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<PAGE> PAGE 4
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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070 H010400 N
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 Y
070 J020400 Y
070 K010400 N
070 K020400 N
070 L010400 N
070 L020400 N
070 M010400 N
<PAGE> PAGE 21
070 M020400 N
070 N010400 N
070 N020400 N
070 O010400 Y
070 O020400 N
070 P010400 N
070 P020400 N
070 Q010400 N
070 Q020400 N
070 R010400 N
070 R020400 N
071 A000400 651728
071 B000400 712106
071 C000400 1011400
071 D000400 64
072 A000400 6
072 B000400 31135
072 C000400 0
072 D000400 0
072 E000400 0
072 F000400 2355
072 G000400 0
072 H000400 0
072 I000400 391
072 J000400 10
072 K000400 0
072 L000400 39
072 M000400 26
072 N000400 36
072 O000400 0
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072 Q000400 97
072 R000400 35
072 S000400 19
072 T000400 1983
072 U000400 0
072 V000400 0
072 W000400 0
072 X000400 4991
072 Y000400 0
072 Z000400 26144
072AA000400 2890
072BB000400 0
072CC010400 0
072CC020400 5171
072DD010400 20894
072DD020400 4837
072EE000400 0
073 A010400 0.4230
073 A020400 0.3660
073 B000400 0.0000
<PAGE> PAGE 22
073 C000400 0.0000
074 A000400 108
074 B000400 0
074 C000400 17700
074 D000400 970136
074 E000400 0
074 F000400 0
074 G000400 0
074 H000400 0
074 I000400 0
074 J000400 6137
074 K000400 0
074 L000400 37305
074 M000400 22
074 N000400 1031408
074 O000400 21386
074 P000400 1456
074 Q000400 0
074 R010400 0
074 R020400 0
074 R030400 0
074 R040400 2905
074 S000400 0
074 T000400 1005661
074 U010400 49976
074 U020400 13071
074 V010400 15.73
074 V020400 15.72
074 W000400 0.0000
074 X000400 27466
074 Y000400 36881
075 A000400 0
075 B000400 999864
076 000400 0.00
028 A010500 1759
028 A020500 76
028 A030500 0
028 A040500 430
028 B010500 1668
028 B020500 80
028 B030500 0
028 B040500 414
028 C010500 2970
028 C020500 91
028 C030500 0
028 C040500 290
028 D010500 1473
028 D020500 92
028 D030500 0
028 D040500 437
028 E010500 1177
<PAGE> PAGE 23
028 E020500 97
028 E030500 0
028 E040500 1566
028 F010500 211
028 F020500 88
028 F030500 0
028 F040500 1286
028 G010500 9258
028 G020500 524
028 G030500 0
028 G040500 4423
028 H000500 6688
029 000500 Y
030 A000500 75
030 B000500 3.25
030 C000500 0.00
031 A000500 2
031 B000500 0
032 000500 73
033 000500 0
034 000500 Y
035 000500 12
036 A000500 Y
036 B000500 0
042 A000500 0
042 B000500 0
042 C000500 59
042 D000500 41
042 E000500 0
042 F000500 0
042 G000500 0
042 H000500 0
043 000500 114
044 000500 0
045 000500 Y
046 000500 N
047 000500 Y
048 000500 0.000
048 A010500 500000
048 A020500 0.500
048 B010500 0
048 B020500 0.000
048 C010500 0
048 C020500 0.000
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048 E010500 0
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<PAGE> PAGE 24
048 G020500 0.000
048 H010500 0
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048 I010500 0
048 I020500 0.000
048 J010500 0
048 J020500 0.000
048 K010500 500000
048 K020500 0.450
049 000500 N
050 000500 N
051 000500 N
052 000500 N
053 A000500 N
058 A000500 N
059 000500 Y
060 A000500 Y
060 B000500 Y
061 000500 500
062 A000500 Y
062 B000500 0.0
062 C000500 0.0
062 D000500 0.0
062 E000500 0.0
062 F000500 0.0
062 G000500 0.0
062 H000500 0.0
062 I000500 0.0
062 J000500 0.0
062 K000500 0.0
062 L000500 0.0
062 M000500 0.0
062 N000500 0.0
062 O000500 104.5
062 P000500 0.0
062 Q000500 0.0
062 R000500 0.0
063 A000500 0
063 B000500 9.7
064 A000500 Y
064 B000500 N
070 A010500 Y
070 A020500 N
070 B010500 N
070 B020500 N
070 C010500 Y
070 C020500 N
070 D010500 N
070 D020500 N
070 E010500 Y
070 E020500 Y
<PAGE> PAGE 25
070 F010500 N
070 F020500 N
070 G010500 Y
070 G020500 Y
070 H010500 N
070 H020500 N
070 I010500 Y
070 I020500 N
070 J010500 Y
070 J020500 N
070 K010500 Y
070 K020500 N
070 L010500 N
070 L020500 N
070 M010500 N
070 M020500 N
070 N010500 Y
070 N020500 N
070 O010500 Y
070 O020500 Y
070 P010500 Y
070 P020500 N
070 Q010500 N
070 Q020500 N
070 R010500 N
070 R020500 N
071 A000500 12291
071 B000500 4561
071 C000500 36323
071 D000500 13
072 A000500 6
072 B000500 1080
072 C000500 0
072 D000500 0
072 E000500 0
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072 G000500 0
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<PAGE> PAGE 26
072 V000500 0
072 W000500 1
072 X000500 305
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072AA000500 39
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072CC010500 148
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072DD010500 399
072DD020500 317
072EE000500 0
073 A010500 0.2430
073 A020500 0.2070
073 B000500 0.0000
073 C000500 0.0000
074 A000500 0
074 B000500 0
074 C000500 0
074 D000500 39660
074 E000500 0
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074 U020500 1492
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075 A000500 0
075 B000500 36577
076 000500 0.00
028 A010600 1578
028 A020600 90
<PAGE> PAGE 27
028 A030600 0
028 A040600 3948
028 B010600 1077
028 B020600 90
028 B030600 0
028 B040600 892
028 C010600 949
028 C020600 85
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028 D010600 784
028 D020600 89
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028 D040600 1225
028 E010600 1206
028 E020600 88
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028 E040600 613
028 F010600 1554
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028 F030600 0
028 F040600 632
028 G010600 7148
028 G020600 531
028 G030600 0
028 G040600 10438
028 H000600 3614
029 000600 Y
030 A000600 21
030 B000600 4.75
030 C000600 0.00
031 A000600 12
031 B000600 0
032 000600 9
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034 000600 Y
035 000600 29
036 A000600 Y
036 B000600 0
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043 000600 149
044 000600 0
045 000600 Y
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<PAGE> PAGE 28
047 000600 Y
048 000600 0.000
048 A010600 500000
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048 B010600 0
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048 D010600 0
048 D020600 0.000
048 E010600 0
048 E020600 0.000
048 F010600 0
048 F020600 0.000
048 G010600 0
048 G020600 0.000
