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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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<PAGE> PAGE 42
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<PAGE> PAGE 43
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<PAGE> PAGE 44
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<PAGE> PAGE 45
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<PAGE> PAGE 46
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<PAGE> PAGE 47
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<PAGE> PAGE 48
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<PAGE> PAGE 49
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SIGNATURE GLADYS C. MILLAN
TITLE COMPLIANCE ADMINIST.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 1
<NAME> LARGE CAP GROWTH
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 461348
<INVESTMENTS-AT-VALUE> 522774
<RECEIVABLES> 627
<ASSETS-OTHER> 108
<OTHER-ITEMS-ASSETS> 1888
<TOTAL-ASSETS> 525397
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1252
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<PAID-IN-CAPITAL-COMMON> 474681
<SHARES-COMMON-STOCK> 29965
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<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (1410)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 50874
<NET-ASSETS> 524145
<DIVIDEND-INCOME> 7216
<INTEREST-INCOME> 757
<OTHER-INCOME> 0
<EXPENSES-NET> 1940
<NET-INVESTMENT-INCOME> 6033
<REALIZED-GAINS-CURRENT> 70842
<APPREC-INCREASE-CURRENT> (979)
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<EQUALIZATION> 0
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<DISTRIBUTIONS-OF-GAINS> (71587)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 5608
<NUMBER-OF-SHARES-REDEEMED> (1960)
<SHARES-REINVESTED> 4422
<NET-CHANGE-IN-ASSETS> 143869
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<TABLE> <S> <C>
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<SERIES>
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<NAME> MONEY MARKET
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 212394
<INVESTMENTS-AT-VALUE> 212394
<RECEIVABLES> 926
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<SENIOR-EQUITY> 0
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<SHARES-COMMON-STOCK> 21324
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<OVERDISTRIBUTION-GAINS> 0
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<NET-ASSETS> 213235
<DIVIDEND-INCOME> 0
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<EXPENSES-NET> 606
<NET-INVESTMENT-INCOME> 10365
<REALIZED-GAINS-CURRENT> 0
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<NET-CHANGE-FROM-OPS> 10365
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (10635)
<DISTRIBUTIONS-OF-GAINS> 0
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<NUMBER-OF-SHARES-SOLD> 16617
<NUMBER-OF-SHARES-REDEEMED> (14921)
<SHARES-REINVESTED> 1037
<NET-CHANGE-IN-ASSETS> 27326
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
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<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 499
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<GROSS-EXPENSE> 606
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<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> .52
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<PER-SHARE-DIVIDEND> (.52)
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 4
<NAME> GROWTH&INCOME
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 1643518
<INVESTMENTS-AT-VALUE> 2043447
<RECEIVABLES> 4297
<ASSETS-OTHER> 671
<OTHER-ITEMS-ASSETS> 3049
<TOTAL-ASSETS> 2051464
<PAYABLE-FOR-SECURITIES> 2098
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1439
<TOTAL-LIABILITIES> 3537
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1686878
<SHARES-COMMON-STOCK> 139748
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (396)
<OVERDISTRIBUTION-GAINS> 1517
<ACCUM-APPREC-OR-DEPREC> 359928
<NET-ASSETS> 2047927
<DIVIDEND-INCOME> 40291
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<EXPENSES-NET> 4891
<NET-INVESTMENT-INCOME> 40433
<REALIZED-GAINS-CURRENT> 214384
<APPREC-INCREASE-CURRENT> 79058
<NET-CHANGE-FROM-OPS> 333875
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (40433)
<DISTRIBUTIONS-OF-GAINS> (214837)
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<NUMBER-OF-SHARES-SOLD> 14713
<NUMBER-OF-SHARES-REDEEMED> (6988)
<SHARES-REINVESTED> 17357
<NET-CHANGE-IN-ASSETS> 449342
<ACCUMULATED-NII-PRIOR> 0
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<OVERDIST-NET-GAINS-PRIOR> 0
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<GROSS-EXPENSE> 4891
<AVERAGE-NET-ASSETS> 1806370
<PER-SHARE-NAV-BEGIN> 13.94
<PER-SHARE-NII> .34
<PER-SHARE-GAIN-APPREC> 2.43
<PER-SHARE-DIVIDEND> (.34)
<PER-SHARE-DISTRIBUTIONS> (1.72)
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 14.65
<EXPENSE-RATIO> .27
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 5
<NAME> MANAGED
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 2155165
<INVESTMENTS-AT-VALUE> 2416492
<RECEIVABLES> 21112
<ASSETS-OTHER> 1745
<OTHER-ITEMS-ASSETS> 7
<TOTAL-ASSETS> 2439356
<PAYABLE-FOR-SECURITIES> 2098
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1439
<TOTAL-LIABILITIES> 3537
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 2235893
<SHARES-COMMON-STOCK> 178745
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<ACCUMULATED-NET-GAINS> (15433)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 166200
<NET-ASSETS> 2386660
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<EXPENSES-NET> 7975
<NET-INVESTMENT-INCOME> 97874
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<APPREC-INCREASE-CURRENT> (58766)
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<DISTRIBUTIONS-OF-INCOME> (97874)
<DISTRIBUTIONS-OF-GAINS> (195066)
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<NUMBER-OF-SHARES-REDEEMED> (10626)
