<PAGE>
As filed with the Securities and Exchange Commission on June 26, 2000.
File No. 333-41213
811-04732
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM N-4
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
Pre-Effective Amendment No. [ ]
-----
Post-Effective Amendment No. 7 [X]
------
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
Amendment No. 161 [X]
---------
HARTFORD LIFE INSURANCE COMPANY
SEPARATE ACCOUNT TWO
(Exact Name of Registrant)
HARTFORD LIFE INSURANCE COMPANY
(Name of Depositor)
P. O. BOX 2999
HARTFORD, CT 06104-2999
(Address of Depositor's Principal Offices)
(860) 843-6733
(Depositor's Telephone Number, Including Area Code)
Marianne O'Doherty
HARTFORD LIFE
P. O. BOX 2999
HARTFORD, CT 06104-2999
(Name and Address of Agent for Service)
It is proposed that this filing will become effective:
immediately upon filing pursuant to paragraph (b) of Rule 485
------
X on July 3, 2000 pursuant to paragraph (b) of Rule 485
------
60 days after filing pursuant to paragraph (a)(1) of Rule 485
------
on __________, 2000 pursuant to paragraph (a)(1) of Rule 485
------
this post-effective amendment designates a new effective date
------ for a previously filed post-effective amendment.
<PAGE>
PURSUANT TO RULE 24F-2(a)(1) UNDER THE INVESTMENT COMPANY ACT OF 1940, THE
REGISTRANT HAS REGISTERED AN INDEFINITE AMOUNT OF SECURITIES.
<PAGE>
CROSS REFERENCE SHEET
PURSUANT TO RULE 495(A)
N-4 Item No. Prospectus Heading
--------------------------------------------------------------------
1. Cover Page Hartford Life Insurance Company -
Separate Account Two
2. Definitions Glossary of Special Terms
3. Synopsis or Highlights Summary
4. Condensed Financial Yield Information
Information
5. General Description of Hartford Life Insurance Company,
Registrant The Separate Account, The Fixed
Accounts, and The Funds
6. Deductions Contract Charges
7. General Description of The Contract, The Separate
Annuity Contracts Account, The Fixed Accounts, and
Surrenders
8. Annuity Period Settlement Provisions
9. Death Benefit Death Benefits
10. Purchases and Contract Value The Contract, and
Contract Value
11. Redemptions Surrenders
12. Taxes Federal Tax Considerations
13. Legal Proceedings Legal Matters and Experts
14. Table of Contents of the Table of Contents to
Statement of Additional Statement of Additional
Information Information
15. Cover Page Part B; Statement of Additional
Information
<PAGE>
16. Table of Contents Table of Contents
17. General Information and History Summary
18. Services None
19. Purchase of Securities Distribution of Contracts
being Offered
20. Underwriters Distribution of Contracts
21. Calculation of Performance Data Calculation of Yield and Return
22. Annuity Payments Settlement Provisions
23. Financial Statements Financial Statements
24. Financial Statements and Financial Statements and
Exhibits Exhibits
25. Directors and Officers of the Directors and Officers of the
Depositor Depositor
26. Persons Controlled by or Under Persons Controlled by or Under
Common Control with the Common Control with the
Depositor or Registrant Depositor or Registrant
27. Number of Contract Owners Number of Contract Owners
28. Indemnification Indemnification
29. Principal Underwriters Principal Underwriters
30. Location of Accounts and Location of Accounts and Records
Records
31. Management Services Management Services
32. Undertakings Undertakings
<PAGE>
PARTS A AND B
The Prospectus and Statement of Additional Information are incorporated in Parts
A and B, respectively, of this Post-Effective Amendment No. 7, by reference to
Post-Effective Amendment No. 6 to the Registration Statement on Form N-4 (File
No. 333-41213), as filed on April 13, 2000 and declared effective on May 1,
2000.
A Supplement to the Prospectus, dated July 3, 2000 is included in Part A of
this Post-Effective Amendment.
