SEPARATE ACCOUNT VA 1 OF TRANSAMERICA LIFE INS & ANNUITY CO
N-30D, 1998-08-07
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August 7, 1998



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

Re:      Transamerica Life Insurance and Annuity Company and
         Transamerica Life Separate Account VA-1 (File No. 33-10914)

Dear Commissioner:

On behalf of Transamerica  Life Insurance and Annuity  Company and  Transamerica
Life Separate  Account VA-1 ("separate  account"),  incorporated by reference is
the annual report of the underlying  fund,  American  Funds'  American  Variable
Insurance  Series  for  filing  with the  Securities  and  Exchange  Commission,
pursuant to Rule 30b2-1 under the Investment Company Act of 1940 ("Act").

         Filer:                     American Legacy I and II
         File #:                    811-03857
         Accession #:               729528-98-18
         CIK #:                     729528
         Filing Date:               August 4, 1998

         Filer:                     American Legacy III
         File #:                    811-03857
         Accession #:               729528-98-19
         CIK #:                     729528
         Filing Date:               August 4, 1998

This  annual  report  is for the  period  ending  May  31,  1998,  and has  been
transmitted to contract holders in accordance with Rule 30d-2 under the Act.

If you have any questions regarding this filing,  please contact the undersigned
at (213) 742-3126.

Very truly yours,


Susan Vivino
Paralegal

cc:      R. Fink



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