<PAGE>
September 8, 1999
VIA EDGAR
- ----------------------------------------
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Peoples Benefit Life Insurance Company Separate Account II -
Pacer Choice Variable Annuity
File No.33-7033, 811-4734, CIK 796535
Rule 30b2-1 Filing
Commissioners:
As required by Rule 30d-2 under the Investment Company Act of 1940, as amended
(the "Act"), Peoples Benefit Life Insurance Company Separate Account II, a unit
investment trust registered under the Act, mailed to its contract owners the
semi-annual report for the Variable Insurance Products Fund. This filing
constitutes the filing of this report as required by Rule 30b2-1 under the Act.
Pursuant to Rule 30d-1 under the Act, on August 27, 1999, Variable Insurance
Products Fund filed its semi-annual report with the Commission via EDGAR (CIK:
356494). To the extent necessary, this filing is incorporated herein by
reference.
Very truly yours,
/s/ Gregory E. Miller-Breetz
Gregory E. Miller-Breetz
Assistant General Counsel