<PAGE>
NATIONS VARIABLE ANNUITY
SERIES I
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED JULY 3, 2000 TO THE PROSPECTUS DATED MAY 1, 2000
The following Sub-Accounts and underlying Funds will be added in alphabetical
order to the cover page of the prospectus:
- NATIONS HIGH YIELD BOND PORTFOLIO SUB-ACCOUNT which purchases shares of the
Nations High Yield Bond Portfolio of Nations Annuity Trust
- NATIONS INTERNATIONAL VALUE PORTFOLIO SUB-ACCOUNT which purchases shares of
Nations International Value Portfolio of Nations Annuity Trust
The following will be the Annual Fund Operating Expenses table along with
corresponding footnotes:
ANNUAL FUND OPERATING EXPENSES
(As a percentage of average net assets)
<TABLE>
<CAPTION>
12b-1 TOTAL FUND
DISTRIBUTION OPERATING
MANAGEMENT AND/OR OTHER EXPENSES
FEES SERVICING EXPENSES (INCLUDING ANY
(INCLUDING ANY FEES (INCLUDING ANY WAIVERS AND ANY
WAIVERS) (INCLUDING ANY REIMBURSEMENTS) REIMBURSEMENTS)
WAIVERS)
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
Nations Balanced Assets Portfolio (1) (2) 0.11% 0.00% 0.89% 1.00%
------------------------------------------------------------------------------------------------------------------------------------
Nations Aggressive Growth Portfolio (formerly known as 0.09% 0.00% 0.91% 1.00%
Nations Disciplined Equity Portfolio) (1) (2)
------------------------------------------------------------------------------------------------------------------------------------
Nations International Growth Portfolio (1) (2) 0.00% 0.00% 1.25% 1.25%
------------------------------------------------------------------------------------------------------------------------------------
Nations Managed Index Portfolio (1) (2) 0.08% 0.25% 0.42% 0.75%
------------------------------------------------------------------------------------------------------------------------------------
Nations SmallCap Index Portfolio (formerly known as Nations 0.00% 0.25% 0.40% 0.65%
Managed SmallCap Index Portfolio) (1) (2)
------------------------------------------------------------------------------------------------------------------------------------
Nations Value Portfolio (1) (2) 0.22% 0.00% 0.78% 1.00%
------------------------------------------------------------------------------------------------------------------------------------
Nations Marsico Growth & Income Portfolio (1) (2) 0.69% 0.00% 0.41% 1.10%
------------------------------------------------------------------------------------------------------------------------------------
Nations Marsico Focused Equities Portfolio (1) (2) 0.72% 0.00% 0.38% 1.10%
------------------------------------------------------------------------------------------------------------------------------------
Nations High Yield Bond Portfolio (1) (2) (3) 0.51% 0.00% 0.49% 1.00%
------------------------------------------------------------------------------------------------------------------------------------
Nations International Value Portfolio (1) (2) (3) 0.80% 0.00% 0.45% 1.25%
------------------------------------------------------------------------------------------------------------------------------------
AIM V.I. Capital Appreciation Fund 0.62% N/A 0.11% 0.73%
------------------------------------------------------------------------------------------------------------------------------------
AIM V.I. High Yield Fund (4) 0.63% N/A 0.79% 1.42%
------------------------------------------------------------------------------------------------------------------------------------
AIM V.I. Value Fund 0.61% N/A 0.15% 0.76%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Advisers HLS Fund (5) 0.63% 0.18% 0.02% 0.83%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Bond HLS Fund (5) 0.49% 0.18% 0.03% 0.70%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Capital Appreciation HLS Fund (5) 0.64% 0.18% 0.02% 0.84%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Dividend and Growth HLS Fund (5) 0.65% 0.18% 0.03% 0.86%
------------------------------------------------------------------------------------------------------------------------------------
Hartford International Opportunities HLS Fund (5) 0.69% 0.18% 0.09% 0.96%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Money Market HLS Fund (5) 0.45% 0.18% 0.02% 0.65%
------------------------------------------------------------------------------------------------------------------------------------
<PAGE>
Hartford Small Company HLS Fund (5) 0.75% 0.18% 0.03% 0.96%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Stock HLS Fund (5) 0.46% 0.18% 0.02% 0.66%
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
(1) The Nations Portfolios are subject to fees up to 0.25% pursuant to a
shareholder servicing and distribution plan. The shareholder servicing and
distribution plan provides that the Portfolios may pay banks,
broker/dealers, insurance companies or other financial institutions that
have entered into sales support agreements with Stephens Inc. or a
shareholder servicing agreement with the Portfolios for certain expenses
that are incurred in connection with sales support and/or shareholder
services.