048 H010600 0
048 H020600 0.000
048 I010600 0
048 I020600 0.000
048 J010600 0
048 J020600 0.000
048 K010600 500000
048 K020600 0.450
049 000600 N
050 000600 N
051 000600 N
052 000600 N
053 A000600 Y
053 B000600 Y
053 C000600 Y
058 A000600 N
059 000600 Y
060 A000600 N
060 B000600 N
061 000600 500
062 A000600 Y
062 B000600 0.0
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<PAGE> PAGE 29
062 P000600 0.0
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063 A000600 0
063 B000600 21.0
064 A000600 Y
064 B000600 N
070 A010600 Y
070 A020600 N
070 B010600 N
070 B020600 N
070 C010600 Y
070 C020600 N
070 D010600 N
070 D020600 N
070 E010600 Y
070 E020600 Y
070 F010600 N
070 F020600 N
070 G010600 Y
070 G020600 N
070 H010600 N
070 H020600 N
070 I010600 N
070 I020600 N
070 J010600 Y
070 J020600 N
070 K010600 Y
070 K020600 N
070 L010600 N
070 L020600 N
070 M010600 N
070 M020600 N
070 N010600 Y
070 N020600 N
070 O010600 Y
070 O020600 N
070 P010600 Y
070 P020600 N
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070 Q020600 N
070 R010600 N
070 R020600 N
071 A000600 17052
071 B000600 19234
071 C000600 50822
071 D000600 34
072 A000600 6
072 B000600 1355
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<PAGE> PAGE 30
072 E000600 0
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072DD020600 480
072EE000600 0
073 A010600 0.3870
073 A020600 0.3300
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<PAGE> PAGE 31
074 R020600 0
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075 A000600 0
075 B000600 49920
076 000600 0.00
028 A010700 277
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029 000700 Y
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030 B000700 4.75
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031 A000700 1
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032 000700 10
<PAGE> PAGE 32
033 000700 0
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035 000700 18
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049 000700 N
050 000700 N
051 000700 N
052 000700 N
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058 A000700 N
059 000700 Y
060 A000700 N
<PAGE> PAGE 33
060 B000700 N
061 000700 500
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062 O000700 95.2
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063 A000700 0
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064 A000700 Y
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070 A010700 Y
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<PAGE> PAGE 34
070 N020700 N
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071 A000700 2132
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073 A010700 0.3870
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074 A000700 144
<PAGE> PAGE 35
074 B000700 0
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076 000700 0.00
028 A010800 3503
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<PAGE> PAGE 36
028 E040800 419
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030 A000800 104
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035 000800 16
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<PAGE> PAGE 37
048 H020800 0.000
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052 000800 N
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063 A000800 0
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064 A000800 Y
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070 E020800 N
<PAGE> PAGE 38
070 F010800 N
070 F020800 Y
070 G010800 Y
070 G020800 N
070 H010800 N
070 H020800 N
070 I010800 N
070 I020800 N
070 J010800 Y
070 J020800 N
070 K010800 N
070 K020800 N
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070 L020800 N
070 M010800 N
070 M020800 N
070 N010800 N
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070 O010800 Y
070 O020800 N
070 P010800 N
070 P020800 N
070 Q010800 N
070 Q020800 N
070 R010800 N
070 R020800 N
071 A000800 21656
071 B000800 14061
071 C000800 35459
071 D000800 40
072 A000800 6
072 B000800 1003
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<PAGE> PAGE 39
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074 D000800 40716
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SIGNATURE NICK DALMASO
TITLE ATTORNEY
<TABLE>
<CAPTION>
NSAR ITEM 770
VKAC Municipal Income Fund
10f-3 Transactions
Underwriting# Underwriting Purchased From Amount of shares % of Underwriting Date of Purchase
Purchased
<S> <C> <C> <C> <C> <C>
1 NY Dorm Authority Bear Stearns 17,815,000 2.340% 02/17/98
2 PR Highway 4.75% Merrill Lynch 30,000,000 2.640% 02/19/98
3 PR Highway 5.0% Merrill Lynch 10,000,000 0.880% 02/19/98
4 Emp. St. Dev. Corp Paine Webber 5,000,000 2.550% 02/26/98
5 PR EI. Power 5.00% Bear Stearns 1,000,000 0.790% 03/27/98
6 Long Island Power Bear Stearns 12,500,000 0.369% 05/13/98
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
NSAR ITEM 770
VKAC Intermediate Term Municipal Income Fund
10f-3 Transactions
Underwriting# Underwriting Purchased From Amount of shares % of Underwriting Date of Purchase
Purchased
<S> <C> <C> <C> <C> <C>
1 NY Dorm Authority Bear Stearns 17,815,000 2.340% 02/17/98
2 Virgin Islands Pub. Fin Salomon 600,000 0.100% 04/30/98
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
NSAR ITEM 770
VKAC New York Tax Free Income Fund
10f-3 Transactions
Underwriting# Underwriting Purchased From Amount of shares % of Underwriting Date of Purchase
Purchased
<S> <C> <C> <C> <C> <C>
1 Dorm Auth NY Interfait Lehman 3,000,000 2.040% 02/17/98
2 New York City Smith Barney 1,000,000 0.100% 02/14/98
3 Emp. St. Dev. Corp. 5.25 Merrill Lynch 1,000,000 0.490% 02/26/98
4 Virgin Islands Pub. Fin. Salomon 1,650,000 0.300% 04/30/98
5 Long Island Power Bear Stearns 2,000,000 0.059% 05/13/98
6 Metro Trans. Auth Merrill Lynch 500,000 0.200% 05/16/98
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
NSAR ITEM 770
VKAC Insured Tax Free Income Fund
10f-3 Transactions
Underwriting# Underwriting Purchased From Amount of shares % of Underwriting Date of Purchase
Purchased
<S> <C> <C> <C> <C> <C>
1 PR Highway 5.0% Merrill Lynch 10,000,000 0.880% 02/19/98
2 Dallas Sport Arena Lehman 5,000,000 4.770% 06/24/98
