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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C> <C> <C>
<PERIOD-TYPE> 6-MOS 6-MOS YEAR
<FISCAL-YEAR-END> JUN-30-2000 JUN-30-1999 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999 JAN-01-1999
<PERIOD-END> JUN-30-2000 JUN-30-1999 DEC-31-1999
<CASH> 6,013 5,183 7,184
<INT-BEARING-DEPOSITS> 0 0 0
<FED-FUNDS-SOLD> 0 810 0
<TRADING-ASSETS> 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 28,409 31,080 30,029
<INVESTMENTS-CARRYING> 0 497 0
<INVESTMENTS-MARKET> 0 502 0
<LOANS> 112,895 104,050 109,572
<ALLOWANCE> 613 701 720
<TOTAL-ASSETS> 153,256 145,641 52,746
<DEPOSITS> 133,908 130,854 127,619
<SHORT-TERM> 3,810 0 9,840
<LIABILITIES-OTHER> 696 516 843
<LONG-TERM> 0 0 0
0 0 0
0 0 0
<COMMON> 1,300 1,300 1,300
<OTHER-SE> 13,542 12,971 13,144
<TOTAL-LIABILITIES-AND-EQUITY> 153,256 145,641 152,746
<INTEREST-LOAN> 4,556 4,131 0
<INTEREST-INVEST> 947 912 0
<INTEREST-OTHER> 14 191 0
<INTEREST-TOTAL> 5,517 5,234 0
<INTEREST-DEPOSIT> 2,237 2,135 0
<INTEREST-EXPENSE> 2,306 2,135 0
<INTEREST-INCOME-NET> 3,211 3,099 0
<LOAN-LOSSES> 0 23 0
<SECURITIES-GAINS> 0 0 0
<EXPENSE-OTHER> 2,060 1,806 0
<INCOME-PRETAX> 1,530 1,613 0
<INCOME-PRE-EXTRAORDINARY> 981 1,036 0
<EXTRAORDINARY> 0 0 0
<CHANGES> 0 0 0
<NET-INCOME> 981 1,036 0
<EPS-BASIC> 1.37 1.44 0
<EPS-DILUTED> 1.37 1.44 0
<YIELD-ACTUAL> 4.572 4.543 0
<LOANS-NON> 0 489 0
<LOANS-PAST> 2,738 3,465 0
<LOANS-TROUBLED> 328 354 0
<LOANS-PROBLEM> 936 913 0
<ALLOWANCE-OPEN> 701 701 0
<CHARGE-OFFS> 90 6 0
<RECOVERIES> 2 2 0
<ALLOWANCE-CLOSE> 613 720 0
<ALLOWANCE-DOMESTIC> 613 720 0
<ALLOWANCE-FOREIGN> 0 0 0
<ALLOWANCE-UNALLOCATED> 0 0 0
</TABLE>
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