(2) The investment adviser and other service providers to these Portfolios
have agreed to waive a portion of their fees and/or reimburse expenses,
including distribution fees, until May 1, 2001 in order to maintain
total fund operating expenses at the levels shown. There is no assurance
that these waivers and/or reimbursements will continue after this date.
Absent these waivers and/or reimbursements, total fund operating
expenses would be:
<TABLE>
<CAPTION>
12b-1
DISTRIBUTION TOTAL FUND
MANAGEMENT AND/OR SERVICING OTHER OPERATING
FEES FEES EXPENSES EXPENSES
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
Nations Balanced Assets Portfolio 0.65% 0.25% 0.89% 1.79%
------------------------------------------------------------------------------------------------------------------------------------
Nations Aggressive Growth Portfolio 0.65% 0.25% 0.91% 1.81%
------------------------------------------------------------------------------------------------------------------------------------
Nations International Growth Portfolio 0.80% 0.25% 1.59% 2.64%
------------------------------------------------------------------------------------------------------------------------------------
Nations Managed Index Portfolio 0.40% 0.25% 0.42% 1.07%
------------------------------------------------------------------------------------------------------------------------------------
Nations SmallCap Index Portfolio 0.40% 0.25% 0.56% 1.21%
------------------------------------------------------------------------------------------------------------------------------------
Nations Value Portfolio 0.65% 0.25% 0.78% 1.68%
------------------------------------------------------------------------------------------------------------------------------------
Nations Marsico Growth & Income Portfolio 0.75% 0.25% 0.41% 1.41%
------------------------------------------------------------------------------------------------------------------------------------
Nations Marsico Focused Equities Portfolio 0.75% 0.25% 0.38% 1.38%
------------------------------------------------------------------------------------------------------------------------------------
Nations High Yield Bond Portfolio (3) 0.55% 0.25% 0.49% 1.29%
------------------------------------------------------------------------------------------------------------------------------------
Nations International Value Portfolio (3) 0.90% 0.25% 0.53% 1.68%
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
(3) Other expenses are based on estimates for the current fiscal year.
(4) Including fee waivers or expense reimbursements, expenses for AIM V.I. High
Yield Fund are:
<TABLE>
<CAPTION>
12b-1 TOTAL FUND
MANAGEMENT DISTRIBUTION OTHER OPERATING
FEES AND/OR SERVICING EXPENSES EXPENSES
FEES
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
AIM V.I. High Yield Fund 0.35% N/A 0.79% 1.14%
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
(5) The Class IB shares of the Funds sponsored by Hartford are subject to fees
imposed under a distribution plan (herein, the "Distribution Plan") adopted
by the Funds pursuant to Rule 12b-1 of the 1940 Act. The Distribution Plan
provides that the Funds sponsored by Hartford may pay annually up to 0.25%
of the average daily net assets of a Fund attributable to its Class IB
shares to certain distributors with respect to activities primarily
intended to result in the sale of the Class IB shares. Hartford has
voluntarily and temporarily waived 0.07% of the average daily net assets of
the Funds through at least April 30, 2001. Absent such waiver, the 12b-1
Distribution and/or Servicing Fees would be 0.25% and the Total Fund
Operating Expenses would be as follows: Hartford Advisers HLS Fund - 0.90%;
Hartford Bond HLS Fund - 0.77%; Hartford Capital Appreciation HLS Fund -
0.91%; Hartford Dividend and Growth HLS Fund - 0.93%; Hartford
International Opportunities HLS Fund - 1.03%; Hartford Money Market HLS
Fund - 0.72%; Hartford Small Company HLS Fund - 1.03%; Hartford Stock HLS
Fund - 0.73%.