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
NSAR ITEM 770
VKAC Tax Free High Income Fund
10f-3 Transactions
Underwriting# Underwriting Purchased From Amount of shares % of Underwriting Date of Purchase
Purchased
<S> <C> <C> <C> <C> <C>
1 PR Highway 5.0% Merrill Lynch 10,000,000 0.880% 02/19/98
2 New York City Smith Barney 3,000,0000 0.290% 02/14/98
3 Emp. St. Dev. Corp. Paine Webber 10,000,000 5.090% 02/26/98
4 PR EI. Power 5.00% Bear Stearns 9,000,000 0.710% 03/27/98
5 Long Island Power Bear Stearns 29,485,000 0.871% 05/13/98
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 11
<NAME> INSURED TF CLASS A
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 1,286,068,993 <F1>
<INVESTMENTS-AT-VALUE> 1,404,010,095 <F1>
<RECEIVABLES> 23,940,370 <F1>
<ASSETS-OTHER> 40,481 <F1>
<OTHER-ITEMS-ASSETS> 279,831 <F1>
<TOTAL-ASSETS> 1,428,270,777 <F1>
<PAYABLE-FOR-SECURITIES> 43,267,381 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 5,751,420 <F1>
<TOTAL-LIABILITIES> 49,018,801 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,174,015,875
<SHARES-COMMON-STOCK> 66,542,873
<SHARES-COMMON-PRIOR> 65,380,120
<ACCUMULATED-NII-CURRENT> (59,494)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> 11,900,001 <F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 117,941,102 <F1>
<NET-ASSETS> 1,301,549,952
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 39,086,093 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (6,286,563)<F1>
<NET-INVESTMENT-INCOME> 32,799,530 <F1>
<REALIZED-GAINS-CURRENT> 11,744,686 <F1>
<APPREC-INCREASE-CURRENT> (13,095,016)<F1>
<NET-CHANGE-FROM-OPS> 31,449,200 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (31,429,587)
<DISTRIBUTIONS-OF-GAINS> (2,262,624)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 16,431,139
<NUMBER-OF-SHARES-REDEEMED> (16,464,903)
<SHARES-REINVESTED> 1,196,517
<NET-CHANGE-IN-ASSETS> 18,044,565
<ACCUMULATED-NII-PRIOR> 164,030 <F1>
<ACCUMULATED-GAINS-PRIOR> 2,556,582 <F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 3,384,925 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 6,286,563 <F1>
<AVERAGE-NET-ASSETS> 1,281,742,085
<PER-SHARE-NAV-BEGIN> 19.631
<PER-SHARE-NII> 0.477
<PER-SHARE-GAIN-APPREC> (0.032)
<PER-SHARE-DIVIDEND> (0.480)
<PER-SHARE-DISTRIBUTIONS> (0.036)
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 19.560
<EXPENSE-RATIO> 0.89
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 12
<NAME> INSURED TF CLASS B
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 1,286,068,993 <F1>
<INVESTMENTS-AT-VALUE> 1,404,010,095 <F1>
<RECEIVABLES> 23,940,370 <F1>
<ASSETS-OTHER> 40,481 <F1>
<OTHER-ITEMS-ASSETS> 279,831 <F1>
<TOTAL-ASSETS> 1,428,270,777 <F1>
<PAYABLE-FOR-SECURITIES> 43,267,381 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 5,751,420 <F1>
<TOTAL-LIABILITIES> 49,018,801 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 69,078,569
<SHARES-COMMON-STOCK> 3,650,989
<SHARES-COMMON-PRIOR> 3,572,287
<ACCUMULATED-NII-CURRENT> (59,494)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> 11,900,001 <F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 117,941,102 <F1>
<NET-ASSETS> 71,419,276
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 39,086,093 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (6,286,563)<F1>
<NET-INVESTMENT-INCOME> 32,799,530 <F1>
<REALIZED-GAINS-CURRENT> 11,744,686 <F1>
<APPREC-INCREASE-CURRENT> (13,095,016)<F1>
<NET-CHANGE-FROM-OPS> 31,449,200 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (1,475,768)
<DISTRIBUTIONS-OF-GAINS> (128,797)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 295,527
<NUMBER-OF-SHARES-REDEEMED> (260,846)
<SHARES-REINVESTED> 44,021
<NET-CHANGE-IN-ASSETS> 1,282,742
<ACCUMULATED-NII-PRIOR> 164,030 <F1>
<ACCUMULATED-GAINS-PRIOR> 2,556,582 <F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 3,384,925 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 6,286,563 <F1>
<AVERAGE-NET-ASSETS> 71,219,519
<PER-SHARE-NAV-BEGIN> 19.634
<PER-SHARE-NII> 0.403
<PER-SHARE-GAIN-APPREC> (0.033)
<PER-SHARE-DIVIDEND> (0.406)
<PER-SHARE-DISTRIBUTIONS> (0.036)
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 19.562
<EXPENSE-RATIO> 1.65
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 13
<NAME> INSURED TF CLASS C
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 1,286,068,993 <F1>
<INVESTMENTS-AT-VALUE> 1,404,010,095 <F1>
<RECEIVABLES> 23,940,370 <F1>
<ASSETS-OTHER> 40,481 <F1>
<OTHER-ITEMS-ASSETS> 279,831 <F1>
<TOTAL-ASSETS> 1,428,270,777 <F1>
<PAYABLE-FOR-SECURITIES> 43,267,381 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 5,751,420 <F1>
<TOTAL-LIABILITIES> 49,018,801 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 6,375,923
<SHARES-COMMON-STOCK> 321,242
<SHARES-COMMON-PRIOR> 284,125
<ACCUMULATED-NII-CURRENT> (59,494)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> 11,900,001 <F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 117,941,102 <F1>
<NET-ASSETS> 6,282,748
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 39,086,093 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (6,286,563)<F1>
<NET-INVESTMENT-INCOME> 32,799,530 <F1>
<REALIZED-GAINS-CURRENT> 11,744,686 <F1>
<APPREC-INCREASE-CURRENT> (13,095,016)<F1>
<NET-CHANGE-FROM-OPS> 31,449,200 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (117,699)
<DISTRIBUTIONS-OF-GAINS> (9,846)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 359,701
<NUMBER-OF-SHARES-REDEEMED> (326,913)
<SHARES-REINVESTED> 4,329
<NET-CHANGE-IN-ASSETS> 705,396
<ACCUMULATED-NII-PRIOR> 164,030 <F1>
<ACCUMULATED-GAINS-PRIOR> 2,556,582 <F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 3,384,925 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 6,286,563 <F1>
<AVERAGE-NET-ASSETS> 5,660,515
<PER-SHARE-NAV-BEGIN> 19.630
<PER-SHARE-NII> 0.400
<PER-SHARE-GAIN-APPREC> (0.030)
<PER-SHARE-DIVIDEND> (0.406)
<PER-SHARE-DISTRIBUTIONS> (0.036)
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 19.558
<EXPENSE-RATIO> 1.64
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 21
<NAME> T.F.H.I. CLASS A
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 983,587,645 <F1>
<INVESTMENTS-AT-VALUE> 1,038,353,534 <F1>
<RECEIVABLES> 24,429,072 <F1>
