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HARTFORD LIFE
ALLISON S. MACINNIS
LEGAL SPECIALIST
October 1, 1998
Securities and Exchange Commission
450 Fifth Street, NW
Washington, D.C. 20549
ATTN: Filing Room
Re: Hartford Life Insurance Company Separate Account Two ("Registrant")
The Director Access
File No. 333-45301
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify
that:
1. The form of the Prospectus and Statement of Additional Information that
would have been filed, on behalf of the Registrant, under paragraph (c)
under this section did not differ from that contained in the
Registrant's most recent post-effective amendment; and
2. The text of the Registrant's most recent post-effective amendment has
been filed electronically with the Securities and Exchange Commission
on September 29, 1998.
If you have any additional questions, please feel free to contact me at
(860) 843-8697.
Sincerely yours,
/s/ Allison S. MacInnis
Allison S. MacInnis
