<PAGE> 1
SBSF FUNDS, INC.
(d/b/a Key Mutual Funds)
Registration No. 2-84920
CERTIFICATE PURSUANT TO
Rule 497(j)
The undersigned hereby certifies on behalf of SBSF Funds, Inc. (d/b/a
Key Mutual Funds) (the "Company") that the forms of Prospectus and Statement of
Additional Information for the Company's SBSF Fund, SBSF Convertible Securities
Fund, SBSF Capital Growth Fund and SBSF Money Market Fund that would have been
filed pursuant to Rule 497(c) under the Securities Act of 1933 do not differ
from the Prospectus and Statement of Additional Information contained in the
Post-Effective Amendment No. 18 to the Company's Registration Statement on
Form N-1A. The text of Post-Effective Amendment No. 18 was filed
electronically on March 29, 1996.
IN WITNESS WHEREOF, the Company has caused this certificate to be
executed and witnessed in its name and on its behalf by the undersigned on the
4th day of April, 1996.
Witness: SBSF FUNDS, INC.
(d/b/a Key Mutual Funds)
By: /s/ Sharon L. Swinehart By: /s/ Robert L. Tuch
Sharon L. Swinehart Name: Robert L. Tuch
Title: Assistant Secretary