<PAGE>
The following will be added to the end of the Example that illustrates
situations where the Optional Death Benefit is not selected:
<TABLE>
<CAPTION>
EXAMPLE
-------------------------------------------------------------------------------------------------------------------------------
If you surrender your Contract at If you annuitize your Contract at If you do not surrender your
the end of the applicable time the end of the applicable time Contract, you would pay the
period you would pay the following period you would pay the following following expenses on a $1,000
expenses on a $1,000 investment, expenses on a $1,000 investment, investment, assuming a 5% annual
assuming a 5% annual return on assuming a 5% annual return on return on assets:
assets: assets:
-------------------------------------------------------------------------------------------------------------------------------
1 year 3 years 5 years 10 1 year 3 years 5 years 10 1 year 3 years 5 years 10
Sub-Account years years years
-------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Nations High Yield
Bond Portfolio $79 $122 N/A N/A $23 $72 N/A N/A $24 $73 N/A N/A
-------------------------------------------------------------------------------------------------------------------------------
Nations
International
Value Portfolio $81 $129 N/A N/A $26 $80 N/A N/A $26 $81 N/A N/A
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
The following will be added to the end of the Example that illustrates
situations where the Optional Death Benefit is selected:
<TABLE>
<CAPTION>
EXAMPLE
-------------------------------------------------------------------------------------------------------------------------------
If you surrender your Contract at If you annuitize your Contract at If you do not surrender your
the end of the applicable time the end of the applicable time Contract, you would pay the
period you would pay the following period you would pay the following following expenses on a $1,000
expenses on a $1,000 investment, expenses on a $1,000 investment, investment, assuming a 5% annual
assuming a 5% annual return on assuming a 5% annual return on return on assets:
assets: assets:
-------------------------------------------------------------------------------------------------------------------------------
1 year 3 years 5 years 10 1 year 3 years 5 years 10 1 year 3 years 5 years 10
Sub-Account years years years
-------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Nations High Yield
Bond Portfolio $80 $126 N/A N/A $25 $77 N/A N/A $25 $78 N/A N/A
-------------------------------------------------------------------------------------------------------------------------------
Nations
International
Value Portfolio $83 $134 N/A N/A $27 $85 N/A N/A $28 $85 N/A N/A
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>
The following will replace the first sentence, in the first paragraph of the
"The Funds" section:
Nations Balanced Assets Portfolio, Nations Aggressive Growth Portfolio, Nations
International Growth Portfolio, Nations Managed Index Portfolio, Nations
SmallCap Index Portfolio, Nations Value Portfolio, Nations Marsico Growth &
Income Portfolio, Nations Marsico Focused Equities Portfolio, Nations High Yield
Bond Portfolio and Nations International Value Portfolio are sponsored by
Stephens Inc. and are investment portfolios of Nations Annuity Trust, a Delaware
business trust which is a registered open-end management investment company.
The following will be added to the end of the second paragraph of "The Funds"
section:
MacKay Shields LLC is investment sub-adviser to Nations High Yield Bond
Portfolio. Brandes Investment Partners, L.P. is investment sub-adviser to
Nations International Value Portfolio.
The following will be added to the investment goals sub-section of "The Funds"
section in alphabetical order:
NATIONS HIGH YIELD BOND PORTFOLIO - Seeks maximum income by investing in a
diversified portfolio of high yield debt securities.
NATIONS INTERNATIONAL VALUE PORTFOLIO - Seeks long-term capital appreciation by
investing primarily in equity securities of foreign issuers, including emerging
markets countries.
HV-2593
<PAGE>
PART C
<PAGE>
OTHER INFORMATION
Item 24. Financial Statements and Exhibits
(a) All financial statements are included in Part A and Part B of the
Registration Statement.
(b) (1) Resolution of the Board of Directors of Hartford Life Insurance
Company ("Hartford") authorizing the establishment of the
Separate Account.(1)
(2) Not applicable.
(3) (a) Principal Underwriter Agreement.(2)
(3) (b) Form of Dealer Agreement.(2)
(4) Form of Variable Annuity Contract.(1)
(5) Form of Application.(1)
(6) (a) Certificate of Incorporation of Hartford.(3)
(6) (b) Bylaws of Hartford.(1)
(7) Not applicable.
