HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT TWO
485BPOS, EX-10, 2000-06-26
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                                                           ARTHUR ANDERSEN LLP



                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS



As independent public accountants, we hereby consent to the use of our
reports (and to all references to our Firm) included in or made a part of
this Registration Statement File No. 333-69489 for Hartford Life Insurance
Company Separate Account Two on Form N-4.


Hartford, Connecticut                                /s/ Arthur Andersen LLP
June 26, 2000


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