<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM UNAUDITED
CONSOLIDATED FINANCIAL STATEMENTS AT SEPTEMBER 30, 2000 AND IS QUALIFED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-START> JUL-01-2000 JAN-01-2000
<PERIOD-END> SEP-30-2000 SEP-30-2000
<CASH> 27,415 27,415
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 10,500 10,500
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 675,853 675,853
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 473,190 473,190
<ALLOWANCE> 5,019 5,019
<TOTAL-ASSETS> 1,234,216 1,234,216
<DEPOSITS> 887,971 887,971
<SHORT-TERM> 161,741 161,741
<LIABILITIES-OTHER> 13,562 13,562
<LONG-TERM> 87,964 87,964
0 0
0 0
<COMMON> 1,027 1,027
<OTHER-SE> 81,951 81,951
<TOTAL-LIABILITIES-AND-EQUITY> 1,234,216 1,234,216
<INTEREST-LOAN> 10,931 30,631
<INTEREST-INVEST> 11,219 32,993
<INTEREST-OTHER> 215 561
<INTEREST-TOTAL> 22,365 64,185
<INTEREST-DEPOSIT> 6,883 18,639
<INTEREST-EXPENSE> 10,610 29,739
<INTEREST-INCOME-NET> 11,755 34,446
<LOAN-LOSSES> 350 1,050
<SECURITIES-GAINS> 25 25
<EXPENSE-OTHER> 6,469 19,375
<INCOME-PRETAX> 5,398 15,514
<INCOME-PRE-EXTRAORDINARY> 5,398 15,514
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 3,968 11,403
<EPS-BASIC> 0.93 2.66
<EPS-DILUTED> 0.90 2.60
<YIELD-ACTUAL> 8.03 7.87
<LOANS-NON> 3,099 3,099
<LOANS-PAST> 1,867 1,867
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 4,687 4,047
<CHARGE-OFFS> 51 125
<RECOVERIES> 33 47
<ALLOWANCE-CLOSE> 5,019 5,019
<ALLOWANCE-DOMESTIC> 659 659
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 4,360 4,360
</TABLE>