UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 10-K/A NO. 1
[X] Annual report pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934 [Fee Required] for the
fiscal year ended December 31, 1995, or
[ ] Transition report pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934 [No Fee Required] for the
transition period from _______________ to ________________.
Commission file number 0-12364
MERIDIAN BANCORP, INC.
(Exact name of registrant as specified in its charter)
Pennsylvania 23-2237529
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)
35 North Sixth Street, Reading, Pennsylvania 19601
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (610)655-2000
Securities registered pursuant to Section 12(b) of the Act: None
Securities registered pursuant to Section 12(g) of the Act:
Common Stock ($5.00 par value)
Preferred Stock Purchase Rights
Indicate by check mark whether the Registrant (1) has filed
all reports required to be filed by Section 13 or 15(d) of the
Securities Exchange Act of 1934 during the preceding 12 months
(or for such shorter period that the Registrant was required to
file such reports), and (2) has been subject to such filing
requirements for the past 90 days. Yes X No
Indicate by check mark if disclosure of delinquent filers
pursuant to Item 405 of Regulation S-K is not contained herein,
and will not be contained, to the best of Registrant's knowledge,
in definitive proxy or information statements incorporated by
reference in Part III of this Form 10-K or any amendment to this
Form 10-K. [X]
The aggregate market value of the shares of Common Stock of
the Registrant held by nonaffiliates, on the basis of the sale
price as of February 15, 1996, was $2,795,462,000. As of
February 15, 1996, the Registrant had 58,687,937 shares of such
Common Stock outstanding.
Documents incorporated by reference. None.
<PAGE>
SIGNATURE
Pursuant to the requirements of Section 13 or 15(d) of the
Securities Exchange Act of 1934, the Registrant has duly caused
this report to be signed on its behalf by the undersigned,
thereunto duly authorized.
MERIDIAN BANCORP, INC.
(Registrant)
/s/ Samuel A. McCullough
Samuel A. McCullough, Chairman,
President and Chief Executive
Officer
Date: April 4, 1996
<PAGE>
EXHIBIT INDEX
Number DESCRIPTION
23 Consent of KPMG Peat Marwick LLP.
Exhibit 23
KPMG PEAT MARWICK LLP
1600 Market Street
Philadelphia, PA 19103-7212
The Board of Directors
Meridian Bancorp, Inc.
We consent to the incorporation by reference in the
Registration Statements on Form S-3 (Registration No. 33-45562),
Form S-3 (Registration No. 33-58690), Form S-3 (Registration No.
33-35228), Form S-8 (Registration No. 333-01483), Form S-8
(Registration No. 333-01481), Form S-8 (Registration No.
33-14104), Form S-8 (Registration No. 33-40616), and Form S-8
(Registration No. 33-12292) of Meridian Bancorp, Inc. (the
Company) of our report dated January 17, 1996, except as to
note 2, which is as of February 23, 1996, relating to the
consolidated balance sheets of Meridian Bancorp, Inc. and
subsidiaries as of December 31, 1995 and 1994, and the related
consolidated statements of income, changes in shareholders'
equity, and cash flows for each of the years in the three-year
period ended December 31, 1995, which report appears in the
December 31, 1995, Form 10-K of Meridian Bancorp, Inc. Our
report contains an explanatory paragraph which discusses that the
Company adopted the provisions of the Financial Accounting
Standards Board's Statement of Financial Accounting Standards
No. 115, Accounting for Certain Investments in Debt and Equity
Securities, and No. 112, Employers' Accounting for Postemployment
Benefits Other Than Pensions, and No. 109, Accounting for Income
Taxes, in 1993.
/s/KPMG PEAT MARWICK LLP
March 28, 1996
