<PAGE>
Filed Pursuant to Rule 424(b)(3)
Registration File No.: 33-88456
INCOME MANAGER(SM)
SUPPLEMENT TO THE PROSPECTUS FOR
ASSURED PAYMENT PLAN
DATED NOVEMBER 1, 1995
ANNUITY CERTIFICATES
Issued By:
The Equitable Life Assurance Society of the United States
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THE FOLLOWING ADDS TO THE INFORMATION CONTAINED IN THE PROSPECTUS AS FOLLOWS:
Under the Assured Payment Plan (Life Annuity with a Period Certain) and (Period
Certain), you may elect to receive income payments on a monthly or annual
basis. You may also elect to receive payments on an annual basis in a month
other than February. However, all payments will be made on the 15th of the
month no matter which payment basis you choose.
PAYMENTS DURING THE PERIOD CERTAIN
For monthly income payments or for income payments made annually on a date
other than an Expiration Date, amounts are held in the MODAL PAYMENT PORTION of
the Guaranteed Period Account. (This is the portion of the Guaranteed Period
Account from which payments, other than payments due on an Expiration Date, are
made.) For payments to be made prior to the Expiration Date of the earliest
Guarantee Period we then offer, amounts will be allocated to the Modal Payment
Portion of the Guaranteed Period Account. Such amounts will accumulate interest
beginning on the Transaction Date at an interest rate we set. Interest will be
credited daily at a rate of not less than 3%.
Upon the expiration of a Guarantee Period, the Guaranteed Period Amount in that
Guarantee Period will be paid to you in full, if annual payments are to be made
on an Expiration Date. Otherwise, the Guaranteed Period Amount (less one
payment if due on that date) will be held in the Modal Payment Portion of the
Guaranteed Period Account and will be credited with interest at a rate equal to
the Guaranteed Rate applicable to the expired Guarantee Period, beginning on
the Expiration Date of such Guarantee Period. Such amounts will then be paid
either monthly or as an annual payment on the date that you choose.
A charge of $2.50 will be deducted from each payment made on a monthly basis.
A market value adjustment will not apply with respect to amounts held in the
Modal Payment Portion of the Guaranteed Period Account.
SUBSEQUENT CONTRIBUTIONS UNDER THE ASSURED PAYMENT PLAN (LIFE ANNUITY WITH A
PERIOD CERTAIN)
You may make subsequent contributions of at least $1,000 at any time up until
45 days (15 days for payments to be made monthly) before the Annuity
Commencement Date.
ANNUITY ACCOUNT VALUE AND DEATH BENEFIT
The Annuity Account Value and Death Benefit will also include any amounts held
in the Modal Payment Portion of the Guaranteed Period Account.
PAYMENTS AFTER THE PERIOD CERTAIN
Payments will continue under the Life Contingent Annuity on the same payment
basis as during the period certain.
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SUPPLEMENT DATED MARCH 4, 1996
APPSUP-MI
CAT. #126918
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Filed Pursuant to Rule 424(b)(3)
Registration File No.: 33-88456
INCOME MANAGER(SM)
SUPPLEMENT TO THE ROLLOVER IRA PROSPECTUS
DATED NOVEMBER 1, 1995
COMBINATION VARIABLE AND FIXED DEFERRED ANNUITY CERTIFICATES
Issued By:
The Equitable Life Assurance Society of the United States
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THE FOLLOWING ADDS TO THE INFORMATION CONTAINED IN THE PROSPECTUS AS FOLLOWS:
Under the IRA Assured Payment Option and IRA APO Plus, you may elect to receive
payments on a monthly or annual basis. You may also elect to receive payments
on an annual basis in a month other than February. However, all payments will
be made on the 15th of the month no matter which payment basis you choose.
INITIAL CONTRIBUTION
If you elect monthly income under the IRA Assured Payment Option or IRA APO
Plus and your initial contribution will come from multiple sources, each amount
will be allocated to the Money Market Fund until the total amount of the
initial contribution is received. At such time, the total amount will be
applied under the IRA Assured Payment Option or IRA APO Plus based on the rates
in effect as of that Transaction Date. In effect, payments will not start until
the total amount of the initial contribution is received.
PAYMENTS DURING THE FIXED PERIOD
For monthly payments or for payments made annually on a date other than an
Expiration Date, amounts are held in the MODAL PAYMENT PORTION of the
Guaranteed Period Account. (This is the portion of the Guaranteed Period
Account from which payments, other than payments due on an Expiration Date, are
made.) For payments to be made prior to the Expiration Date of the earliest
Guarantee Period we then offer, amounts will be allocated to the Modal Payment
Portion of the Guaranteed Period Account. Such amounts will accumulate interest
beginning on the Transaction Date at an interest rate we set. Interest will be
credited daily at a rate of not less than 3%.
Upon the expiration of a Guarantee Period, the Guaranteed Period Amount in that
Guarantee Period will be paid to you in full, if annual payments are to be made
on an Expiration Date. Otherwise, the Guaranteed Period Amount (less one
payment if due on that date) will be held in the Modal Payment Portion of the
Guaranteed Period Account and will be credited with interest at a rate equal to
the Guaranteed Rate applicable to the expired Guarantee Period, beginning on
the Expiration Date of such Guarantee Period. Such amounts will then be paid
either monthly or as an annual payment on the date that you choose.
A charge of $2.50 will be deducted from each payment made on a monthly basis.
A market value adjustment will not apply with respect to amounts held in the
Modal Payment Portion of the Guaranteed Period Account.
ANNUITY ACCOUNT VALUE AND DEATH BENEFIT
The Annuity Account Value and Death Benefit will also include any amounts held
in the Modal Payment Portion of the Guaranteed Period Account.
PAYMENTS AFTER THE FIXED PERIOD
Payments will continue under the Life Contingent Annuity on the same payment
basis as during the fixed period.
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SUPPLEMENT DATED MARCH 4, 1996
IRASUP-MI
CAT. #126919
