PEOPLES BANCTRUST CO INC
SC 13G/A, 2000-02-14
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                            ------------------------

                                  SCHEDULE 13G

                    Under the Securities Exchange Act of 1934
                               (Amendment No. 6 )*

                       The Peoples BancTrust Company, Inc.
                    ---------------------------------------
                                (Name of Issuer)

                     Common Stock, Par Value $.10 Per Share
                    ---------------------------------------
                         (Title of Class of Securities)

                                   709796 10 6
                    ---------------------------------------
                                 (CUSIP Number)

     Check the  appropriate  box to  designate  the rule  pursuant to which this
Schedule is filed:

|X|      Rule 13d-1(b)
|X|      Rule 13d-1(c)
|_|      Rule 13d-1(d)

*The  remainder of this cover page shall be filled out for a reporting  person's
initial filing on this form with respect to the subject class of securities, and
for any  subsequent  amendment  containing  information  which  would  alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the  Securities  Exchange  Act of
1934 ("Act") or otherwise  subject to the liabilities of that section of the Act
but  shall be  subject  to all other  provisions  of the Act  (however,  see the
Notes).

                         (Continued on following pages)

                                Page 1 of 5 Pages
<PAGE>

CUSIP No. 709796 10 6               Schedule 13G
          -----------               ------------

1.       Name of Reporting Person:  The Peoples Bank and Trust Company
         S.S. or I.R.S. Identification No. of above person:

                                            63-01-62160

2.       Check the appropriate box if a member of a group *

                           (a)      [ ]         (b)      |X|

3.       SEC Use Only

4.       Citizenship or Place of Organization:

                                            Alabama
                                            -------

Number of Shares Beneficially Owned by Each Reporting Person with:

5.       Sole Voting Power:                          16,866
                                             --------------

6.       Shared Voting Power:                         3,408
                                             --------------

7.       Sole Dispositive Power:                    799,798
                                            ---------------

8.       Shared Dispositive Power:                    3,408
                                            ---------------

9.       Aggregate Amount Beneficially Owned by Each Reporting Person:
                    803,206         .
         ---------------------------

10.      Check Box If The Aggregate Amount in Row (9) excludes Certain Shares*

11.      Percent of Class Represented by Amount in Row 9:  15.6%

12.      Type of Reporting Person*:  BK

                                *SEE INSTRUCTION

                                Page 2 of 5 Pages
<PAGE>
                       Securities and Exchange Commission
                             Washington, D.C. 20549


Item 1(a)         Name of Issuer:   The Peoples BancTrust Company, Inc.
                  ---------------   -----------------------------------

Item 1(b)         Address of Issuer's Principal Executive Offices:
                  ------------------------------------------------
                  310 Broad Street
                  ----------------------------
                  Selma, Alabama  36701
                  ----------------------------

Item 2(a)         Name Person Filing:        The Peoples Bank and Trust Company
                  -------------------        ----------------------------------

Item 2(b)         Address of Principal Business Office:       Same as Item 1(b)
                  -------------------------------------       -----------------

Item 2(c)         Citizenship:      Not Applicable
                  ------------

Item 2(d)         Title of Class of Securities:        Common Stock, Par Value
                  -----------------------------
                                                       $.10 Per Share

Item 2(e)         CUSIP Number:
                  -------------

                  709796 10 6
                  -------------

Item 3            Check whether the person filing is a:
                  -------------------------------------

Item 3 (b)            x        Bank as defined in Section 3(a)(6) of the Act.
                  ----------

Item 3(a) (c) (d) (e) (g) (h) - Not Applicable.

Item 4(a)         Amount Beneficially Owned:  803,206 shares
                  --------------------------

Item 4(b)         Percent of Class: 15.6%
                  ----------------

Item 4(c)         Number of shares as to which such person has:

                   (i)    sole power to vote or to direct the vote.....  16,866
                                                                       --------
                  (ii)    shared power to vote or to direct the vote...   3,408
                                                                       --------
                 (iii)    sole power to dispose or to direct the
                          disposition of .............................. 799,798
                                                                       --------
                  (iv)    shared power to dispose or to direct the
                          disposition of...............................   3,408
                                                                       --------

                                Page 3 of 5 Pages
<PAGE>
Item 5        Ownership of Five Percent or Less of Class:
              -------------------------------------------
                             Not Applicable

Item 6        Ownership of More than Five Percent on Behalf of Another Person:
              ----------------------------------------------------------------
                             Not Applicable

Item 7        Identification and Classification of the Subsidiary Which Acquired
              ------------------------------------------------------------------
              the Security Being Reported on by the Parent Holding Company.
              ------------------------------------------------------------------
                             Not Applicable

Item 8        Identification and Classification of Members of the Group.
              ----------------------------------------------------------
                             Not Applicable

Item 9        Notice of Dissolution of Group.
              -------------------------------
                             Not Applicable

Item 10       Certification.
              -------------

                       By signing  below I certify  that,  to the best of my
              knowledge and belief,  the  securities  referred to above were
              acquired  in the  ordinary  course  of  business  and were not
              acquired  for the  purpose  of and do not have the  effect  of
              changing  or  influencing  the  control  of the issuer of such
              securities  and were not acquired in  connection  with or as a
              participant in any transaction having such purpose or effect.

                                Page 4 of 5 Pages
<PAGE>
SIGNATURE:

     After  reasonable  inquiry and to the best of my  knowledge  and belief,  I
certify that the information  set forth in this statement is true,  complete and
correct.

The Peoples Bank and Trust Company,
  as Trustee



By:      /s/ Gary M. Pierson                         February 14,2000
         -----------------------------------         ----------------
         Gary M. Pierson                             Date
         Senior Vice President
         and Trust Officer

                                Page 5 of 5 Pages


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