(8) Not applicable.
(9) Opinion and Consent of Lynda Godkin, Senior Vice President,
General Counsel, and Corporate Secretary.
(10) Consent of Arthur Andersen LLP, Independent Public Accountants.
(11) No financial statements are omitted.
--------
(1) Incorporated by reference to Post-Effective Amendment No. 2, to the
Registration Statement File No. 33-73570, dated May 1, 1995.
(2) Incorporated by reference to Post Effective Amendment No. 3, to the
Registration Statement File No. 33-73570, dated April 29, 1996.
(3) Incorporated by reference to Post Effective Amendment No. 19, to the
Registration Statement File No. 33-73570, filed on April 14, 1997.
<PAGE>
(12) Not applicable.
(13) Not applicable.
(14) Not applicable.
(15) Power of Attorney.
(16) Organizational Chart.
<TABLE>
<CAPTION>
Item 25. Directors and Officers of the Depositor
----------------------------------------------------------------------------------------------------------------------
NAME POSITION WITH HARTFORD
----------------------------------------------------------------------------------------------------------------------
<S> <C>
David A. Carlson Vice President
----------------------------------------------------------------------------------------------------------------------
Peter W. Cummins Senior Vice President
----------------------------------------------------------------------------------------------------------------------
Bruce W. Ferris Vice President
----------------------------------------------------------------------------------------------------------------------
Timothy M. Fitch Vice President and Actuary
----------------------------------------------------------------------------------------------------------------------
Mary Jane B. Fortin Vice President & Chief Accounting Officer
----------------------------------------------------------------------------------------------------------------------
David T. Foy Senior Vice President, Chief Financial Officer and Treasurer, Director*
----------------------------------------------------------------------------------------------------------------------
Lynda Godkin Senior Vice President, General Counsel and Corporate Secretary,
Director*
----------------------------------------------------------------------------------------------------------------------
Lois W. Grady Senior Vice President
----------------------------------------------------------------------------------------------------------------------
Stephen T. Joyce Senior Vice President
----------------------------------------------------------------------------------------------------------------------
Michael D. Keeler Vice President
----------------------------------------------------------------------------------------------------------------------
Robert A. Kerzner Senior Vice President
----------------------------------------------------------------------------------------------------------------------
Thomas M. Marra President, Director*
----------------------------------------------------------------------------------------------------------------------
Deanne Osgood Vice President
----------------------------------------------------------------------------------------------------------------------
Craig R. Raymond Senior Vice President and Chief Actuary
----------------------------------------------------------------------------------------------------------------------
Donald A. Salama Vice President
----------------------------------------------------------------------------------------------------------------------
Lowndes A. Smith Chief Executive Officer, Director*
----------------------------------------------------------------------------------------------------------------------
David M. Znamierowski Senior Vice President and Chief Investment Officer, Director*
----------------------------------------------------------------------------------------------------------------------
</TABLE>
Unless otherwise indicated, the principal business address of each of the above
individuals is P.O. Box 2999, Hartford, Connecticut 06104-2999.
*Denotes Board of Directors.
<PAGE>
Item 26. Persons Controlled By or Under Common Control with the Depositor or
Registrant
Filed herewith as Exhibit 16.
Item 27. Number of Contract Owners
As of January 31, 2000, there are 245,333 Contract Owners.
Item 28. Indemnification
Sections 33-770 to 33-778, inclusive, of the Connecticut General
Statutes ("CGS") provide that a corporation may provide indemnification
of or advance expenses to a director, officer, employee or agent.
