER
2,882,234(1)(2)
- -------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,882,234(1)(2)
- -------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES
- -------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13.8%
- -------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
IN
- -------------------------------------------------------------------------------
<PAGE>
PAGE 13 OF 22 PAGES
FOOTNOTES TO FACING SHEET FOR JOHN M. EGGEMEYER, III
(1) As to 2,780,532 shares (including 33,557 shares issuable upon exercise of
warrant), power is exercised as President of Castle Creek Capital LLC and
as sole shareholder of one of its controlling members. Power is shared
with William J. Ruh as Senior Vice President of Castle Creek Capital LLC
and as sole shareholder of one of its controlling members.
(2) As to 101,702 shares (including 61,702 shares issuable upon exercise of
options and warrants), power is exercised as beneficial owner.
<PAGE>
AMENDMENT NO. 2
TO
SCHEDULE 13D
CUSIP NO. 609022207 PAGE 14 OF 22 PAGES
- -------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
WJR Corp.
Federal ID No. 36-4046499
- -------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ]
(b) [X]
- -------------------------------------------------------------------------------
3 SEC USE ONLY
- -------------------------------------------------------------------------------
4 SOURCE OF FUNDS
WC
- -------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(e) [ ]
- -------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
- -------------------------------------------------------------------------------
7 SOLE VOTING POWER
NUMBER OF ----------------------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY 2,780,532(1)(2)
OWNED BY -----------------------------------------------------------------
EACH 9 SOLE DISPOSITIVE POWER
REPORTING
PERSON -----------------------------------------------------------------
WITH 10 SHARED DISPOSITIVE POWER
2,780,532(1)(2)
- -------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,780,532(1)(3)
- -------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES [ ]
- -------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13.3%
- -------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
OO (limited liability company)
- -------------------------------------------------------------------------------
<PAGE>
PAGE 15 OF 22 PAGES
FOOTNOTES TO FACING SHEET FOR WJR CORP.
(1) Includes 33,557 shares issuable upon exercise of warrant.
(2) Power is exercised through its sole shareholder and president, William J.
Ruh.
(3) In its capacity as a controlling member of Castle Creek Capital LLC, the
sole general partner of Castle Creek Capital Partners Fund I, LP, Castle
Creek Capital Partners Fund IIa, LP and Castle Creek Capital Partners
Fund IIb, LP.
<PAGE>
AMENDMENT NO. 2
TO
SCHEDULE 13D
CUSIP NO. 609022207 PAGE 16 OF 22 PAGES
- -------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
William J. Ruh
S.S. No.: ###-##-####
- -------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ]
(b) [X]
- -------------------------------------------------------------------------------
3 SEC USE ONLY
- -------------------------------------------------------------------------------
4 SOURCE OF FUNDS
WC
PF
- -------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) OR 2(e) [ ]
- -------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
- -------------------------------------------------------------------------------
7 SOLE VOTING POWER
NUMBER OF ----------------------------------------------------------------
SHARES 8 SHARED VOTING POWER
BENEFICIALLY 2,807,878(1)(2)
OWNED BY ----------------------------------------------------------------
EACH 9 SOLE DISPOSITIVE POWER
REPORTING
PERSON ----------------------------------------------------------------
WITH 10 SHARED DISPOSITIVE POWER
2,807,878 (1)(2)
- -------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,807,878(1)(3)
- -------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
SHARES [ ]
- -------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
13.5%
- -------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON
IN
- -------------------------------------------------------------------------------
<PAGE>
PAGE 17 OF 22 PAGES
FOOTNOTES TO FACING SHEET FOR WILLIAM J. RUH
(1) As to 2,780,532 shares (including 33,557 shares issuable upon exercise of
warrant), power is exercised as Senior Vice President of Castle Creek
Capital LLC and as sole shareholder of one of its controlling members.
Power is shared with John M. Eggemeyer as President of Castle Creek Capital
LLC and as sole shareholder of one of its controlling members.
