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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted from the third quarter
10Q and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 71546
<INT-BEARING-DEPOSITS> 77
<FED-FUNDS-SOLD> 167
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 280812
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 679632
<ALLOWANCE> 6964
<TOTAL-ASSETS> 1083320
<DEPOSITS> 768097
<SHORT-TERM> 219949
<LIABILITIES-OTHER> 7827
<LONG-TERM> 30731
0
0
<COMMON> 1453
<OTHER-SE> 55263
<TOTAL-LIABILITIES-AND-EQUITY> 1083320
<INTEREST-LOAN> 29613
<INTEREST-INVEST> 8822
<INTEREST-OTHER> 143
<INTEREST-TOTAL> 38578
<INTEREST-DEPOSIT> 15094
<INTEREST-EXPENSE> 21214
<INTEREST-INCOME-NET> 17364
<LOAN-LOSSES> 615
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4801
<INCOME-PRETAX> 6831
<INCOME-PRE-EXTRAORDINARY> 4703
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4703
<EPS-BASIC> .81
<EPS-DILUTED> .81
<YIELD-ACTUAL> 3.70
<LOANS-NON> 151
<LOANS-PAST> 229
<LOANS-TROUBLED> 1136
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6522
<CHARGE-OFFS> 244
<RECOVERIES> 71
<ALLOWANCE-CLOSE> 6964
<ALLOWANCE-DOMESTIC> 6614
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 350
</TABLE>
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