<ASSETS-OTHER> 43,136 <F1>
<OTHER-ITEMS-ASSETS> 251,714 <F1>
<TOTAL-ASSETS> 1,063,077,456 <F1>
<PAYABLE-FOR-SECURITIES> 5,878,498 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 5,336,976 <F1>
<TOTAL-LIABILITIES> 11,215,474 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 788,911,394
<SHARES-COMMON-STOCK> 49,433,838
<SHARES-COMMON-PRIOR> 47,576,526
<ACCUMULATED-NII-CURRENT> (10,189,453)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (98,122,528)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 54,765,889 <F1>
<NET-ASSETS> 733,567,065
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 32,271,647 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (5,677,325)<F1>
<NET-INVESTMENT-INCOME> 26,594,322 <F1>
<REALIZED-GAINS-CURRENT> (3,385,420)<F1>
<APPREC-INCREASE-CURRENT> 4,068,142 <F1>
<NET-CHANGE-FROM-OPS> 27,277,044 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (20,471,505)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 4,233,096
<NUMBER-OF-SHARES-REDEEMED> (2,986,122)
<SHARES-REINVESTED> 610,338
<NET-CHANGE-IN-ASSETS> 27,292,327
<ACCUMULATED-NII-PRIOR> (9,046,242)<F1>
<ACCUMULATED-GAINS-PRIOR> (94,737,108)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 2,387,788 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 5,677,325 <F1>
<AVERAGE-NET-ASSETS> 720,716,120
<PER-SHARE-NAV-BEGIN> 14.845
<PER-SHARE-NII> 0.413
<PER-SHARE-GAIN-APPREC> 0.003
<PER-SHARE-DIVIDEND> (0.422)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 14.839
<EXPENSE-RATIO> 0.91
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 22
<NAME> T.F.H.I. CLASS B
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 983,587,645 <F1>
<INVESTMENTS-AT-VALUE> 1,038,353,534 <F1>
<RECEIVABLES> 24,429,072 <F1>
<ASSETS-OTHER> 43,136 <F1>
<OTHER-ITEMS-ASSETS> 251,714 <F1>
<TOTAL-ASSETS> 1,063,077,456 <F1>
<PAYABLE-FOR-SECURITIES> 5,878,498 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 5,336,976 <F1>
<TOTAL-LIABILITIES> 11,215,474 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 260,451,038
<SHARES-COMMON-STOCK> 17,656,586
<SHARES-COMMON-PRIOR> 15,466,416
<ACCUMULATED-NII-CURRENT> (10,189,453)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (98,122,528)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 54,765,889 <F1>
<NET-ASSETS> 261,951,697
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 32,271,647 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (5,677,325)<F1>
<NET-INVESTMENT-INCOME> 26,594,322 <F1>
<REALIZED-GAINS-CURRENT> (3,385,420)<F1>
<APPREC-INCREASE-CURRENT> 4,068,142 <F1>
<NET-CHANGE-FROM-OPS> 27,277,044 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (6,109,335)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 3,180,368
<NUMBER-OF-SHARES-REDEEMED> (1,148,948)
<SHARES-REINVESTED> 158,750
<NET-CHANGE-IN-ASSETS> 32,375,709
<ACCUMULATED-NII-PRIOR> (9,046,242)<F1>
<ACCUMULATED-GAINS-PRIOR> (94,737,108)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 2,387,788 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 5,677,325 <F1>
<AVERAGE-NET-ASSETS> 247,471,918
<PER-SHARE-NAV-BEGIN> 14.844
<PER-SHARE-NII> 0.350
<PER-SHARE-GAIN-APPREC> 0.009
<PER-SHARE-DIVIDEND> (0.367)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 14.836
<EXPENSE-RATIO> 1.67
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 23
<NAME> T.F.H.I. CLASS C
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 983,587,645 <F1>
<INVESTMENTS-AT-VALUE> 1,038,353,534 <F1>
<RECEIVABLES> 24,429,072 <F1>
<ASSETS-OTHER> 43,136 <F1>
<OTHER-ITEMS-ASSETS> 251,714 <F1>
<TOTAL-ASSETS> 1,063,077,456 <F1>
<PAYABLE-FOR-SECURITIES> 5,878,498 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 5,336,976 <F1>
<TOTAL-LIABILITIES> 11,215,474 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 56,045,642
<SHARES-COMMON-STOCK> 3,798,213
<SHARES-COMMON-PRIOR> 2,602,078
<ACCUMULATED-NII-CURRENT> (10,189,453)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (98,122,528)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 54,765,889 <F1>
<NET-ASSETS> 56,343,220
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 32,271,647 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (5,677,325)<F1>
<NET-INVESTMENT-INCOME> 26,594,322 <F1>
<REALIZED-GAINS-CURRENT> (3,385,420)<F1>
<APPREC-INCREASE-CURRENT> 4,068,142 <F1>
<NET-CHANGE-FROM-OPS> 27,277,044 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (1,156,693)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,327,094
<NUMBER-OF-SHARES-REDEEMED> (175,439)
<SHARES-REINVESTED> 44,480
<NET-CHANGE-IN-ASSETS> 17,721,940
<ACCUMULATED-NII-PRIOR> (9,046,242)<F1>
<ACCUMULATED-GAINS-PRIOR> (94,737,108)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 2,387,788 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 5,677,325 <F1>
<AVERAGE-NET-ASSETS> 47,069,908
<PER-SHARE-NAV-BEGIN> 14.842
<PER-SHARE-NII> 0.353
<PER-SHARE-GAIN-APPREC> 0.006
<PER-SHARE-DIVIDEND> (0.367)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 14.834
<EXPENSE-RATIO> 1.66
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 31
<NAME> CAL INS CLASS A
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 168,614,705 <F1>
<INVESTMENTS-AT-VALUE> 183,156,783 <F1>
<RECEIVABLES> 4,930,789 <F1>
<ASSETS-OTHER> 19,533 <F1>
<OTHER-ITEMS-ASSETS> 66,950 <F1>
<TOTAL-ASSETS> 188,174,055 <F1>
<PAYABLE-FOR-SECURITIES> 3,488,960 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 868,667 <F1>
<TOTAL-LIABILITIES> 4,357,627 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 131,990,509
<SHARES-COMMON-STOCK> 7,851,326
<SHARES-COMMON-PRIOR> 7,688,471
<ACCUMULATED-NII-CURRENT> 323,320 <F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (2,385,376)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 14,542,078 <F1>
<NET-ASSETS> 143,810,250
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 4,933,846 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (923,322)<F1>
<NET-INVESTMENT-INCOME> 4,010,524 <F1>
<REALIZED-GAINS-CURRENT> 1,498,106 <F1>
<APPREC-INCREASE-CURRENT> (1,087,747)<F1>
<NET-CHANGE-FROM-OPS> 4,420,883 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (3,420,983)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 489,586