(2) As to 27,346 shares (including 14,286 shares issuable upon exercise of
warrants), power is exercised as beneficial owner.
<PAGE>
AMENDMENT NO. 2
TO
SCHEDULE 13D
ITEM 1. SECURITY AND ISSUER.
This statement relates to the common stock, no par value, (the "Common
Stock") of Western Bancorp (the "Issuer"). The address of the Issuer's
principal executive offices is 4100 Newport Place, Suite 900, Newport Beach,
California 92660.
ITEM 2. IDENTITY AND BACKGROUND.
(a) - (c) The names of the persons filing this statement are:
Castle Creek Capital Partners Fund I, LP, a Delaware limited partnership
("Fund I"); Castle Creek Capital Partners Fund IIa, LP, a Delaware limited
partnership ("Fund IIa"); Castle Creek Capital Partners Fund IIb, LP, a
Delaware limited partnership ("Fund IIb"); Castle Creek Capital LLC, a
Delaware limited liability company and the sole general partner of Fund I,
Fund IIa and Fund IIb (the "General Partner"); Eggemeyer Advisory Corp., a
Delaware corporation and a controlling member of the General Partner ("EAC");
John M. Eggemeyer, III, a California resident and the sole shareholder and
President of EAC and the President of the General Partner ("Eggemeyer"); WJR
Corp., a Delaware corporation and a controlling member of the General Partner
("WJR"); and William J. Ruh, a California resident and the sole shareholder
and President of WJR and the Senior Vice President of the General Partner
("Ruh"). The business address for each of the filing persons is 6051 El
Tordo, Rancho Santa Fe, California 92067.
(d) and (e) During the last five years, none of the persons filing
this statement has been (i) convicted in a criminal proceeding (excluding
traffic violations and similar misdemeanors), or (ii) a party to a civil
proceeding of a judicial or administrative body of competent jurisdiction and
as a result of such proceeding was or is subject to a judgment, decree or
final order enjoining future violations of, or mandating activities subject
to, federal or state securities laws or finding any violation with respect to
such laws.
(f) Eggemeyer is a citizen of the United States of America. Ruh is a
citizen of the United States of America.
Page 18 of 22
<PAGE>
ITEM 3. SOURCE AND AMOUNT OF FUNDS OR OTHER CONSIDERATION.
Within the last sixty days, Fund IIa made the following open market
purchases of the Issuer's Common Stock from capital contributions received
from its limited partners:
<TABLE>
<CAPTION>
NUMBER OF SHARES PURCHASED DATE OF PURCHASE PURCHASE PRICE
-------------------------- ----------------- --------------
<S> <C> <C>
175,548 2/10/99 - 3/12/99 $5,148,071
</TABLE>
Within the last sixty days, Fund IIb made the following open market
purchases of the Issuer's Common Stock from capital contributions received
from its limited partners:
<TABLE>
<CAPTION>
NUMBER OF SHARES PURCHASED DATE OF PURCHASE PURCHASE PRICE
-------------------------- ----------------- --------------
<S> <C> <C>
74,152 2/10/99 - 3/12/99 $2,174,568
</TABLE>
ITEM 4. PURPOSE OF TRANSACTION.
(a) and (b) The purchases by Fund I, Fund IIa and Fund IIb of shares
of Common Stock were for investment purposes. However, the General Partner
intends to work closely with the Issuer's Board of Directors and management
to expand the business of the Issuer through acquisitions and other business
strategies and to improve the financial performance of the Issuer. Fund I,
Fund IIa and/or Fund IIb may acquire additional securities of the Issuer in
order to enable the Issuer to make future acquisitions or otherwise pursue
its business strategy. The filing persons may also make open market purchases
of the Issuer's securities.
(c) - (j) None at the present time.
ITEM 5. INTEREST IN SECURITIES OF ISSUER.
(a) Fund I beneficially owns 2,289,689 shares of Common Stock or 11.0%
of the Issuer's outstanding Common Stock. Fund IIa beneficially owns 345,080
shares of Common Stock or 1.7% of the Issuer's outstanding Common Stock.
