PROVIDIAN LIFE & HEALTH INSURANCE CO SEPARATE ACCOUNT I
N-30D, 1999-09-09
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September 8, 1999


VIA EDGAR

- -------------------------------------

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

Re:  Peoples Benefit Life Insurance Company Separate Account I-
     Pacer Choice
     File No.33-7034, 811-4733, CIK 796524
     Rule 30b2-1 Filing

Commissioners:

As required by Rule 30d-2 under the Investment Company Act of 1940, as amended
(the "Act"), Peoples Benefit Life Insurance Company Separate Account I, a unit
investment trust registered under the Act, mailed to its contract owners the
semi-annual report for the Variable Insurance Products Fund.  This filing
constitutes the filing of this report as required by Rule 30b2-1 under the Act.

Pursuant to Rule 30d-1 under the Act, on August 27, 1999, Variable Insurance
Products Fund filed its semi-annual report with the Commission via EDGAR (CIK:
356494).  To the extent necessary, this filing is incorporated herein by
reference.

Very truly yours,


/s/  Gregory E. Miller-Breetz


Gregory E. Miller-Breetz
Assistant General Counsel


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