SECURITIES AND EXCHANGE COMMISSION
Washington 25, D.C. 20549
FORM 11-K
X Annual Report Pursuant to Section 15(d) of the
Securities Exchange Act of 1934
For the fiscal year ended December 31, 1993
or
Transition Report Pursuant to Section 15(d) of the
Securities Exchange Act of 1934
Commission File Number: 0-12216
A. Full title of the plan and the address of the plan, if
different from that of the issuer named below:
OLD KENT THRIFT PLAN
B. Name of issuer of the securities held pursuant to the
plan and address of its principal executive office:
OLD KENT FINANCIAL CORPORATION
One Vandenberg Center
Grand Rapids, Michigan 49503
FINANCIAL STATEMENTS
The following financial statements and schedules are
filed as part of this report:
Report of Independent Public Accountants
Statements of Net Assets Available for Benefits
as of December 31, 1993 and 1992
Statements of Changes in Net Assets Available for
Benefits for the years ended December 31, 1993 and
1992
Notes to Financial Statements
Schedule of Assets Held for Investment Purposes as of
December 31, 1993
Schedule of Reportable Transactions for the year ended
December 31, 1993
The financial statements and schedules filed as part of
this report are filed in paper format under cover of Form SE
pursuant to General Instruction E of Form 11-K.
EXHIBITS
The following exhibits are filed as part of this
report:
Consent of Arthur Andersen & Co.
Appendix A to prospectus
SIGNATURES
Pursuant to the requirements of the Securities Exchange
Act of 1934, the trustee has duly caused this annual report to be
signed by the undersigned thereunto duly authorized.
OLD KENT THRIFT PLAN
By: OLD KENT BANK AND TRUST
COMPANY
Its Trustee
Dated: June 27, 1994 By: /s/ Steven D. Crandall
Steven D.Crandall
Senior Vice President
Trust Business Development
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CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
As independent public accountants, we hereby consent to
the incorporation of our report dated April 18, 1994, included in
this Form 11-K, into the Company's previously filed Form S-8
Registration Statement, file No. 33-17309, as amended.
/s/ ARTHUR ANDERSEN & CO.
Grand Rapids, Michigan
June 27, 1994
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<TABLE>
APPENDIX A
<CAPTION>
Initial
Investment 12/31/91 12/31/92 12/31/93
Fund on 12/31/90 Value Value Value
<S> <C> <C> <C> <C>
Savings Fund $1,000 $1,063 $1,103 $1,139
Diversified
Equity Fund 1,000 1,302 1,396 1,579
Old Kent
Common
Stock Fund 1,000 1,559 2,359 2,149
Short Term
Bond Fund 1,000 1,100 1,156 1,208
Balanced Fund 1,000 1,266 1,363 1,546
</TABLE>
This document constitutes part of a prospectus covering
securities that have been registered under the Securities Act of
1933.
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