Fund IIb beneficially owns 145,763 shares of Common Stock or 0.7% of the
Issuer's outstanding Common Stock. Fund I, Fund IIa and Fund IIb disclaim
any beneficial interest in any shares of Common Stock owned or controlled
directly or indirectly by any of its partners or the other persons filing
this statement.
(b) Fund I has the sole voting and dispositive powers over the
2,289,689 shares of Common Stock beneficially owned by it, representing
approximately 11.0% of the Issuer's outstanding Common Stock. Fund IIa has
the sole voting and dispositive power over 345,080 shares of Common Stock
beneficially owned by it, representing approximately 1.7% of the Issuer's
outstanding Common Stock. Fund IIb has the sole voting and dispositive power
over 145,763 shares of Common Stock beneficially owned by it, representing
approximately 0.7% of the Issuer's outstanding Common Stock. Such voting and
dispositive powers are exercised by the General Partner in its capacity as
general partner of Fund I, Fund IIa and Fund IIb, which are exercised by EAC
and WJR as the controlling members of the General Partner which is in turn
exercised by
Page 19 of 22
<PAGE>
Eggemeyer as the sole stockholder and President of EAC and as President of
the General Partner and Ruh as the sole shareholder and President of WJR and
as Senior Vice President of the General Partner.
(c) Within the last sixty days, Fund IIa made the following open market
purchases of the Issuer's Common Stock from capital contributions received
from its limited partners:
<TABLE>
<CAPTION>
NUMBER OF SHARES PURCHASED DATE OF PURCHASE PURCHASE PRICE
-------------------------- ----------------- --------------
<S> <C> <C>
175,548 2/10/99 - 3/12/99 $5,148,071
</TABLE>
Within the last sixty days, Fund IIb made the following open market
purchases of the Issuer's Common Stock from capital contributions received
from its limited partners:
<TABLE>
<CAPTION>
NUMBER OF SHARES PURCHASED DATE OF PURCHASE PURCHASE PRICE
-------------------------- ----------------- --------------
<S> <C> <C>
74,152 2/10/99 - 3/12/99 $2,174,568
</TABLE>
(d) and (e) Not Applicable.
ITEM 6. CONTRACTS, AGREEMENTS, UNDERSTANDINGS OR RELATIONSHIPS WITH
RESPECT TO SECURITIES OF THE ISSUER.
None.
ITEM 7. MATERIAL TO BE FILED AS EXHIBITS.
None.
Page 20 of 22
<PAGE>
SIGNATURES
After reasonable inquiry and to the best of the undersigned's knowledge
and belief, the undersigned certify that the information set forth in this
statement is true, complete and correct.
Dated: March 22, 1999
CASTLE CREEK CAPITAL PARTNERS FUND I, LP
By: Castle Creek Capital, LLC
Its General Partner
By: /s/ William J. Ruh
--------------------------
Its Senior Vice President
CASTLE CREEK CAPITAL PARTNERS FUND IIa, LP
By: Castle Creek Capital, LLC
Its General Partner
By: /s/ William J. Ruh
--------------------------
Its Senior Vice President
CASTLE CREEK CAPITAL PARTNERS FUND IIb, LP
By: Castle Creek Capital, LLC
Its General Partner
By: /s/ William J. Ruh
--------------------------
Its Senior Vice President
CASTLE CREEK CAPITAL, LLC
By: /s/ William J. Ruh
--------------------------
Its Senior Vice President
EGGEMEYER CORP.
By: /s/ John M. Eggemeyer, III
---------------------------
Its President
/s/ John M. Eggemeyer, III
- ---------------------------
John M. Eggemeyer, III
Page 21 of 22
<PAGE>
WJR CORP.
By: /s/ William J. Ruh
---------------------------
Its President
/s/ William J. Ruh
- --------------------------------
William J. Ruh
Page 22 of 22
