AMERITAS VARIABLE LIFE INSURANCE COMPANY
SEPARATE ACCOUNT V
ENCORE!
Supplement to Prospectus dated May 1, 1997
The prospectus is amended at page 4 to change the definition
of Guaranteed Death Benefit Period to read as follows:
GUARANTEED DEATH BENEFIT (IN MARYLAND, "GUARANTEED DEATH
BENEFIT TO PREVENT LAPSE") PERIOD - The number of years the
Guaranteed Death Benefit provision will apply. The period will
vary based upon the Insured's Issue Age and rating class. The
period ranges from 3 to 25 years, and may be restricted as a
result of state law. In Massachusetts, state policy restricts
the period to no greater than five years. This benefit is
provided without an additional policy charge. (See page 18.)
The date of this Supplement is September 15, 1997.