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<GROSS-EXPENSE> 7975
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<PER-SHARE-NAV-BEGIN> 13.73
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<PER-SHARE-DIVIDEND> (.61)
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<PER-SHARE-NAV-END> 13.35
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 2
<NAME> SOBEREIGN BOND
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 662837
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<PER-SHARE-NAV-BEGIN> 10.13
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 6
<NAME> INTERNATIONAL EQUITIES
<MULTIPLIER> 1000
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<TABLE> <S> <C>
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<NAME> REAL ESTATE EQUITY
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<S> <C>
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<NAME> SPECIAL OPPORTUNITIES
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<S> <C>
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<NAME> SHORT-TERM US GOVERNMENT
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<S> <C>
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<TABLE> <S> <C>
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<NAME> SMALL CAP GROWTH
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<S> <C>
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
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<NAME> INTERNATIONAL BALANCED
<MULTIPLIER> 1000
<S> <C>
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<PERIOD-END> DEC-31-1996
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 12
<NAME> MID CAP GROWTH
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<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> DEC-31-1996
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<NET-ASSETS> 19781
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<NET-CHANGE-IN-ASSETS> 19781
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<PER-SHARE-NAV-BEGIN> 10
<PER-SHARE-NII> .16
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 15
<NAME> SMALL CAP VALUE
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<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 8616
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<ACCUM-APPREC-OR-DEPREC> 700
<NET-ASSETS> 10541
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 16
<NAME> INTERNATIONAL OPPORTUNITIES
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> DEC-31-1996
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 17
<NAME> EQUITY INDEX
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
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ERNST & YOUNG LLP 200 Clarendon Street Phone: 617-266-2000
Boston, Fax: 617-266-5843
To the Board of Trustees
John Hancock Variable Series Trust I
In planning and performing our audit of the financial statements of John
Hancock Variable Series Trust I (comprising, respectively, the Sovereign
Bond, International Equities, Money Market, Real Estate Equity, Special
Opportunities, Managed, Short-Term U S. Government, Growth & Income,
Large Cap Growth, Large Cap Value, Mid Cap Growth, Mid Cap Value,
Small Cap Growth, Small Cap Value, International Balanced, International
Opportunities, Strategic Bond and Equity Index Portfolios) for the year
ended December 31, 1996, we considered its internal control structure,
including procedures for safeguarding securities, in order to determine our
control structure including procedures for safeguarding securities, in order
to determine our auditing procedures for the purpose of expressing our
opinion on the financial statements and to comply with the requirements
of Form N-SAR, not to provide assurance on the internal control structure.
The management of John Hancock Variable Series Trust I is responsible
or establishing and maintaining an internal control structure. In fulfilling
this responsibility, estimates and judgments by management are required to
assess the expected benefits and related costs of internal control structure
policies and procedures. Two of the objectives of an internal control
structure are to provide management with reasonable, but not absolute,
assurance that assets are safeguarded against loss from unauthorized use or
disposition and that transactions are executed in accordance with
management's authorization and recorded properly to permit preparation
of financial statements in conformity with generally accepted accounting
principles.
Because of inherent limitations in any internal control structure, errors or
irregularities may occur and not be detected. Also, projection of any
evaluation of the structure to future periods is subject to the risk that it
may become inadequate because of changes in conditions or that the
effectiveness of the design and operation may deteriorate.
Our consideration of the internal control structure would not necessarily
disclose all matters in the internal control structure that might be material
weaknesses under standards estalished by the Certified Public Accountants.
A material weakness is a condition in which the design or operation of the
specific internal control structure elements does not reduce to a relatively
low level the risk that errors or irregularities in amounts that would be
material in relation to the financial statements being audited may occur and
not be detected within a timely period by employees in the normal course
of performing their assigned functions. However, we noted no matters
involving the internal control structure, including procedures for
safeguarding securities, that we consider to be material weaknesses as
defined above at December 31, 1996.
This report is intended solely for the information and use of management
and the Securities and Exchange Com missions.
Manually Signed ERNST & YOUNG LLP
February 7, 1997
Ernst & Young is a member of Ernst & Young International, Ltd.