<NUMBER-OF-SHARES-REDEEMED> (438,256)
<SHARES-REINVESTED> 111,525
<NET-CHANGE-IN-ASSETS> 3,155,640
<ACCUMULATED-NII-PRIOR> 486,148 <F1>
<ACCUMULATED-GAINS-PRIOR> (3,883,482)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 423,328 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 923,322 <F1>
<AVERAGE-NET-ASSETS> 141,943,421
<PER-SHARE-NAV-BEGIN> 18.294
<PER-SHARE-NII> 0.424
<PER-SHARE-GAIN-APPREC> 0.040
<PER-SHARE-DIVIDEND> (0.441)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 18.317
<EXPENSE-RATIO> 0.89
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 32
<NAME> CAL INS CLASS B
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 168,614,705 <F1>
<INVESTMENTS-AT-VALUE> 183,156,783 <F1>
<RECEIVABLES> 4,930,789 <F1>
<ASSETS-OTHER> 19,533 <F1>
<OTHER-ITEMS-ASSETS> 66,950 <F1>
<TOTAL-ASSETS> 188,174,055 <F1>
<PAYABLE-FOR-SECURITIES> 3,488,960 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 868,667 <F1>
<TOTAL-LIABILITIES> 4,357,627 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 34,677,315
<SHARES-COMMON-STOCK> 1,945,162
<SHARES-COMMON-PRIOR> 1,696,407
<ACCUMULATED-NII-CURRENT> 323,320 <F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (2,385,376)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 14,542,078 <F1>
<NET-ASSETS> 35,613,797
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 4,933,846 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (923,322)<F1>
<NET-INVESTMENT-INCOME> 4,010,524 <F1>
<REALIZED-GAINS-CURRENT> 1,498,106 <F1>
<APPREC-INCREASE-CURRENT> (1,087,747)<F1>
<NET-CHANGE-FROM-OPS> 4,420,883 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (667,012)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 358,724
<NUMBER-OF-SHARES-REDEEMED> (133,692)
<SHARES-REINVESTED> 23,723
<NET-CHANGE-IN-ASSETS> 4,587,622
<ACCUMULATED-NII-PRIOR> 486,148 <F1>
<ACCUMULATED-GAINS-PRIOR> (3,883,482)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 423,328 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 923,322 <F1>
<AVERAGE-NET-ASSETS> 32,591,849
<PER-SHARE-NAV-BEGIN> 18.289
<PER-SHARE-NII> 0.350
<PER-SHARE-GAIN-APPREC> 0.045
<PER-SHARE-DIVIDEND> (0.375)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 18.309
<EXPENSE-RATIO> 1.64
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 33
<NAME> CAL INS CLASS C
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 168,614,705 <F1>
<INVESTMENTS-AT-VALUE> 183,156,783 <F1>
<RECEIVABLES> 4,930,789 <F1>
<ASSETS-OTHER> 19,533 <F1>
<OTHER-ITEMS-ASSETS> 66,950 <F1>
<TOTAL-ASSETS> 188,174,055 <F1>
<PAYABLE-FOR-SECURITIES> 3,488,960 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 868,667 <F1>
<TOTAL-LIABILITIES> 4,357,627 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 4,668,582
<SHARES-COMMON-STOCK> 239,923
<SHARES-COMMON-PRIOR> 206,908
<ACCUMULATED-NII-CURRENT> 323,320 <F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (2,385,376)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 14,542,078 <F1>
<NET-ASSETS> 4,392,381
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 4,933,846 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (923,322)<F1>
<NET-INVESTMENT-INCOME> 4,010,524 <F1>
<REALIZED-GAINS-CURRENT> 1,498,106 <F1>
<APPREC-INCREASE-CURRENT> (1,087,747)<F1>
<NET-CHANGE-FROM-OPS> 4,420,883 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (85,357)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 82,584
<NUMBER-OF-SHARES-REDEEMED> (52,073)
<SHARES-REINVESTED> 2,504
<NET-CHANGE-IN-ASSETS> 608,818
<ACCUMULATED-NII-PRIOR> 486,148 <F1>
<ACCUMULATED-GAINS-PRIOR> (3,883,482)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 423,328 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 923,322 <F1>
<AVERAGE-NET-ASSETS> 4,169,387
<PER-SHARE-NAV-BEGIN> 18.286
<PER-SHARE-NII> 0.353
<PER-SHARE-GAIN-APPREC> 0.043
<PER-SHARE-DIVIDEND> (0.375)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 18.307
<EXPENSE-RATIO> 1.64
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 41
<NAME> MUNI INC CLASS A
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 908,436,085 <F1>
<INVESTMENTS-AT-VALUE> 987,835,798 <F1>
<RECEIVABLES> 43,442,548 <F1>
<ASSETS-OTHER> 22,012 <F1>
<OTHER-ITEMS-ASSETS> 107,936 <F1>
<TOTAL-ASSETS> 1,031,408,294 <F1>
<PAYABLE-FOR-SECURITIES> 21,386,311 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 4,361,426 <F1>
<TOTAL-LIABILITIES> 25,747,737 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 729,414,122
<SHARES-COMMON-STOCK> 49,976,424
<SHARES-COMMON-PRIOR> 48,593,827
<ACCUMULATED-NII-CURRENT> 600,632 <F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (14,911,024)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 79,399,713 <F1>
<NET-ASSETS> 785,937,321
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 31,135,439 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (4,991,458)<F1>
<NET-INVESTMENT-INCOME> 26,143,981 <F1>
<REALIZED-GAINS-CURRENT> 2,890,014 <F1>
<APPREC-INCREASE-CURRENT> (5,170,798)<F1>
<NET-CHANGE-FROM-OPS> 23,863,197 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (20,893,656)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 24,381,598
<NUMBER-OF-SHARES-REDEEMED> (23,672,374)
<SHARES-REINVESTED> 673,373
<NET-CHANGE-IN-ASSETS> 19,772,415
<ACCUMULATED-NII-PRIOR> 535,106 <F1>
<ACCUMULATED-GAINS-PRIOR> (17,801,038)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 2,355,248 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 4,991,458 <F1>
<AVERAGE-NET-ASSETS> 777,053,985
<PER-SHARE-NAV-BEGIN> 15.767
<PER-SHARE-NII> 0.425
<PER-SHARE-GAIN-APPREC> (0.043)
<PER-SHARE-DIVIDEND> (0.423)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 15.726
<EXPENSE-RATIO> 0.83
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 42
<NAME> MUNI INC CLASS B
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 908,436,085 <F1>
<INVESTMENTS-AT-VALUE> 987,835,798 <F1>
<RECEIVABLES> 43,442,548 <F1>
<ASSETS-OTHER> 22,012 <F1>
<OTHER-ITEMS-ASSETS> 107,936 <F1>
<TOTAL-ASSETS> 1,031,408,294 <F1>
<PAYABLE-FOR-SECURITIES> 21,386,311 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 4,361,426 <F1>
<TOTAL-LIABILITIES> 25,747,737 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 197,465,090