Reference is hereby made to Section 33-771(e) of CGS regarding
indemnification of directors and Section 33-776(d) of CGS regarding
indemnification of officers, employees and agents of Connecticut
corporations. These statutes provide, in general, that Connecticut
corporations incorporated prior to January 1, 1997 shall, except to the
extent that their certificate of incorporation expressly provides
otherwise, indemnify their directors, officers, employees and agents
against "liability" (defined as the obligation to pay a judgment,
settlement, penalty, fine, including an excise tax assessed with
respect to an employee benefit plan, or reasonable expenses incurred
with respect to a proceeding) when (1) a determination is made pursuant
to Section 33-775 that the party seeking indemnification has met the
standard of conduct set forth in Section 33-771 or (2) a court has
determined that indemnification is appropriate pursuant to Section
33-774. Under Section 33-775, the determination of and the
authorization for indemnification are made (a) by the disinterested
directors, as defined in Section 33-770(3); (b) by special counsel; (c)
by the shareholders; or (d) in the case of indemnification of an
officer, agent or employee of the corporation, by the general counsel
of the corporation or such other officer(s) as the board of directors
may specify. Also, Section 33-772 provides that a corporation shall
indemnify an individual who was wholly successful on the merits or
otherwise against reasonable expenses incurred by him in connection
with a proceeding to which he was a party because he was a director of
the corporation. In the case of a proceeding by or in the right of the
corporation or with respect to conduct for which the director, officer,
agent or employee was adjudged liable on the basis that he received a
financial benefit to which he was not entitled, indemnification is
limited to reasonable expenses incurred in connection with the
proceeding against the corporation to which the individual was named a
party.
Under the Depositor's bylaws, the Depositor must indemnify both
directors and
<PAGE>
officers of the Depositor for (1) any claims and liabilities to which
they become subject by reason of being or having been directors or
officers of the Depositor and (2) legal and other expenses incurred in
defending against such claims, in each case, to the extent such is
consistent with statutory provisions.
Section 33-777 of CGS specifically authorizes a corporation to procure
indemnification insurance on behalf of an individual who was a
director, officer, employer or agent of the corporation. Consistent
with the statute, the directors and officers of the Depositor and
Hartford Securities Distribution Company, Inc. ("HSD") are covered
under a directors and officers liability insurance policy issued to The
Hartford Financial Services Group, Inc.
and its subsidiaries.
Insofar as indemnification for liabilities arising under the Securities
Act of 1933 may be permitted to directors, officers and controlling
persons of the Registrant pursuant to the foregoing provisions, or
otherwise, the Registrant has been advised that in the opinion of the
Securities and Exchange Commission such indemnification is against
public policy as expressed in the Act and is, therefore, unenforceable.
In the event that a claim for indemnification against such liabilities
(other than the payment by the Registrant of expenses incurred or paid
by a director, officer or controlling person of the Registrant in the
successful defense of any action, suit or proceeding) is asserted by
such director, officer or controlling person in connection with the
securities being registered, the Registrant will, unless in the opinion
of its counsel the matter has been settled by controlling precedent,
submit to a court of appropriate jurisdiction the question whether such
indemnification by it is against public policy as expressed in the Act
and will be governed by the final adjudication of such issue.
Item 29. Principal Underwriters
(a) HSD acts as principal underwriter for the following investment
companies:
Hartford Life Insurance Company - Separate Account One
Hartford Life Insurance Company - Separate Account Two
Hartford Life Insurance Company - Separate Account Two (DC
Variable Account I)
Hartford Life Insurance Company - Separate Account Two (DC
Variable Account II)
Hartford Life Insurance Company - Separate Account Two (QP
Variable Account)
Hartford Life Insurance Company - Separate Account Two (Variable
Account "A")
Hartford Life Insurance Company - Separate Account Two (NQ
Variable Account)
<PAGE>
Hartford Life Insurance Company - Putnam Capital Manager Trust
Separate Account
Hartford Life Insurance Company - Separate Account Three
Hartford Life Insurance Company - Separate Account Five
Hartford Life Insurance Company -Separate Account Seven
Hartford Life and Annuity Insurance Company - Separate Account
One
Hartford Life and Annuity Insurance Company - Putnam
Capital Manager Trust Separate Account Two
Hartford Life and Annuity Insurance Company - Separate Account
Three
Hartford Life and Annuity Insurance Company - Separate Account
Five
Hartford Life and Annuity Insurance Company - Separate Account
Six
Hartford Life and Annuity Insurance Company - Separate Account
Seven
Hart Life Insurance Company - Separate Account One
Hart Life Insurance Company - Separate Account Two
American Maturity Life Insurance Company - Separate Account
AMLVA
Servus Life Insurance Company - Separate Account One
Servus Life Insurance Company - Separate Account Two
(b) Directors and Officers of HSD
Name and Principal Positions and Offices
Business Address With Underwriter
---------------- -----------------
David A. Carlson Vice President
Peter W. Cummins Senior Vice President
David T. Foy Treasurer
Lynda Godkin Senior Vice President, General
Counsel and Corporate Secretary
George R. Jay Controller
Robert A. Kerzner Executive Vice President
Thomas M. Marra Executive Vice President, Director
Paul E. Olson Supervising Registered Principal
Lowndes A. Smith President and Chief Executive
Officer, Director
Unless otherwise indicated, the principal business address of
each of the above individuals is P.O. Box 2999, Hartford, CT
06104-2999.
