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CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the use in this Registration Statement on Form S-6
(Registration No. 333-64417) of our report dated February 11, 2000, relating to
the financial statements of MONY America Variable Account L -- MONY Custom
Estate Master, and our report dated February 10, 2000 relating to the financial
statements of MONY Life Insurance Company of America, each of which appears in
such Registration Statement. We also consent to the references to us under the
headings "Financial Statements" and "Independent Accountants" in such
Registration Statement.
PricewaterhouseCoopers LLP
New York, New York
December 15, 2000
