HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT TWO
497J, 1998-10-01
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                                                                         [LOGO]
                                                                 HARTFORD LIFE



                                                  ALLISON S. MACINNIS
                                                  LEGAL SPECIALIST



October 1, 1998



Securities and Exchange Commission
450 Fifth Street, NW
Washington, D.C.  20549
ATTN: Filing Room

Re:  Hartford Life Insurance Company Separate Account Two ("Registrant")
     The Director Variable Annuity
     The BB&T Director 
     The AmSouth Variable Annuity
     The Director Select
     File No.  33-73570

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify
that:

1.   The form of the Prospectuses and Statement of Additional Information that
     would have been filed, on behalf of the Registrant, under paragraph (c)
     under this section did not differ from that contained in the Registrant's
     most recent post-effective amendment; and
2.   The text of the Registrant's most recent post-effective amendment has been
     filed electronically with the Securities and Exchange Commission on
     September 28, 1998.

If you have any additional questions, please feel free to contact me at (860)
843-8697.

Sincerely yours,

/s/ Allison S. MacInnis

Allison S. MacInnis


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