PRUCO LIFE OF NEW JERSEY VARIABLE APPRECIABLE ACCOUNT
497, 2000-08-04
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                         SUPPLEMENT DATED AUGUST 4, 2000
                       TO PROSPECTUS DATED MAY 1, 2000 FOR

              PRUCO LIFE OF NEW JERSEY VARIABLE APPRECIABLE ACCOUNT

                                 with respect to

                PRUSELECT(SM) III Variable Life Insurance Contracts

     o The following  sentence is added to the description of the  PRUSELECT(SM)
III Contract on the cover page and at the end of the first  paragraph  under the
BRIEF DESCRIPTION OF THE CONTRACT section on page 2:

   PRUSELECT(SM) III Contracts issued in New York may not be individually owned.

     o The following  sentence is added at the end of the first  paragraph under
the REQUIREMENTS FOR ISSUANCE OF A CONTRACT section on page 13:

     PRUSELECT(SM)  III  Contracts  issued  in New  York  are not  eligible  for
     simplified issue.

CVUL3NJ-SUP Ed. 8/2000



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