HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT TWO
497J, 1998-07-08
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                                                    ALLISON MACINNIS
                                                    Legal Specialist


July 8, 1998



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Attention: Filing Room

Re:  Hartford Life Insurance Company
     Separate Account Two - Nations Variable Annuity
     File No. 333-41213

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify
that:

     1.  The form of prospectus and Statement of Additional Information
         that would have been filed, on behalf of the Registrant, under
         paragraph (c) under this section did not differ from that
         contained in the Registrant's most recent post-effective
         amendment; and

     2.  The text of the Registrant's most recent post-effective
         amendment has been filed electronically with the Securities and
         Exchange Commission on April 14, 1998.

If you have any additional questions, please feel free to contact me at 
(860) 843-8697.

Sincerely yours,

/s/ Allison S. MacInnis

Allison S. MacInnis


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