Item 30. Location of Accounts and Records
All of the accounts, books, records or other documents required to be
kept by
<PAGE>
Section 31(a) of the Investment Company Act of 1940 and rules
thereunder, are maintained by Hartford at 200 Hopmeadow Street,
Simsbury, Connecticut 06089.
Item 31. Management Services
All management contracts are discussed in Part A and Part B of this
Registration Statement.
Item 32. Undertakings
(a) The Registrant hereby undertakes to file a post-effective amendment
to this Registration Statement as frequently as is necessary to
ensure that the audited financial statements in the Registration
Statement are never more than 16 months old so long as payments
under the variable annuity Contracts may be accepted.
(b) The Registrant hereby undertakes to include either (1) as part of
any application to purchase a Contract offered by the Prospectus, a
space that an applicant can check to request a Statement of
Additional Information, or (2) a post card or similar written
communication affixed to or included in the Prospectus that the
applicant can remove to send for a Statement of Additional
Information.
(c) The Registrant hereby undertakes to deliver any Statement of
Additional Information and any financial statements required to be
made available under this Form promptly upon written or oral
request.
(d) Hartford hereby represents that the aggregate fees and charges under
the Contract are reasonable in relation to the services rendered,
the expenses expected to be incurred, and the risks assumed by
Hartford.
The Registrant is relying on the no-action letter issued by the Division
of Investment Management to American Counsel of Life Insurance, Ref. No.
IP-6-88, November 28, 1988. The Registrant has complied with conditions
one through four of the no-action letter.
<PAGE>
SIGNATURES
As required by the Securities Act of 1933 and the Investment Company Act of
1940, the Registrant certifies that it meets all the requirements for
effectiveness of this Registration Statement pursuant to Rule 485(b) under the
Securities Act of 1933 and duly caused this Registration Statement to be signed
on its behalf, in the Town of Simsbury, and State of Connecticut on this 26th
day of June, 2000.
HARTFORD LIFE INSURANCE COMPANY
SEPARATE ACCOUNT TWO
(Registrant)
*By: Thomas M. Marra *By: /s/ Marianne O'Doherty
-------------------------------- -----------------------------
Thomas M. Marra, President Marianne O'Doherty
Attorney-in-Fact
HARTFORD LIFE INSURANCE COMPANY
(Depositor)
*By: Thomas M. Marra
--------------------------------
Thomas M. Marra, President
Pursuant to the requirements of the Securities Act of 1933, as amended, this
Registration Statement has been signed below by the following persons and in the
capacity and on the date indicated.
David T. Foy, Senior Vice President, Chief
Financial Officer and Treasurer, Director*
Lynda Godkin, Senior Vice President, General
Counsel and Corporate Secretary, Director* *By: /s/ Marianne O'Doherty
Thomas M. Marra, President, Director* -----------------------
Lowndes A. Smith, Chief Executive Officer, Director * Marianne O'Doherty
Raymond P. Welnicki, Senior Vice President, Attorney-in-Fact
Director*
Lizabeth H. Zlatkus, Executive Vice President, Date: June 26, 2000
Director*
David M. Znamierowski, Senior Vice President and
Chief Investment Officer, Director*
<PAGE>
EXHIBIT INDEX
(9) Opinion and Consent of Lynda Godkin, Senior Vice President, General Counsel
and Corporate Secretary.
(10) Consent of Arthur Andersen LLP, Independent Public Accountants.
