<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM UNAUDITED
CONSOLIDATED FINANCIAL STATEMENTS AT SEPTEMBER 30, 1999 AND IS QUALIFED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-1999 DEC-31-1999
<PERIOD-START> JUL-01-1999 JAN-01-1999
<PERIOD-END> SEP-30-1999 SEP-30-1999
<CASH> 26,041 26,041
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 16,500 16,500
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 648,104 648,104
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 391,634 391,634
<ALLOWANCE> 3,761 3,761
<TOTAL-ASSETS> 1,119,920 1,119,920
<DEPOSITS> 806,577 806,577
<SHORT-TERM> 133,930 133,930
<LIABILITIES-OTHER> 14,857 14,857
<LONG-TERM> 94,249 94,249
0 0
0 0
<COMMON> 932 932
<OTHER-SE> 69,375 69,375
<TOTAL-LIABILITIES-AND-EQUITY> 1,119,920 1,119,920
<INTEREST-LOAN> 8,298 22,675
<INTEREST-INVEST> 9,963 27,730
<INTEREST-OTHER> 319 796
<INTEREST-TOTAL> 18,580 51,201
<INTEREST-DEPOSIT> 4,682 12,631
<INTEREST-EXPENSE> 7,682 21,140
<INTEREST-INCOME-NET> 10,898 30,061
<LOAN-LOSSES> 225 675
<SECURITIES-GAINS> 0 15
<EXPENSE-OTHER> 5,419 16,929
<INCOME-PRETAX> 5,649 13,604
<INCOME-PRE-EXTRAORDINARY> 5,649 13,604
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 4,265 10,271
<EPS-BASIC> 1.01 2.45
<EPS-DILUTED> 0.99 2.40
<YIELD-ACTUAL> 7.42 7.28
<LOANS-NON> 1,352 1,352
<LOANS-PAST> 2,907 2,907
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 3,564 3,103
<CHARGE-OFFS> 94 110
<RECOVERIES> 66 93
<ALLOWANCE-CLOSE> 3,761 3,761
<ALLOWANCE-DOMESTIC> 820 820
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 2,941 2,941
</TABLE>