<SHARES-COMMON-STOCK> 13,071,321
<SHARES-COMMON-PRIOR> 13,395,856
<ACCUMULATED-NII-CURRENT> 600,632 <F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (14,911,024)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 79,399,713 <F1>
<NET-ASSETS> 205,468,292
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 31,135,439 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (4,991,458)<F1>
<NET-INVESTMENT-INCOME> 26,143,981 <F1>
<REALIZED-GAINS-CURRENT> 2,890,014 <F1>
<APPREC-INCREASE-CURRENT> (5,170,798)<F1>
<NET-CHANGE-FROM-OPS> 23,863,197 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (4,837,318)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 583,464
<NUMBER-OF-SHARES-REDEEMED> (1,070,062)
<SHARES-REINVESTED> 162,063
<NET-CHANGE-IN-ASSETS> (5,698,057)
<ACCUMULATED-NII-PRIOR> 535,106 <F1>
<ACCUMULATED-GAINS-PRIOR> (17,801,038)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 2,355,248 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 4,991,458 <F1>
<AVERAGE-NET-ASSETS> 207,914,511
<PER-SHARE-NAV-BEGIN> 15.764
<PER-SHARE-NII> 0.364
<PER-SHARE-GAIN-APPREC> (0.043)
<PER-SHARE-DIVIDEND> (0.366)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 15.719
<EXPENSE-RATIO> 1.61
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 43
<NAME> MUNI INC CLASS C
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 908,436,085 <F1>
<INVESTMENTS-AT-VALUE> 987,835,798 <F1>
<RECEIVABLES> 43,442,548 <F1>
<ASSETS-OTHER> 22,012 <F1>
<OTHER-ITEMS-ASSETS> 107,936 <F1>
<TOTAL-ASSETS> 1,031,408,294 <F1>
<PAYABLE-FOR-SECURITIES> 21,386,311 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 4,361,426 <F1>
<TOTAL-LIABILITIES> 25,747,737 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 13,692,024
<SHARES-COMMON-STOCK> 907,828
<SHARES-COMMON-PRIOR> 970,252
<ACCUMULATED-NII-CURRENT> 600,632 <F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (14,911,024)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 79,399,713 <F1>
<NET-ASSETS> 14,254,944
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 31,135,439 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (4,991,458)<F1>
<NET-INVESTMENT-INCOME> 26,143,981 <F1>
<REALIZED-GAINS-CURRENT> 2,890,014 <F1>
<APPREC-INCREASE-CURRENT> (5,170,798)<F1>
<NET-CHANGE-FROM-OPS> 23,863,197 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (347,481)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 95,611
<NUMBER-OF-SHARES-REDEEMED> (170,938)
<SHARES-REINVESTED> 12,903
<NET-CHANGE-IN-ASSETS> (1,024,056)
<ACCUMULATED-NII-PRIOR> 535,106 <F1>
<ACCUMULATED-GAINS-PRIOR> (17,801,038)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 2,355,248 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 4,991,458 <F1>
<AVERAGE-NET-ASSETS> 14,895,465
<PER-SHARE-NAV-BEGIN> 15.747
<PER-SHARE-NII> 0.364
<PER-SHARE-GAIN-APPREC> (0.043)
<PER-SHARE-DIVIDEND> (0.366)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 15.702
<EXPENSE-RATIO> 1.61
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 51
<NAME> INTER TERM MUNI A
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 37,078,152 <F1>
<INVESTMENTS-AT-VALUE> 39,659,628 <F1>
<RECEIVABLES> 2,248,317 <F1>
<ASSETS-OTHER> 0 <F1>
<OTHER-ITEMS-ASSETS> 329 <F1>
<TOTAL-ASSETS> 41,908,274 <F1>
<PAYABLE-FOR-SECURITIES> 2,547,492 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 1,420,079 <F1>
<TOTAL-LIABILITIES> 3,967,571 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 18,193,417
<SHARES-COMMON-STOCK> 1,803,742
<SHARES-COMMON-PRIOR> 1,226,471
<ACCUMULATED-NII-CURRENT> 34,186 <F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (299,447)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 2,581,476 <F1>
<NET-ASSETS> 19,099,931
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 1,079,690 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (304,553)<F1>
<NET-INVESTMENT-INCOME> 775,137 <F1>
<REALIZED-GAINS-CURRENT> 38,959 <F1>
<APPREC-INCREASE-CURRENT> 147,743 <F1>
<NET-CHANGE-FROM-OPS> 961,839 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (398,519)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 765,010
<NUMBER-OF-SHARES-REDEEMED> (215,629)
<SHARES-REINVESTED> 27,890
<NET-CHANGE-IN-ASSETS> 6,177,489
<ACCUMULATED-NII-PRIOR> 33,324 <F1>
<ACCUMULATED-GAINS-PRIOR> (338,406)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 90,569 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 304,553 <F1>
<AVERAGE-NET-ASSETS> 17,424,077
<PER-SHARE-NAV-BEGIN> 10.536
<PER-SHARE-NII> 0.236
<PER-SHARE-GAIN-APPREC> 0.060
<PER-SHARE-DIVIDEND> (0.243)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 10.589
<EXPENSE-RATIO> 1.28
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 53
<NAME> INTER TERM MUNI C
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 37,078,152 <F1>
<INVESTMENTS-AT-VALUE> 39,659,628 <F1>
<RECEIVABLES> 2,248,317 <F1>
<ASSETS-OTHER> 0 <F1>
<OTHER-ITEMS-ASSETS> 329 <F1>
<TOTAL-ASSETS> 41,908,274 <F1>
<PAYABLE-FOR-SECURITIES> 2,547,492 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 1,420,079 <F1>
<TOTAL-LIABILITIES> 3,967,571 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 2,622,686
<SHARES-COMMON-STOCK> 289,566
<SHARES-COMMON-PRIOR> 290,114
<ACCUMULATED-NII-CURRENT> 34,186 <F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (299,447)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 2,581,476 <F1>
<NET-ASSETS> 3,062,381
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 1,079,690 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (304,553)<F1>
<NET-INVESTMENT-INCOME> 775,137 <F1>
<REALIZED-GAINS-CURRENT> 38,959 <F1>
<APPREC-INCREASE-CURRENT> 147,743 <F1>
<NET-CHANGE-FROM-OPS> 961,839 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (58,539)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 38,670
<NUMBER-OF-SHARES-REDEEMED> (43,875)
<SHARES-REINVESTED> 4,657
<NET-CHANGE-IN-ASSETS> 8,837
<ACCUMULATED-NII-PRIOR> 33,324 <F1>
<ACCUMULATED-GAINS-PRIOR> (338,406)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 90,569 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 304,553 <F1>
<AVERAGE-NET-ASSETS> 2,980,298
<PER-SHARE-NAV-BEGIN> 10.525
<PER-SHARE-NII> 0.206
<PER-SHARE-GAIN-APPREC> 0.052
<PER-SHARE-DIVIDEND> (0.207)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 10.576
<EXPENSE-RATIO> 2.05
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 52
<NAME> INTER TERM MUNI B
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 37,078,152 <F1>
<INVESTMENTS-AT-VALUE> 39,659,628 <F1>
<RECEIVABLES> 2,248,317 <F1>
<ASSETS-OTHER> 0 <F1>
<OTHER-ITEMS-ASSETS> 329 <F1>
<TOTAL-ASSETS> 41,908,274 <F1>
<PAYABLE-FOR-SECURITIES> 2,547,492 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 1,420,079 <F1>
<TOTAL-LIABILITIES> 3,967,571 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 14,808,385
<SHARES-COMMON-STOCK> 1,491,739
<SHARES-COMMON-PRIOR> 1,559,757
<ACCUMULATED-NII-CURRENT> 34,186 <F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (299,447)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 2,581,476 <F1>
<NET-ASSETS> 15,778,391
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 1,079,690 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (304,553)<F1>
<NET-INVESTMENT-INCOME> 775,137 <F1>
<REALIZED-GAINS-CURRENT> 38,959 <F1>
<APPREC-INCREASE-CURRENT> 147,743 <F1>
<NET-CHANGE-FROM-OPS> 961,839 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (317,217)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 74,455
<NUMBER-OF-SHARES-REDEEMED> (159,577)
<SHARES-REINVESTED> 17,104
<NET-CHANGE-IN-ASSETS> (640,091)
<ACCUMULATED-NII-PRIOR> 33,324 <F1>
<ACCUMULATED-GAINS-PRIOR> (338,406)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 90,569 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 304,553 <F1>
<AVERAGE-NET-ASSETS> 16,173,013
<PER-SHARE-NAV-BEGIN> 10.526
<PER-SHARE-NII> 0.206
<PER-SHARE-GAIN-APPREC> 0.052
<PER-SHARE-DIVIDEND> (0.207)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 10.577
<EXPENSE-RATIO> 2.04
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 61
<NAME> FL INSD A
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 49,329,914 <F1>
<INVESTMENTS-AT-VALUE> 52,781,082 <F1>
<RECEIVABLES> 1,710,062 <F1>
<ASSETS-OTHER> 15,059 <F1>
<OTHER-ITEMS-ASSETS> 524,836 <F1>
<TOTAL-ASSETS> 55,031,039 <F1>
<PAYABLE-FOR-SECURITIES> 4,383,000 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 326,470 <F1>
<TOTAL-LIABILITIES> 4,709,470 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 24,470,490
<SHARES-COMMON-STOCK> 1,673,866
<SHARES-COMMON-PRIOR> 1,887,297
<ACCUMULATED-NII-CURRENT> (61,601)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> 313,484 <F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 3,451,168 <F1>
<NET-ASSETS> 26,048,652
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 1,354,871 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (256,823)<F1>
<NET-INVESTMENT-INCOME> (1,098,048)<F1>
<REALIZED-GAINS-CURRENT> 279,914 <F1>
<APPREC-INCREASE-CURRENT> (186,601)<F1>
<NET-CHANGE-FROM-OPS> 1,191,361 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (651,842)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 252,443
<NUMBER-OF-SHARES-REDEEMED> (485,672)
<SHARES-REINVESTED> 19,798
<NET-CHANGE-IN-ASSETS> (3,298,369)
<ACCUMULATED-NII-PRIOR> (4,556)<F1>
<ACCUMULATED-GAINS-PRIOR> (593,398)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 123,820 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 386,898 <F1>
<AVERAGE-NET-ASSETS> 26,181,212
<PER-SHARE-NAV-BEGIN> 15.550
<PER-SHARE-NII> 0.368
<PER-SHARE-GAIN-APPREC> 0.031
<PER-SHARE-DIVIDEND> (0.387)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 15.562
<EXPENSE-RATIO> 0.68
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 62
<NAME> FL INSD B
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 49,329,914 <F1>
<INVESTMENTS-AT-VALUE> 52,781,082 <F1>
<RECEIVABLES> 1,710,062 <F1>
<ASSETS-OTHER> 15,059 <F1>
<OTHER-ITEMS-ASSETS> 524,836 <F1>
<TOTAL-ASSETS> 55,031,039 <F1>
<PAYABLE-FOR-SECURITIES> 4,383,000 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 326,470 <F1>
<TOTAL-LIABILITIES> 4,709,470 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 21,591,580
<SHARES-COMMON-STOCK> 1,481,431
<SHARES-COMMON-PRIOR> 1,446,624
<ACCUMULATED-NII-CURRENT> (61,601)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (313,484)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 3,451,168 <F1>
<NET-ASSETS> 23,060,946
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 1,354,871 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (256,823)<F1>
<NET-INVESTMENT-INCOME> 1,098,048 <F1>
<REALIZED-GAINS-CURRENT> 279,914 <F1>
<APPREC-INCREASE-CURRENT> (186,601)<F1>
<NET-CHANGE-FROM-OPS> 1,191,361 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (480,487)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 171,094
<NUMBER-OF-SHARES-REDEEMED> (149,758)
<SHARES-REINVESTED> 13,471
<NET-CHANGE-IN-ASSETS> 559,009
<ACCUMULATED-NII-PRIOR> (4,556)<F1>
<ACCUMULATED-GAINS-PRIOR> (593,398)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 123,820 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 386,898 <F1>
<AVERAGE-NET-ASSETS> 22,656,258
<PER-SHARE-NAV-BEGIN> 15.554
<PER-SHARE-NII> 0.312
<PER-SHARE-GAIN-APPREC> 0.031
<PER-SHARE-DIVIDEND> (0.330)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 15.567
<EXPENSE-RATIO> 1.43
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 63
<NAME> FL INSD C
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 49,329,914 <F1>
<INVESTMENTS-AT-VALUE> 52,781,082 <F1>
<RECEIVABLES> 1,710,062 <F1>
<ASSETS-OTHER> 15,059 <F1>
<OTHER-ITEMS-ASSETS> 524,836 <F1>
<TOTAL-ASSETS> 55,031,039 <F1>
<PAYABLE-FOR-SECURITIES> 4,383,000 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 326,470 <F1>
<TOTAL-LIABILITIES> 4,709,470 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,183,416
<SHARES-COMMON-STOCK> 77,771
<SHARES-COMMON-PRIOR> 76,703
<ACCUMULATED-NII-CURRENT> (61,601)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (313,484)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 3,451,168 <F1>
<NET-ASSETS> 1,211,971
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 1,354,871 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (256,823)<F1>
<NET-INVESTMENT-INCOME> 1,098,048 <F1>
<REALIZED-GAINS-CURRENT> 279,914 <F1>
<APPREC-INCREASE-CURRENT> (186,601)<F1>
<NET-CHANGE-FROM-OPS> 1,191,361 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (22,764)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 35,454
<NUMBER-OF-SHARES-REDEEMED> (35,293)
<SHARES-REINVESTED> 907
<NET-CHANGE-IN-ASSETS> 16,886
<ACCUMULATED-NII-PRIOR> (4,556)<F1>
<ACCUMULATED-GAINS-PRIOR> (593,398)<F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 123,820 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 386,898 <F1>
<AVERAGE-NET-ASSETS> 1,082,629
<PER-SHARE-NAV-BEGIN> 15.581
<PER-SHARE-NII> 0.313
<PER-SHARE-GAIN-APPREC> 0.020
<PER-SHARE-DIVIDEND> (0.330)
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 15.584
<EXPENSE-RATIO> 1.42
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 81
<NAME> N.Y.T.F. CLASS A
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 40,266,650 <F1>
<INVESTMENTS-AT-VALUE> 42,491,241 <F1>
<RECEIVABLES> 1,046,521 <F1>
<ASSETS-OTHER> 16,147 <F1>
<OTHER-ITEMS-ASSETS> 27,116 <F1>
<TOTAL-ASSETS> 43,581,025 <F1>
<PAYABLE-FOR-SECURITIES> 1,760,678 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 191,812 <F1>
<TOTAL-LIABILITIES> 1,952,490 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 21,478,758
<SHARES-COMMON-STOCK> 1,425,074
<SHARES-COMMON-PRIOR> 1,142,337
<ACCUMULATED-NII-CURRENT> (23,159)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (206,201)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 2,224,591 <F1>
<NET-ASSETS> 22,604,845
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 1,002,967 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (140,157)<F1>
<NET-INVESTMENT-INCOME> 862,810 <F1>
<REALIZED-GAINS-CURRENT> 206,247 <F1>
<APPREC-INCREASE-CURRENT> 139,451 <F1>
<NET-CHANGE-FROM-OPS> 1,208,508 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (517,956)
<DISTRIBUTIONS-OF-GAINS> (22,101)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 328,507
<NUMBER-OF-SHARES-REDEEMED> (71,028)
<SHARES-REINVESTED> 25,258
<NET-CHANGE-IN-ASSETS> 4,630,506
<ACCUMULATED-NII-PRIOR> 28 <F1>
<ACCUMULATED-GAINS-PRIOR> 40,951 <F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 111,427 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 314,842 <F1>
<AVERAGE-NET-ASSETS> 20,568,769
<PER-SHARE-NAV-BEGIN> 15.734
<PER-SHARE-NII> 0.392
<PER-SHARE-GAIN-APPREC> 0.152
<PER-SHARE-DIVIDEND> (0.399)
<PER-SHARE-DISTRIBUTIONS> (0.017)
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 15.862
<EXPENSE-RATIO> 0.41
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 82
<NAME> N.Y.T.F. CLASS B
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 40,266,650 <F1>
<INVESTMENTS-AT-VALUE> 42,491,241 <F1>
<RECEIVABLES> 1,046,521 <F1>
<ASSETS-OTHER> 16,147 <F1>
<OTHER-ITEMS-ASSETS> 27,116 <F1>
<TOTAL-ASSETS> 43,581,025 <F1>
<PAYABLE-FOR-SECURITIES> 1,760,678 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 191,812 <F1>
<TOTAL-LIABILITIES> 1,952,490 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 15,685,732
<SHARES-COMMON-STOCK> 1,067,270
<SHARES-COMMON-PRIOR> 833,648
<ACCUMULATED-NII-CURRENT> (23,159)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (206,201)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 2,224,591 <F1>
<NET-ASSETS> 16,917,885
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 1,002,967 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (140,157)<F1>
<NET-INVESTMENT-INCOME> 862,810 <F1>
<REALIZED-GAINS-CURRENT> 206,247 <F1>
<APPREC-INCREASE-CURRENT> 139,451 <F1>
<NET-CHANGE-FROM-OPS> 1,208,508 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (328,577)
<DISTRIBUTIONS-OF-GAINS> (16,870)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 277,861
<NUMBER-OF-SHARES-REDEEMED> (54,698)
<SHARES-REINVESTED> 10,459
<NET-CHANGE-IN-ASSETS> 3,807,408
<ACCUMULATED-NII-PRIOR> 28 <F1>
<ACCUMULATED-GAINS-PRIOR> 40,951 <F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 111,427 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 314,842 <F1>
<AVERAGE-NET-ASSETS> 15,134,676
<PER-SHARE-NAV-BEGIN> 15.727
<PER-SHARE-NII> 0.334
<PER-SHARE-GAIN-APPREC> 0.153
<PER-SHARE-DIVIDEND> (0.345)
<PER-SHARE-DISTRIBUTIONS> (0.017)
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 15.852
<EXPENSE-RATIO> 1.17
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
<F1> This item relates to the Fund on a composite
basis and not on a class basis
</LEGEND>
<SERIES>
<NUMBER> 83
<NAME> N.Y.T.F. CLASS C
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> JUN-30-1998
<INVESTMENTS-AT-COST> 40,266,650 <F1>
<INVESTMENTS-AT-VALUE> 42,491,241 <F1>
<RECEIVABLES> 1,046,521 <F1>
<ASSETS-OTHER> 16,147 <F1>
<OTHER-ITEMS-ASSETS> 27,116 <F1>
<TOTAL-ASSETS> 43,581,025 <F1>
<PAYABLE-FOR-SECURITIES> 1,760,678 <F1>
<SENIOR-LONG-TERM-DEBT> 0 <F1>
<OTHER-ITEMS-LIABILITIES> 191,812 <F1>
<TOTAL-LIABILITIES> 1,952,490 <F1>
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 2,056,412
<SHARES-COMMON-STOCK> 132,873
<SHARES-COMMON-PRIOR> 65,610
<ACCUMULATED-NII-CURRENT> (23,159)<F1>
<OVERDISTRIBUTION-NII> 0 <F1>
<ACCUMULATED-NET-GAINS> (206,201)<F1>
<OVERDISTRIBUTION-GAINS> 0 <F1>
<ACCUM-APPREC-OR-DEPREC> 2,224,591 <F1>
<NET-ASSETS> 2,105,805
<DIVIDEND-INCOME> 0 <F1>
<INTEREST-INCOME> 1,002,967 <F1>
<OTHER-INCOME> 0 <F1>
<EXPENSES-NET> (140,157)<F1>
<NET-INVESTMENT-INCOME> 862,810 <F1>
<REALIZED-GAINS-CURRENT> 206,247 <F1>
<APPREC-INCREASE-CURRENT> 139,451 <F1>
<NET-CHANGE-FROM-OPS> 1,208,508 <F1>
<EQUALIZATION> 0 <F1>
<DISTRIBUTIONS-OF-INCOME> (39,464)
<DISTRIBUTIONS-OF-GAINS> (2,026)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 70,003
<NUMBER-OF-SHARES-REDEEMED> (4,034)
<SHARES-REINVESTED> 1,294
<NET-CHANGE-IN-ASSETS> 1,074,033
<ACCUMULATED-NII-PRIOR> 28 <F1>
<ACCUMULATED-GAINS-PRIOR> 40,951 <F1>
<OVERDISTRIB-NII-PRIOR> 0 <F1>
<OVERDIST-NET-GAINS-PRIOR> 0 <F1>
<GROSS-ADVISORY-FEES> 111,427 <F1>
<INTEREST-EXPENSE> 0 <F1>
<GROSS-EXPENSE> 314,842 <F1>
<AVERAGE-NET-ASSETS> 1,826,868
<PER-SHARE-NAV-BEGIN> 15.726
<PER-SHARE-NII> 0.336
<PER-SHARE-GAIN-APPREC> 0.148
<PER-SHARE-DIVIDEND> (0.345)
<PER-SHARE-DISTRIBUTIONS> (0.017)
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 15.848
<EXPENSE-RATIO> 1.16
<AVG-DEBT-OUTSTANDING> 0 <F1>
<AVG-DEBT-PER-SHARE> 0 <F1>
</TABLE>
